Compare Joint Loans

Compare joint loan rates from the best lenders offering joint loans in the UK and find a cheap interest rate loan for your borrowing in minutes. We make finding a cheap joint personal loan quick and easy so that you can make a joint loan application online and get access to the money you need as soon as possible.
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LoanTermHeadline RepresentativeOnline Decision 
MinimumMaximumMinimumMaximumAPRLoan Amount 
Promoted Results
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%£3,000 to £50,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Sainsbury's Bank
 
Standard Small Loan (4-5 Yrs)
£1,000£7,499
4
years
5
years
7.8%£5,000 to £7,499
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
The Co-operative Bank
 
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total.
AA
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Car Loan 4U
Car Loan (Excellent Credit History)
£3,000£50,000
1
year
5
years
7.9%£3,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £241.63 per month & £11,598.24 in total.
Creditplus
Car Loan (Excellent Rating)
£2,000£50,000
1
year
5
years
7.9%£2,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.59 per month & £11,644.32 in total.
Sainsbury's Bank
 
Standard Large Loan (4+ Yrs)
£15,001£25,000
4
years
7
years
8.2%£15,001 to £25,000
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Nemo Personal Finance
 
Nemo
£7,500£100,000
3
years
25
years
8.22%£7,500 to £100,000
n/a
Available to home owners only.
Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk
NatWest
Personal Loan
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Existing Customers)
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Loan available to RBS customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Norton Finance
Norton Finance
£3,000£25,000
3
years
20
years
11.9%£3,000 to £25,000
n/a
Available to home owners only.
Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Creditplus
Car Loan (Good Rating)
£2,000£50,000
1
year
5
years
13.2%£2,000 to £50,000
Representative Example: The representative APR is 13.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.2% p.a. (fixed)
Car Loan 4U
Car Loan (Good Credit History)
£3,000£50,000
1
year
5
years
13.9%£3,000 to £50,000
Representative Example: The representative APR is 13.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.9% p.a. (fixed) you will repay £266.63 per month & £12,798.24 in total.
Creditplus
Car Loan (Fair Rating)
£2,000£50,000
1
year
5
years
17.9%£2,000 to £50,000
Representative Example: The representative APR is 17.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 17.9% p.a. (fixed) you will repay £308.33 per month & £14,799.84 in total.
Car Loan 4U
Car Loan (Fair Credit History)
£3,000£50,000
1
year
5
years
18.9%£3,000 to £50,000
Representative Example: The representative APR is 18.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.9% p.a. (fixed) you will repay £287.46 per month & £13,798.08 in total.
Car Loan 4U
Car Loan (Average Credit History)
£3,000£50,000
1
year
5
years
23.9%£3,000 to £50,000
Representative Example: The representative APR is 23.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 23.9% p.a. (fixed) you will repay £308.29 per month & £14,797.92 in total.
Creditplus
Car Loan (Poor Rating)
£2,000£50,000
1
year
5
years
24%£2,000 to £50,000
Representative Example: The representative APR is 24% (fixed) so if you borrow £10,000 over 4 years at a rate of 24% p.a. (fixed)
Car Loan 4U
Car Loan (Poor Credit History)
£3,000£50,000
1
year
5
years
28.9%£3,000 to £50,000
Representative Example: The representative APR is 28.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 28.9% p.a. (fixed) you will repay £329.13 per month & £15,798.24 in total.
Full Results
Sainsbury's Bank
 
Standard Medium Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
5.9%£7,500 to £15,000
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
Yorkshire Bank
Personal Loan
£7,500£14,999
1
year
7
years
6%£7,500 to £14,999
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
Tesco Bank
Personal Loan (Existing Customers)
£3,000£25,000
1
year
10
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Loan available to existing customers only.
Derbyshire Building Society
 
Personal Loan (Semi-Exclusive)
£5,000£20,000
1
year
5
years
6%£7,500 to £14,950
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%£3,000 to £50,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
First Direct
Personal Loan
£1,000£25,000
1
year
7
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total.
Available to existing First Direct customers only.
HSBC
Premier Loan
£7,000£25,000
1
year
8
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
HSBC premier personal loan is for HSBC Premier current account holders only.
HSBC
Personal Loan
£7,000£25,000
1
year
8
years
6.2%£7,000 to £15,000
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
HSBC Personal Loans are only available to existing HSBC current account customers.
RateSetter
2 Year Loan
£1,000£15,000
2
years
2
years
6.2%£5,000 to £5,999
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100,
RateSetter
1 Year Loan
£1,000£15,000
1
year
1
year
6.5%£5,000 to £5,999
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80,
Santander
Personal Loan
£1,000£20,000
1
year
5
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total.
Sainsbury's Bank
 
Shopper Reward Med Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
The Co-operative Bank
 
Personal Loan (Privilege&Premier CA)
£2,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.63 per month & £11,454.24 in total.
Loan available to Co-op Privilege and Privilege Premier Current Account customers.
Sainsbury's Bank
 
Shopper Reward Med Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.9%£7,500 to £15,000
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £240.69 per month & £11,553.12 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
 Next Page  >
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Loan Comparison

View all loan reviews.

Alternative Loans

You may want to compare the above loans with the following.

M&S Personal Loan

  • Maximum loan term of 7 yrs is offered with Personal Loan.
  • Have the benefit of representative APR of 6 percent.
  • New customers get £1,000 minimum loan.
  • This M&S loan has 3 months deferred start.
  • Arrangement fee of £0 is offered with this loan.
  • Enjoy 6 percent headline representative APR.
  • Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.

Oakam Bonus Loan

  • Benefit from arrangement fee of 0 percent.
  • Customers get 0 mth deferred start from the Bonus Loan.
  • Get 6 months minimum loan duration.
  • Minimum loan of £200.
  • Representative Example: The representative APR is 338.2% (fixed) so if you borrow £5,000 over 2 years at a rate of 338.2% p.a. (fixed) you will repay £535 per month & £12,840 in total. Arrangement fee £40,

Tesco Bank Personal Loan (Existing Customers)

  • Arrangement fee of £0 is offered to customers.
  • The loan gives an arrangement fee of 0%.
  • This loan offers 10 years max loan term.
  • 1st payment due of 30 days is offered with the loan.
  • Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.

Ulster Bank Ufirst Gold (Large)

  • Minimum loan duration of 1 yr is offered with this loan.
  • The loan offers £10,000 to £25,000 introductory representative loan amount.
  • Benefit from a representative APR of 8.8% from the Ufirst Gold (Large).
  • Customers enjoy £0 minimum arrangement fee from the loan.
  • Get a max loan of £25,000 from the loan.
  • Maximum arrangement fee of £0 is available.
  • Representative Example: The representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed) you will repay £246.25 per month & £11,820 in total.

Nationwide Personal Loan

  • Customers get £7,500 to £14,950 promotional representative loan amount.
  • This loan gives a deferred start of 0 month.
  • Nationwide gives arrangement fee of 0 percent.
  • £7,500 minimum loan is available with the loan.
  • Take advantage of 6.8 percent representative APR from Nationwide.
  • This Personal Loan has a promotional representative APR of 6.8 percent.
  • Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.

Sainsbury's Bank Standard Medium Loan (4-5 Yrs)

  • You can get £15,000 max loan.
  • This Standard Medium Loan (4-5 Yrs) has £7,500 to £15,000 headline representative loan amount.
  • You can have the benefit of representative APR of 6.1 percent.
  • Customers get £7,500 minimum loan.
  • Get £0 arrangement fee from Sainsbury's Bank.
  • 5 years maximum loan term is available.
  • Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.

NatWest Personal Loan (Adv Gold)

  • You can get 7 yrs maximum loan term.
  • £0 arrangement fee is offered to new customers.
  • You enjoy 6.9 percent representative APR from NatWest.
  • Customers enjoy £0 max arrangement fee from NatWest.
  • Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.