Compare Guarantor Loans

Compare guarantor loans from all the lenders offering bank guarantor loan deals online in the UK and find the cheapest guarantor loans rates in minutes. Our comparison of the rates on offer from the best guarantor loans lenders makes getting a cheap loan with a guarantor quick and easy so you can borrow even if you have bad credit.
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LoanTermHeadline Representative APROnline Decision 
MinimumMaximumMinimumMaximum 
Promoted Results
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RateSetter
Variable Rate Unsecured Personal Loan
£1,500£15,000
1
year
2
years
7.1%
Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history.
Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Sainsbury's Bank
 
Standard Small Loan (4-5 Yrs)
£1,000£7,499
4
years
5
years
7.8%
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
The Co-operative Bank
 
Personal Loan
£2,000£25,000
1
year
7
years
7.9%
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total.
AA
Personal Loan
£2,000£25,000
1
year
7
years
7.9%
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Shawbrook Bank
Link Platinum
£20,000£100,000
3
years
25
years
7.9%
n/a
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
RateSetter
Fixed Rate Unsecured Personal Loan
£2,000£15,000
3
years
5
years
7.9%
Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history.
Quick and simple online process, money usually in your account within 48 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Car Loan 4U
Car Loan (Excellent Credit History)
£3,000£50,000
1
year
5
years
7.9%
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £241.63 per month & £11,598.24 in total.
Creditplus
Car Loan (Excellent Rating)
£2,000£50,000
1
year
5
years
7.9%
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.59 per month & £11,644.32 in total.
Sainsbury's Bank
 
Standard Large Loan (4+ Yrs)
£15,001£25,000
4
years
7
years
8.2%
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Nemo Personal Finance
 
Nemo
£7,500£100,000
3
years
25
years
8.22%
n/a
Available to home owners only.
Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk
NatWest
Personal Loan
£1,000£25,000
1
year
7
years
8.9%
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Existing Customers)
£1,000£25,000
1
year
7
years
8.9%
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Loan available to RBS customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Shawbrook Bank
Link Loans
£3,000£70,000
3
years
25
years
8.9%
n/a
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Norton Finance
Norton Finance
£3,000£25,000
3
years
20
years
11.9%
n/a
Available to home owners only.
Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Creditplus
Car Loan (Good Rating)
£2,000£50,000
1
year
5
years
13.2%
Representative Example: The representative APR is 13.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.2% p.a. (fixed)
Central Trust
Central
£5,000£100,000
3
years
25
years
13.7%
n/a
Available to home owners only.
Applications to Central Trust Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Car Loan 4U
Car Loan (Good Credit History)
£3,000£50,000
1
year
5
years
13.9%
Representative Example: The representative APR is 13.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.9% p.a. (fixed) you will repay £266.63 per month & £12,798.24 in total.
Creditplus
Car Loan (Fair Rating)
£2,000£50,000
1
year
5
years
17.9%
Representative Example: The representative APR is 17.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 17.9% p.a. (fixed) you will repay £308.33 per month & £14,799.84 in total.
Car Loan 4U
Car Loan (Fair Credit History)
£3,000£50,000
1
year
5
years
18.9%
Representative Example: The representative APR is 18.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.9% p.a. (fixed) you will repay £287.46 per month & £13,798.08 in total.
Car Loan 4U
Car Loan (Average Credit History)
£3,000£50,000
1
year
5
years
23.9%
Representative Example: The representative APR is 23.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 23.9% p.a. (fixed) you will repay £308.29 per month & £14,797.92 in total.
Creditplus
Car Loan (Poor Rating)
£2,000£50,000
1
year
5
years
24%
Representative Example: The representative APR is 24% (fixed) so if you borrow £10,000 over 4 years at a rate of 24% p.a. (fixed)
Car Loan 4U
Car Loan (Poor Credit History)
£3,000£50,000
1
year
5
years
28.9%
Representative Example: The representative APR is 28.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 28.9% p.a. (fixed) you will repay £329.13 per month & £15,798.24 in total.
Guarantor Loans Online
 
Guarantor Loans
£1,000£5,000
1
year
5
years
53.8%
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application.
Aspire Money
Personal Loan
£500£7,500
1
year
7
years
62.1%
Representative Example: Representative 62.1% APR. Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08.
Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month.
Amigo Loans Ltd
Personal Loan
£500£5,000
1
year
5
years
62.1%
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up.
Provident Personal Credit
 
Cash Loan
£50£500
6
months
13
months
272.2%
Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Pounds to Pocket
 
Personal Loan
£200£2,000
1
year
1
year
278%
Representative Example: The representative APR is 278% (fixed) at a rate of 278% p.a. (fixed)
12 Month Loans
Personal Loan
£100£2,500
1
month
12
months
278%
Representative Example: The representative APR is 278% (variable) so if you borrow £500 over 12 months at a rate of 278% p.a. (variable) you will repay £79.09 per month & £949.01 in total.
Motor Buy Back
Buy Back
£100£100,000
1
day
3
months
435%
Representative Example: The Representative APR is 435% p.a. so if you borrow £1,000 over 12 weeks at a rate of 435% you will repay £34.610 weekly (plus final payment of Buy Figure: £1000) - £1415.32 in total.
Full Results
Sainsbury's Bank
 
Standard Medium Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
5.9%
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
M&S
Personal Loan
£1,000£25,000
1
year
7
years
6%
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.
Yorkshire Bank
Personal Loan
£7,500£14,999
1
year
7
years
6%
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
M&S
Car Loan
£2,500£25,000
1
year
5
years
6%
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Tesco Bank
Personal Loan (Existing Customers)
£3,000£25,000
1
year
10
years
6%
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Loan available to existing customers only.
Derbyshire Building Society
 
Personal Loan (Semi-Exclusive)
£5,000£20,000
1
year
5
years
6%
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
First Direct
Personal Loan
£1,000£25,000
1
year
7
years
6.1%
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total.
Available to existing First Direct customers only.
HSBC
Premier Loan
£7,000£25,000
1
year
8
years
6.1%
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
HSBC premier personal loan is for HSBC Premier current account holders only.
Zopa
Personal Loan
£1,000£15,000
3
years
5
years
6.12%
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,
HSBC
Personal Loan
£7,000£25,000
1
year
8
years
6.2%
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
HSBC Personal Loans are only available to existing HSBC current account customers.
RateSetter
2 Year Loan
£1,000£15,000
2
years
2
years
6.2%
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100,
Barclays
Barclayloan Plus (£3K+ Min Credit)
£10,000£25,000
2
years
5
years
6.2%
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Only available to Barclays Customers who have held a current account with Barclays for more than 12 months, paid £3,000 or more into their account... more
RateSetter
1 Year Loan
£1,000£15,000
1
year
1
year
6.5%
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80,
Santander
Personal Loan
£1,000£20,000
1
year
5
years
6.7%
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total.
Sainsbury's Bank
 
Shopper Reward Med Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
6.7%
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
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Loan Comparison

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Alternative Loans

You may want to compare the above loans with the following.

Barclays Barclayloan Plus (Existing Customers Only)

  • 2 years minimum loan length is offered with the loan.
  • This loan offers a 9.9% representative APR.
  • You get £9,100 to £25,000 introductory representative loan amount from Barclays.
  • Customers get 0 mth deferred start from Barclays.
  • New customers enjoy £0 arrangement fee from the Barclayloan Plus (Existing Customers Only).
  • 8.9% headline representative APR.
  • Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £253.29 per month & £12,157.92 in total.

Ulster Bank Personal Loan

  • New customers get £25,000 max loan.
  • You get 0 month deferred start.
  • The Ulster Bank loan has £10,000 to £25,000 introductory representative loan amount.
  • Enjoy 5 yrs max loan term from Ulster Bank.
  • 30 days first payment due is offered.
  • Ulster Bank gives minimum loan period of 1 yr.
  • Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.67 per month & £12,032.16 in total.

Zopa Personal Loan

  • Get a max loan term of 5 yrs from this Personal Loan.
  • An arrangement fee of 0% is offered by Zopa.
  • £1,000 minimum loan.
  • New customers have the benefit of 7.84% representative APR from Zopa.
  • Deferred start of 0 mth is offered with this loan.
  • Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,

Clydesdale Bank Personal Loan

  • £7,500 to £15,000 introductory representative loan amount is available with the loan.
  • Get 0 percent arrangement fee.
  • 7 yrs maximum loan term.
  • Get maximum loan of £15,000.
  • Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.

Ulster Bank Ufirst Gold (Large)

  • New customers can get £25,000 max loan.
  • 0 mth deferred start is offered with Ufirst Gold (Large).
  • Minimum loan of £10,000.
  • Take advantage of £0 arrangement fee.
  • Ulster Bank gives first payment due of 30 days.
  • Get a minimum loan term of 1 year from the Ufirst Gold (Large).
  • Representative Example: The representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed) you will repay £246.25 per month & £11,820 in total.

Barclays Barclayloan Plus (£3K+ Min Credit)

  • A 6.2 percent representative APR is available.
  • A max loan of £25,000 is offered by Barclays.
  • £10,000 to £25,000 initial representative loan amount is offered.
  • This Barclays loan has a deferred start of 2 months.
  • Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.