Compare Long Term Loans
Compare the best long term loans currently available from UK lenders side by side in our comparison table and find out which lender offers the cheapest long term personal loan rates for the amount you want to borrow in minutes. We make getting the best long term loan interest rate on your borrowing quick and completely hassle free.
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| Loan | Term | Headline Representative APR | Online Decision | ||||||||||||||||||||||||||||||||||||||||||||||
| Minimum | Maximum | Minimum | Maximum | ||||||||||||||||||||||||||||||||||||||||||||||
| Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Small Loan (4-5 Yrs) | £1,000 | £7,499 | 4 years | 5 years | 7.8% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
AA Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Large Loan (4+ Yrs) | £15,001 | £25,000 | 4 years | 7 years | 8.2% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 8.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Loan available to RBS customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
Amigo Loans Ltd Personal Loan | £500 | £5,000 | 1 year | 5 years | 62.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total. Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up. | |||||||||||||||||||||||||||||||||||||||||||||||||
| Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Yorkshire Bank Personal Loan | £7,500 | £14,999 | 1 year | 7 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Car Loan | £2,500 | £25,000 | 1 year | 5 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan (Existing Customers) | £3,000 | £25,000 | 1 year | 10 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total. Loan available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
First Direct Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total. Available to existing First Direct customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Zopa Personal Loan | £1,000 | £15,000 | 3 years | 5 years | 6.12% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70, | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Personal Loan | £7,000 | £25,000 | 1 year | 8 years | 6.2% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total. HSBC Personal Loans are only available to existing HSBC current account customers. | |||||||||||||||||||||||||||||||||||||||||||||||||
Santander Personal Loan | £1,000 | £20,000 | 1 year | 5 years | 6.7% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan (Existing Customers) | £7,500 | £25,000 | 1 year | 5 years | 7.2% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total. Flexclusive Personal Loan deal- exclusively available to Nationwide new and existing FlexAccount debit card customers (excluding cash card+) who are... more | |||||||||||||||||||||||||||||||||||||||||||||||||
Post Office Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.4% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.4% p.a. (fixed) you will repay £240.21 per month & £11,530.08 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Small Loan (4-5 Yrs) | £1,000 | £7,499 | 4 years | 5 years | 7.8% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
AA Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Smile Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Large Loan (4+ Yrs) | £15,001 | £25,000 | 4 years | 7 years | 8.2% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Bank of Ireland Personal Loan | £1,000 | £25,000 | 6 months | 5 years | 8.5% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65, To apply, the borrower must have had a Bank of Ireland Current Account in Northern Ireland or GB for the last 6 months. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.8% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total. Existing Halifax customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Personal Loan | £7,000 | £15,000 | 1 year | 7 years | 8.8% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed) you will repay £249.80 per month & £11,990.40 in total. Existing Halifax customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
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Alternative Loans
You may want to compare the above loans with the following.
NatWest Personal Loan
- 1st payment due of 42 days is offered with the loan.
- New customers get £25,000 max loan from NatWest.
- Get minimum loan period of 1 year.
- New customers have the benefit of 8.9% representative APR.
- This loan gives a deferred start of 0 month.
- Get a minimum loan of £1,000 from this Personal Loan.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Zopa Personal Loan (Young 20-25)
- First payment due of 30 days is offered with this loan.
- Maximum loan term of 5 yrs is available with this loan.
- A maximum loan of £15,000 is offered by Zopa.
- £1,000 minimum loan is available.
- A deferred start of 0 mth is offered by Zopa.
- New customers get £1,000 to £1,099 introductory representative loan amount from the Personal Loan (Young 20-25).
- Representative Example: The representative APR is 10.72% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.72% p.a. (fixed)Arrangement fee £190,
Tesco Bank Personal Loan (Existing Customers)
- Enjoy a minimum arrangement fee of £0 from the Personal Loan (Existing Customers).
- Customers get 2 months deferred start from this loan.
- Minimum loan of £3,000.
- Benefit from 10 yrs maximum loan term.
- Arrangement fee of 0 percent is available with Personal Loan (Existing Customers).
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Amigo Loans Ltd Personal Loan
- This loan offers a deferred start of 0 month.
- Amigo Loans Ltd loan has an introductory representative APR of 62.1%.
- 62.1 percent representative APR is offered with this loan.
- Get a minimum loan period of 1 year from this loan.
- This loan gives a £500 minimum loan.
- Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
HSBC Premier Loan
- £0 max arrangement fee is offered with the loan.
- This loan offers a representative APR of 6.1 percent.
- £0 arrangement fee.
- Premier Loan offers a deferred start of 3 months.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Barclays Barclayloan Plus (£3K+ Min Credit)
- New customers get 2 years minimum loan duration from the Barclayloan Plus (£3K+ Min Credit).
- Have the benefit of arrangement fee of £0.
- New customers get £10,000 minimum loan from the loan.
- Customers get 5 years max loan term from this loan.
- Benefit from 0 percent arrangement fee from Barclays.
- The loan has £10,000 to £25,000 introductory representative loan amount.
- Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Loansathome4u Cash Loan
- New customers get £150 to £600 promotional representative loan amount from Loansathome4u.
- Deferred start of 0 month.
- 5 months minimum loan term is offered to new customers.
- Max arrangement fee of £0 is available with Cash Loan.
- Get £150 minimum loan.
- This Loansathome4u loan has 8 months max loan term.
- Representative Example: The representative APR is 399.7% (fixed) at a rate of 399.7% p.a. (fixed)
RateSetter 1 Year Loan
- The loan has 30 days 1st payment due.
- 6.5 percent headline representative APR is available to customers.
- You get 0 mth deferred start from RateSetter.
- 8.5% representative APR is available with 1 Year Loan.
- Customers get 1 year minimum loan period from this loan.
- Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80,
