To find the right policy for your wedding, think about:

  • What you need it to protect, e.g. venue, rings and catering

  • What you will spend on your wedding, so you know how much cover you need

  • Whether you have any protection already, e.g. cover when using a credit card

When you know what policy is right for you, compare wedding insurance here to find the best cover at the cheapest price.

What do you need cover for?

Every wedding is different, so it is important to get a policy that gives you the cover you need. Most wedding insurance policies cover you for:

  • Cancellation or rearrangement

  • Your wedding attire

  • Flowers, cakes and rings

  • Wedding cars and transport

  • Failure of suppliers

Wedding insurance should also include public liability protection. This can cover compensation if someone is injured at your wedding, or if the venue is damaged by a member of your wedding party.

How much cover do you need?

Work out what your wedding day will cost and get a policy that could pay out if you have a problem. Think about what you will pay for:

  • The venue

  • Wedding attire

  • Wedding rings

  • Wedding cake

  • Photographs and video

  • Wedding cars and transport

  • Flowers

  • Wedding gifts

You need to find a policy that offers the right level of cover, e.g. if your wedding costs 20,000, find a policy that offers a cancellation cover limit of at least this amount.

Do you already have protection?

You could have some protection already with:

  • Your credit card: If you make any wedding payments between 100 and 30,000 by credit card, you can use Section 75 to get your money back if something goes wrong.

  • Your home insurance: If you have contents insurance, it could cover your wedding gifts and rings in your home before the wedding.

Although these can give you some protection, a wedding insurance policy can give you tailored cover for your wedding.

Wedding insurance FAQs

Q

Can I claim if we cancel because we have split up?

A

No, you cannot claim if you decide you no longer want to get married. Find out when you can claim here.

Q

How much does wedding insurance cost?

A

You could pay anything between 20 and 300 for a policy, depending on the level of cover you choose and the insurer.

Q

When should I buy wedding insurance?

A

Get cover before you start spending money, e.g. booking a venue. Most insurers let you take out cover two years before your wedding day.

Q

Can I claim if there is bad weather?

A

Bad weather is not covered unless extreme conditions mean your guests are unable to reach your venue.

Q

Can I cover a civil partnership?

A

Yes, wedding insurance policies can cover civil partnership ceremonies.

Q

Can I take out cover after I make a booking?

A

Yes, any bookings or orders you make before the start of the policy will be protected once the policy starts.

Q

Can I pay for wedding insurance monthly?

A

No, you pay in one up front payment because wedding insurance is to cover a one off event.

About our wedding insurance comparison

Q

Who do we include in this comparison?

A

We include wedding insurance policies available from our panel of insurers. They are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.