If you are a teenager you can open a bank account, but you usually have to find one designed for people your age.

Most normal bank accounts only accept people over 18, but this comparison includes every account that accepts people aged 17 or under.

If you are 18 or 19, you can get most bank accounts for adults. Here is how to work out what kind of bank account you should choose and where to find one.

What features can you get?

You get most of the features that come with adult bank accounts, so you can:

  • Receive money into the account, including your wages, bank transfers from other people, cheques and cash

  • Pay by debit card in person, online or by phone, or use it to make a withdrawal at a cash machine

  • Set up automatic payments like direct debits and standing orders to cover bills like your mobile phone

  • Manage your account online through your bank's website or mobile app to check your statements or send a payment to a person or company

However, these accounts do not offer an overdraft because you have to be 18 years old or more to borrow money through your bank account.

How to choose an account

  1. Compare accounts that accept people your age using this comparison

  2. Check which accounts offer the features you need like internet banking or a debit card

  3. If several are suitable, look into what benefits they offer and apply for the best account

Teenagers' bank accounts FAQs

Q

Can I get an overdraft?

A

No, you can only get one if you are over 18. You could switch to an adult bank account when you turn 18 if you will need an overdraft.

Q

How many current accounts can I have?

A

You could open more than one, but most banks only let you hold one current account with them.

Q

Can I get interest on my current account?

A

Yes, some bank accounts pay interest when you have money in them. Here is how interest works.

Q

Can I get a debit card with my account?

A

Yes, with most accounts, but some only come with a card you can use in cash machines. This comparison shows what type comes with each account.

Q

Can younger children get an account?

A

Yes, most banks offer current accounts to children over 11, but some set a minimum age of 16.

About our current accounts comparison

Q

Who do we include in this comparison?

A

We include every personal current account in the UK. They are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.