The best credit card deal depends on your financial situation and how you want to use it.

The comparison above lists credit cards of every type and their interest rates, but you can compare specific types once you have worked out what you need:

Paying off existing debt

Making purchases

Worried you will be rejected?

Credit card FAQs

Q

How long does it take to apply?

A

If you apply online it should take about ten minutes and you usually get an instant decision. Applying by post or in a branch takes longer.

Q

How long until I get my credit card?

A

It usually takes around ten days for your card to arrive once you have applied. Here is how long it can take and how to speed up the process.

Q

Will I be accepted for a credit card?

A

This depends on your credit record, income and finances, but each company looks for something different. Here is how to get accepted.

Q

What will my credit limit be?

A

This is set by your provider based on your finances, and you find it out after you are approved. Here is how they work and how much exceeding it costs.

Q

What charges will I pay on a credit card?

A

Credit cards come with a range of charges, but you can usually avoid them if you understand how they work.

About our credit cards comparison

Q

Who do we include in this comparison?

A

We include all of the personal credit cards you can get in the UK, apart from those offered exclusively through other companies. They are all from lenders regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.