Compare £1,000 Loan Rates
Find the cheapest £1,000 loans available in the UK side by side with the help of our best £1,000 loan rates comparison table and secure a cheap thousand pound loan that suits your circumstances in minutes. We make it easy for you to find the lender that will offer you an unsecured £1k loan in return for the lowest interest rate.
Do you have a question?
| Loan | Term | Headline Representative | Online Decision | ||||||||||||||||||||||||||||||||||||||||||||||
| Minimum | Maximum | Minimum | Maximum | APR | Loan Amount | ||||||||||||||||||||||||||||||||||||||||||||
| Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan (Adv Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Advantage Gold current account and Black Account customers only.. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Royalties/Royalties Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Small Loan (4-5 Yrs) | £1,000 | £7,499 | 4 years | 5 years | 7.8% | £5,000 to £7,499 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Loan available to RBS customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
Guarantor Loans Online Guarantor Loans | £1,000 | £5,000 | 1 year | 5 years | 53.8% | £1,000 to £5,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total. Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application. | |||||||||||||||||||||||||||||||||||||||||||||||||
Aspire Money Personal Loan | £500 | £7,500 | 1 year | 7 years | 62.1% | £500 to £7,500 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Representative 62.1% APR.
Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08. Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month. | |||||||||||||||||||||||||||||||||||||||||||||||||
Amigo Loans Ltd Personal Loan | £500 | £5,000 | 1 year | 5 years | 62.1% | £500 to £5,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total. Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up. | |||||||||||||||||||||||||||||||||||||||||||||||||
Pounds to Pocket Personal Loan | £200 | £2,000 | 1 year | 1 year | 278% | £200 to £2,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 278% (fixed) at a rate of 278% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
12 Month Loans Personal Loan | £100 | £2,500 | 1 month | 12 months | 278% | £100 to £2,500 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 278% (variable) so if you borrow £500 over 12 months at a rate of 278% p.a. (variable) you will repay £79.09 per month & £949.01 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Motor Buy Back Buy Back | £100 | £100,000 | 1 day | 3 months | 435% | £100 to £100,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The Representative APR is 435% p.a. so if you borrow £1,000 over 12 weeks at a rate of 435% you will repay £34.610 weekly (plus final payment of Buy Figure: £1000) - £1415.32 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
| Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
First Direct Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6.1% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total. Available to existing First Direct customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Zopa Personal Loan | £1,000 | £15,000 | 3 years | 5 years | 6.12% | £1,200 to £1,299 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70, | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 2 Year Loan | £1,000 | £15,000 | 2 years | 2 years | 6.2% | £5,000 to £5,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100, | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 1 Year Loan | £1,000 | £15,000 | 1 year | 1 year | 6.5% | £5,000 to £5,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80, | |||||||||||||||||||||||||||||||||||||||||||||||||
Santander Personal Loan | £1,000 | £20,000 | 1 year | 5 years | 6.7% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan (Adv Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Advantage Gold current account and Black Account customers only.. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Royalties/Royalties Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 6 Month Loan | £1,000 | £15,000 | 6 months | 6 months | 7.3% | £5,000 to £5,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 9.2% (fixed) at a rate of 9.2% p.a. (fixed)Arrangement fee £40, | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Small Loan (1-3 Yrs) | £1,000 | £7,499 | 1 year | 3 years | 7.6% | £5,000 to £7,499 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.6% p.a. (fixed) you will repay £227.41 per month & £5,457.84 in total. Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Small Loan (4-5 Yrs) | £1,000 | £7,499 | 4 years | 5 years | 7.8% | £5,000 to £7,499 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Wesleyan Bank Limited Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 8.4% | £7,500 to £25,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.4% p.a. (fixed) you will repay £244.57 per month & £11,739.36 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Bank of Ireland Personal Loan | £1,000 | £25,000 | 6 months | 5 years | 8.5% | £1,000 to £1,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65, To apply, the borrower must have had a Bank of Ireland Current Account in Northern Ireland or GB for the last 6 months. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.8% | £7,000 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total. Existing Halifax customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Zopa Personal Loan (B Rate) | £1,000 | £15,000 | 3 years | 5 years | 8.83% | £1,300 to £1,399 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 10.72% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.72% p.a. (fixed)Arrangement fee £190, | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Loan available to RBS customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
Lloyds TSB Personal Loan | £1,000 | £25,000 | 1 year | 5 years | 8.9% | £7,500 to £25,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £257.47 per month & £12,358.56 in total. To apply for this loan, the borrower needs to have a Lloyds TSB bank account (for at least 3 months) from which they can make Direct Debit payments. | |||||||||||||||||||||||||||||||||||||||||||||||||
Ulster Bank Ufirst Gold (Small) | £1,000 | £9,999 | 1 year | 5 years | 9% | £10,000 to £19,999 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.08 per month & £5,593.92 in total. Loan available to First Gold current account holders only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Zopa Personal Loan (Young 20-25) | £1,000 | £15,000 | 3 years | 5 years | 9.16% | £1,000 to £1,099 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 10.72% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.72% p.a. (fixed)Arrangement fee £190, | |||||||||||||||||||||||||||||||||||||||||||||||||
Next Page  | |||||||||||||||||||||||||||||||||||||||||||||||||
money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Always interesting and very helpful. Gill |
Alternative Loans
You may want to compare the above loans with the following.
Bank of Scotland Internet Loan (Existing Customers Only)
- 7 yrs max loan term is offered with Internet Loan (Existing Customers Only).
- The Internet Loan (Existing Customers Only) has an arrangement fee of 0%.
- New customers enjoy 9.9% initial representative APR from this loan.
- Get £1,000 minimum loan from Bank of Scotland.
- You can benefit from £0 arrangement fee.
- Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.
Zopa Personal Loan
- £1,000 minimum loan is offered to you.
- Minimum loan length of 3 yrs is offered with Personal Loan.
- Max loan term of 5 yrs is available.
- You get £15,000 maximum loan.
- 6.12% introductory representative APR is available with this loan.
- Personal Loan gives a first payment due of 30 days.
- Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,
Ulster Bank Ufirst Gold (Small)
- New customers get £10,000 to £19,999 initial representative loan amount from the loan.
- This loan has £9,999 maximum loan.
- Ufirst Gold (Small) offers a 1st payment due of 30 days.
- You have the benefit of arrangement fee of £0.
- 1 yr minimum loan period is offered.
- Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.08 per month & £5,593.92 in total.
Lloyds TSB Personal Loan
- Take advantage of 8.9 percent representative APR from Lloyds TSB.
- This loan gives £7,500 to £25,000 promotional representative loan amount.
- New customers get £25,000 maximum loan from Lloyds TSB.
- Customers get 5 years maximum loan term from this loan.
- You get £1,000 minimum loan.
- Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £257.47 per month & £12,358.56 in total.
Wesleyan Bank Limited Personal Loan
- Enjoy £0 arrangement fee.
- 1 yr minimum loan duration is offered to customers.
- The Wesleyan Bank Limited Personal Loan has £7,500 to £25,000 introductory representative loan amount.
- Customers get 30 days first payment due.
- Get a promotional representative APR of 8.4% from the Personal Loan.
- Customers can take advantage of representative APR of 8.4%.
- Representative Example: The representative APR is 8.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.4% p.a. (fixed) you will repay £244.57 per month & £11,739.36 in total.
RBS Internet Loan (Royalties/Royalties Gold)
- New customers get £7,500 to £14,950 promotional representative loan amount from the Internet Loan (Royalties/Royalties Gold).
- Have the benefit of a representative APR of 6.9%.
- New customers take advantage of 0% arrangement fee from the Internet Loan (Royalties/Royalties Gold).
- Customers get 0 month deferred start from this loan.
- A £0 arrangement fee is available.
- New customers will take advantage of promotional representative APR of 6.9%.
- Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
RateSetter 1 Year Loan
- Representative APR of 8.5 percent is available with 1 Year Loan.
- Get a first payment due of 30 days from this 1 Year Loan.
- A 0 mth deferred start is available.
- New customers will benefit from initial representative APR of 6.5%.
- Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80,
