The best credit card deal depends on your financial situation and how you want to use it.
Some credit cards can be repaid interest free, and you can use them to:
Pay off your existing credit card debts with a balance transfer
Pay off your overdraft or loan with a money transfer
Make purchases in person or online
Comparing credit cards can help you choose one that accepts you and that saves you the most money, gives the best rewards and can be used how you need it.
The comparison above lists credit cards of every type and their interest rates, but you can compare specific types once you have worked out what you need:
Paying off existing debt
Worried you will be rejected?
Never had a credit card before? This means not every card will accept you, but here is what you need to know about getting your first card and our comparison of cards that are more likely to be available.
Credit card FAQs
How long does it take to apply?
If you apply online it should take about ten minutes and you usually get an instant decision. Applying by post or in a branch takes longer.
How long until I get my credit card?
It usually takes around ten days for your card to arrive once you have applied. Here is how long it can take and how to speed up the process.
Will I be accepted for a credit card?
This depends on your credit record, income and finances, but each company looks for something different. Here is how to get accepted.
What will my credit limit be?
This is set by your provider based on your finances, and you find it out after you are approved. Here is how they work and how much exceeding it costs.
What charges will I pay on a credit card?
Credit cards come with a range of charges, but you can usually avoid them if you understand how they work.
About our credit cards comparison
Who do we include in this comparison?
How do we make money from our comparison?
We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and the deal you get is not affected.