Santander 123 Mini Current Account
EligibilityCard TypeHeadline Interest
11 years to 18 yearsVisa Debit Card3% AER
(£300 to £2,000)
Flexible and adaptable banking, in a safe and controlled way. The 123 Mini Current Account is designed to provide a safe environment to learn money management and take the first steps towards financial responsibility for those aged between 11 and 18.
Nationwide FlexAccount
EligibilityCard TypeHeadline Interest
16 years+Visa Debit Card0% AER
Free Multi-trip European insurance cover, No monthly fee, Independently rated 5 star by Defaqto
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.9% EAR (variable).
NatWest Student Account
EligibilityCard TypeHeadline Interest
17 years+Visa Debit Card0% AER
Sign up for a NatWest Student Account and get a free 'Tastecard' when you register for Online Banking and paperless statements
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
RBS Student Account
EligibilityCard TypeHeadline Interest
17 years+Visa Debit Card0% AER
Sign up for a RBS Student Account and get a free 'Tastecard' when you register for Online Banking and paperless statements
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Bank of Ireland Student Account (11-19)
EligibilityCard TypeHeadline Interest
11 years to 19 yearsMaestro Debit Card0.1% AER
Bank of Scotland Under 19s Account
EligibilityCard TypeHeadline Interest
11 years to 18 yearsVisa Debit Card2.5% AER
(£1 to £2,500)
Barclays BarclayPlus
EligibilityCard TypeHeadline Interest
11 years to 15 yearsVisa Debit Card0.75% AER
Danske Bank Danske Discovery (11-17 yrs)
EligibilityCard TypeHeadline Interest
11 years to 17 yearsMaestro Debit Card0% AER
Halifax Expresscash
EligibilityCard TypeHeadline Interest
11 years to 15 yearsVisa Debit Card1.51% AER
HSBC MyAccount
EligibilityCard TypeHeadline Interest
11 years to 17 yearsVisa Debit Card0% AER
Lloyds Bank Under 19s Account
EligibilityCard TypeHeadline Interest
11 years to 18 yearsVisa Debit Card2.5% AER
(£1 to £2,500)
Metro Bank Cash Account
EligibilityCard TypeHeadline Interest
11 years+MasterCard Debit Card0% AER
NatWest Adapt
EligibilityCard TypeHeadline Interest
11 years to 18 yearsVisa Debit Card1% AER
RBS Revolve
EligibilityCard TypeHeadline Interest
11 years to 18 yearsVisa Debit Card0.55% AER
TSB Under 19s Account
EligibilityCard TypeHeadline Interest
11 years to 18 yearsVisa Debit Card2.5% AER
(£1 to £2,500)
Ulster Bank Adapt Account 11-18 Year Olds
EligibilityCard TypeHeadline Interest
11 years to 18 yearsVisa Debit Card0% AER
Cumberland Day2Day (13-23)
EligibilityCard TypeHeadline Interest
13 years to 23 yearsVisa Debit Card0% AER
Bank of Ireland Basic Cash Account
EligibilityCard TypeHeadline Interest
16 years+Maestro Cash Card only0% AER
Barclays Young Person's Account
EligibilityCard TypeHeadline Interest
16 years to 19 yearsVisa Debit Card0% AER
Clydesdale Bank Current Account Plus
EligibilityCard TypeHeadline Interest
16 years+MasterCard Debit Card0% AER
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.85% EAR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street,London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find the Best Bank Account for Teenagers

Finding the best bank account for teenagers can be just as tricky as choosing an account when you're a fully fledged adult. Here's how to compare bank accounts for teenagers and find the best account on the market.

Childs Feet In Big Shoes

Choosing a bank account for teenagers is similar in many ways to picking an adult account but with some important difference. We look at how to compare teenage bank accounts so find the right account.

What is a teenage bank account?

A teenagers current account offers many of the same features as a standard adult current account, with most accounts for teenagers offering everything necessary for young people looking to begin managing their own day to day finances.

Like a standard current account most teenage bank accounts come with a bank card as well as providing instant access to your money in branch, online and over the phone.

The main difference between a bank account for teenagers and an adult account is that there is no overdraft facility, meaning under 18s can't spend more money than they have as cleared cash in their account.

How to find the best teenagers bank account

Most major high street banks now offer a under 18 bank account so there is more choice than ever before if you're a teenager looking for a home for your finances.

To find the best current accounts for teenagers you need to first think of what you, or your son or daughter, need from their account.

Most under 18 bank account providers are now offering online banking for teenagers, which gives you an easy way to check your account balance and manage your money online or on the go. This can be a great tool for keeping an eye on what you're spending and how much money you've got left in your account.

Equally many of the best banks for teenagers accounts automatically come with a Visa or MasterCard debit card. This can be something particularly worth looking for as a debit card account for teenagers means you'll be able to spend your money both in shops and online, which adds convenience to the account and prepares your teenager for having an adult card where these facilities are imperative.

As well as the facilities on offer, picking the best bank in the UK for teenagers can depend on what they offer in terms of interest and rewards.

The major high street banks know that offering extra perks and benefits to their account for teenagers can mean they get customers early on that keep on banking with them when they are an adult.

As a result the battle to be the best bank in the UK for teenagers means that there's often a selection of freebies and attractive interest rates on offer when you open an account.

Weigh up whether you need any of these extras and whether the account offering them gives you everything you are looking for before you make your choice.

Don't be fooled by an account that gives you a free reward but a poor interest rate compared to a bank that offers no benefits but gives a much better interest rate. In the long run the interest will probably be the most valuable reward! Once you know what you want from a teenagers current account you can compare account details as well as the benefits they offer using our teenage bank account comparison table.

Related Current Account Guides

Current Account Comparison