Compare the best home improvement loans on offer in the UK and find the cheapest home improvement loan rates available in minutes when you use our at-a-glance comparison. Quickly find and apply for the cheap loan for home improvement that will help you do up your property for less whether you're looking for a secured or unsecured loan.

Do you have a question?

Loan | Representative APR | For Loan Amounts | Term | ||||||||||||||||||||||||||||||||||||||||||||||

Minimum | Maximum | Minimum | Maximum | ||||||||||||||||||||||||||||||||||||||||||||||

Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||

Zopa Personal Loan | £1,000 | £20,000 | 4.3% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total. You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clydesdale Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total. Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement. | |||||||||||||||||||||||||||||||||||||||||||||||||

Yorkshire Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Tesco Bank Personal Loan | £3,000 | £25,000 | 4.5% | £7,500 to £15,000 | 1 year | 10 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Hitachi Personal Finance Personal Loan | £2,500 | £25,000 | 4.5% | £7,500 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4.5% | £7,500 to £15,000 | 4 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total. Different rates apply if you don't have a Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Internet Loan | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Derbyshire Building Society Personal Loan | £5,000 | £20,000 | 4.6% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total. For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

AA Loan | £3,000 | £25,000 | 4.7% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total. One year term is available for loans under £5,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

M&S Bank Personal Loan (New Customers) | £1,000 | £25,000 | 4.8% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.8% p.a. (fixed) you will repay £228.93 per month & £10,988.64 in total. To apply for an M&S Personal Loan you have to be a UK resident aged 30 or over or a homeowner. To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over. | |||||||||||||||||||||||||||||||||||||||||||||||||

RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 4.9% | £7,500 to £14,950 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total. Available to existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Platinum Exclusive Secured Loan | £20,000 | £100,000 | 5.0% | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 5% (variable) so if you borrow £20,000 over 10 years at a rate of 4.9% p.a. (variable) you will repay £211.15 per month & total amount payable £25,455.60. You must be a homeowner to apply as this loan will be secured against your home. Exclusively available when you get a quote through money.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Small Loan (£5K-£7499) (4-5 Yrs) | £5,000 | £7,499 | 5.7% | £5,000 to £7,499 | 4 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 5.7% (fixed) so if you borrow £5,000 over 4 years at a rate of 5.7% p.a. (fixed) you will repay £116.41 per month & £5,587.68 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nationwide Personal Loan | £7,500 | £25,000 | 6.2% | £7,500 to £14,999 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The representative APR is 6.2% (fixed) so if you borrow £11,000 over 51 months at a rate of 6.2% p.a. (fixed) you will repay £245.04 per month & £12,497.04 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Nemo's cheapest Secured Loan | £40,000 | £200,000 | 6.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.2% (variable) so if you borrow £100000 over 25 years at a rate of 5.592% p.a. (variable) you will repay £644.38 per month & total amount payable £154,651.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

NatWest Personal Loan | £1,000 | £25,000 | 6.4% | £7,500 to £14,950 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £235.77 per month & £11,316.96 in total. Available to existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (5+ Yrs) | £7,500 | £15,000 | 6.5% | £7,500 to £15,000 | 61 months | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.5% (fixed) so if you borrow £10,000 over 7 years at a rate of 6.5% p.a. (fixed) you will repay £147.60 per month & £12,398.40 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Large Loan (5+ Yrs) | £15,001 | £25,000 | 6.6% | £15,001 to £25,000 | 61 months | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.6% (fixed) so if you borrow £20,000 over 7 years at a rate of 6.60% p.a. (fixed) you will repay £296.10 per month & £24,872.40 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

RateSetter 1 Year Loan | £1,000 | £25,000 | 6.7% | £5,000 to £14,999 | 1 year | 23 months | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)Arrangement fee £115.75. Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Super Sized Secured Loan from 6.5% | £100,000 | £2,500,000 | 6.86% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.86% (variable) so if you borrow £500000 over 20 years at a rate of 6.5% p.a. (variable) you will repay £3772.56 per month & total amount payable £905,414.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Moneyway Plus Loan | £3,000 | £15,000 | 7.5% | £7,001 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 7.9% so if you borrow £7,000 over 3 years at a rate of 7.9% p.a. (fixed) you will repay £218.15 per month & £7,853.40 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Super Sized Secured Loan from 7.5% | £100,000 | £2,500,000 | 7.84% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 7.84% (variable) so if you borrow £1000000 over 25 years at a rate of 7.5% p.a. (variable) you will repay £7434.21 per month & total amount payable £2,230,263.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Part of the Principality Building Society Group | £40,000 | £200,000 | 8.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.3% (variable) so if you borrow £50000 over 20 years at a rate of 7.008% p.a. (variable) you will repay £418.92 per month & total amount payable £100,540.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Flexible low rate Secured Loan | £100,001 | £150,000 | 8.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.3% (variable) so if you borrow £150000 over 20 years at a rate of 7.5% p.a. (variable) you will repay £1254.15 per month & total amount payable £300,996.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 6.7% APR | £40,000 | £200,000 | 8.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.4% (variable) so if you borrow £40000 over 10 years at a rate of 6.54% p.a. (variable) you will repay £384.26 per month & total amount payable £46,111.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Prestige Finance most affordable secured loan | £10,000 | £100,000 | 8.47% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.47% (variable) so if you borrow £50000 over 15 years at a rate of 6.75% p.a. (variable) you will repay £482.28 per month & total amount payable £86,810.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Flexible low rate Secured Loan | £150,001 | £200,000 | 8.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.5% (variable) so if you borrow £175000 over 20 years at a rate of 7.75% p.a. (variable) you will repay £1484.52 per month & total amount payable £356,284.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Low rate Secured Loan 8.75% | £200,000 | £500,000 | 8.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.5% (variable) so if you borrow £175000 over 20 years at a rate of 8.75% p.a. (variable) you will repay £1484.52 per month & total amount payable £356,284.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Low Rate secured loan from 7% | £7,500 | £39,999 | 8.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.9% (variable) so if you borrow £30000 over 15 years at a rate of 7.008% p.a. (variable) you will repay £296.76 per month & total amount payable £53,416.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Shawbrook Banks lowest standard rate | £20,000 | £100,000 | 9.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% p.a. (variable) you will repay £402.23 per month & total amount payable £72,401.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Flexible low rate Secured Loan | £100,001 | £150,000 | 9.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% p.a. (variable) you will repay £402.23 per month & total amount payable £72,401.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Part of the One Savings Bank Group | £10,000 | £100,000 | 9.69% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 9.69% (variable) so if you borrow £40000 over 15 years at a rate of 7.5% p.a. (variable) you will repay £421.58 per month & total amount payable £74,253.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Flexible low rate Secured Loan | £20,000 | £100,000 | 9.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 9.7% (variable) so if you borrow £50000 over 15 years at a rate of 7.7% p.a. (variable) you will repay £516.41 per month & total amount payable £92,953.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Super Sized Secured Loan from 9.4% | £100,000 | £2,500,000 | 9.87% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 9.87% (variable) so if you borrow £1500000 over 25 years at a rate of 9.4% p.a. (variable) you will repay £13053.29 per month & total amount payable £3,915,987.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 8.2% APR | £40,000 | £200,000 | 10% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10% (variable) so if you borrow £40000 over 10 years at a rate of 7.944% p.a. (variable) you will repay £419.07 per month & total amount payable £50,288.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance New larger loan product | £75,000 | £20,000 | 10.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.5% (variable) so if you borrow £100000 over 25 years at a rate of 9.516% p.a. (variable) you will repay £909.8 per month & total amount payable £272,940.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £100,000 | 10.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.7% (variable) so if you borrow £40000 over 15 years at a rate of 8.592% p.a. (variable) you will repay £435.66 per month & total amount payable £78,418.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured loan at competitive rate | £7,500 | £39,999 | 10.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 7.2% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 8.4% APR | £7,500 | £39,999 | 10.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 8.124% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 11.48% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.48% (variable) so if you borrow £50000 over 15 years at a rate of 9.4% p.a. (variable) you will repay £565.82 per month & total amount payable £101,847.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven UK Cheapest Rate for BTL Secured Loans | £5,000 | £60,000 | 11.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.7% (variable) so if you borrow £40000 over 15 years at a rate of 9.85% p.a. (variable) you will repay £458.14 per month & total amount payable £82,465.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Step One Finance's cheapest secured loan | £7,500 | £50,000 | 11.7% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.7% (variable) so if you borrow £30000 over 15 years at a rate of 8.9% p.a. (variable) you will repay £342.78 per month & total amount payable £61,700.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Light Adverse Secured Loan | £5,000 | £80,000 | 11.8% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.8% (variable) so if you borrow £40000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £460.77 per month & total amount payable £82,938.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 9.4% APR | £7,500 | £39,999 | 11.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.9% (variable) so if you borrow £15000 over 10 years at a rate of 9.048% p.a. (variable) you will repay £209.44 per month & total amount payable £25,132.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Masthaven's cheapest loan rate | £5,000 | £100,000 | 12.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.1% (variable) so if you borrow £40000 over 10 years at a rate of 9.75% p.a. (variable) you will repay £562.31 per month & total amount payable £67,477.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Low rate BTL Secured Loan 9.95% | £5,000 | £75,000 | 12.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.1% (variable) so if you borrow £45000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £524.9 per month & total amount payable £94,482.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Simple, straight forward process | £7,500 | £74,999 | 12.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.3% (variable) so if you borrow £40000 over 15 years at a rate of 7.752% p.a. (variable) you will repay £472.07 per month & total amount payable £84,972.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Prime Rate Loan | £5,000 | £90,000 | 12.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.4% (variable) so if you borrow £40000 over 15 years at a rate of 10.45% p.a. (variable) you will repay £473.99 per month & total amount payable £85,318.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 8.9% | £5,000 | £60,000 | 12.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 8.9% | £5,000 | £75,000 | 12.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £100,000 | 12.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.516% p.a. (variable) you will repay £427.3 per month & total amount payable £51,276.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance The UK's biggest secured loan lender for second properties | £5,000 | £75,000 | 12.9% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.9% (variable) so if you borrow £60000 over 20 years at a rate of 10.95% p.a. (variable) you will repay £668.04 per month & total amount payable £160,329.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Let-Property Prime Rate Loan | £5,000 | £80,000 | 12.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 10.85% p.a. (variable) you will repay £364.03 per month & total amount payable £65,525.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance 9.9% Secured Loan | £7,500 | £50,000 | 12.9% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 9.9% p.a. (variable) you will repay £363.24 per month & total amount payable £65,383.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Light Adverse Secured Loan | £5,000 | £60,000 | 13% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13% (variable) so if you borrow £35000 over 15 years at a rate of 10.95% p.a. (variable) you will repay £426.46 per month & total amount payable £76,762.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Blemain's largest secured loan | £50,001 | £500,000 | 13.2% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.2% (variable) so if you borrow £500000 over 25 years at a rate of 11.9% p.a. (variable) you will repay £5454.38 per month & total amount payable £1,636,314.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 13.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.2% (variable) so if you borrow £40000 over 15 years at a rate of 10.5% p.a. (variable) you will repay £491.9 per month & total amount payable £88,542.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Historic Adverse Accepted | £5,000 | £80,000 | 13.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.3% (variable) so if you borrow £35000 over 15 years at a rate of 11.25% p.a. (variable) you will repay £433.57 per month & total amount payable £78,042.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 9.9% | £5,000 | £75,000 | 13.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £443.88 per month & total amount payable £53,265.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Let-Property Loan with Mild Adverse Credit | £5,000 | £80,000 | 13.6% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.6% (variable) so if you borrow £30000 over 15 years at a rate of 11.45% p.a. (variable) you will repay £376.24 per month & total amount payable £67,723.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Part of the One Savings Bank Group | £10,000 | £100,000 | 13.69% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.69% (variable) so if you borrow £30000 over 10 years at a rate of 10.4% p.a. (variable) you will repay £446.13 per month & total amount payable £53,535.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Flexible low rate Secured Loan | £5,000 | £50,000 | 13.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.7% (variable) so if you borrow £25000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £372.16 per month & total amount payable £44,659.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Large Loan 11.4% APR | £10,001 | £70,000 | 13.8% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.8% (variable) so if you borrow £40000 over 15 years at a rate of 10.76% p.a. (variable) you will repay £506.56 per month & total amount payable £91,180.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Prime Rate Loan | £5,000 | £80,000 | 14.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.1% (variable) so if you borrow £30000 over 10 years at a rate of 11.45% p.a. (variable) you will repay £453.13 per month & total amount payable £54,375.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 11.4% APR | £7,500 | £200,000 | 14.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.1% (variable) so if you borrow £40000 over 10 years at a rate of 10.884% p.a. (variable) you will repay £603.21 per month & total amount payable £72,385.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance The UK's oldest secured loan lender | £3,000 | £50,000 | 14.3% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £15000 over 10 years at a rate of 10.29% p.a. (variable) you will repay £227.73 per month & total amount payable £27,327.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Large Light Adverse Secured Loan | £50,001 | £500,000 | 14.3% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £350000 over 25 years at a rate of 12.76% p.a. (variable) you will repay £4064.98 per month & total amount payable £1,219,494.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance No lender arrangement fee to pay | £7,500 | £75,000 | 14.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.148% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £100,000 | 14.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.604% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Large Loan 11.4% APR | £10,001 | £70,000 | 14.4% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.4% (variable) so if you borrow £20000 over 10 years at a rate of 10.76% p.a. (variable) you will repay £305.25 per month & total amount payable £36,630.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Historic Adverse Accepted | £5,000 | £50,000 | 14.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.5% (variable) so if you borrow £30000 over 10 years at a rate of 11.75% p.a. (variable) you will repay £458.68 per month & total amount payable £55,041.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan from one of the UK's oldest lenders | £10,000 | £30,000 | 14.5% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.5% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £305.87 per month & total amount payable £36,704.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Light adverse BTL loan rates | £5,000 | £75,000 | 14.6% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.6% (variable) so if you borrow £50000 over 20 years at a rate of 12% p.a. (variable) you will repay £612.48 per month & total amount payable £146,995.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Adverse credit acceptable | £3,000 | £50,000 | 14.7% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.7% (variable) so if you borrow £25000 over 15 years at a rate of 11.39% p.a. (variable) you will repay £329.49 per month & total amount payable £59,308.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 14.73% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.73% (variable) so if you borrow £30000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £462.56 per month & total amount payable £55,507.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 10.9% | £5,000 | £60,000 | 14.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.9% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £387.96 per month & total amount payable £46,555.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE secured loan product to money.co.uk | £5,000 | £50,000 | 15.05% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.05% (variable) so if you borrow £15000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £233.83 per month & total amount payable £28,059.84. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Let-Property Loan with Mild Adverse Credit | £5,000 | £50,000 | 15.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.95% p.a. (variable) you will repay £312.07 per month & total amount payable £37,448.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Latest plan from Prestige Finance | £10,000 | £100,000 | 15.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.4% p.a. (variable) you will repay £312.25 per month & total amount payable £37,470.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Little existing credit loan | £7,500 | £100,000 | 15.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £30000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £469.34 per month & total amount payable £56,320.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Consolidate credit and store cards or a personal loan | £7,500 | £60,000 | 15.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £312.9 per month & total amount payable £37,548.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 10.9% | £5,000 | £40,000 | 15.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £313.19 per month & total amount payable £37,582.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance 10.9% Secured Loan | £7,500 | £50,000 | 15.2% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £390.91 per month & total amount payable £46,909.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Step One's most affordable secured loan against a second property | £7,500 | £50,000 | 15.5% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.5% (variable) so if you borrow £30000 over 15 years at a rate of 11.9% p.a. (variable) you will repay £409.39 per month & total amount payable £73,690.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Large Medium Adverse Secured Loan | £50,001 | £500,000 | 15.6% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.6% (variable) so if you borrow £250000 over 25 years at a rate of 13.76% p.a. (variable) you will repay £3115.07 per month & total amount payable £934,521.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Mild Adverse Secured Loan from 11.9% | £5,000 | £50,000 | 15.6% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.6% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £396.96 per month & total amount payable £47,635.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Little existing credit loan | £7,500 | £100,000 | 15.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.7% (variable) so if you borrow £30000 over 10 years at a rate of 12.228% p.a. (variable) you will repay £477.81 per month & total amount payable £57,337.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE mild adverse secured loan | £5,000 | £50,000 | 15.78% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.78% (variable) so if you borrow £15000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £239.64 per month & total amount payable £28,757.90. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £60,000 | 15.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.9% (variable) so if you borrow £30000 over 10 years at a rate of 12.408% p.a. (variable) you will repay £481.27 per month & total amount payable £57,752.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Large Loan 14.7% APR | £10,001 | £60,000 | 16% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16% (variable) so if you borrow £20000 over 10 years at a rate of 12.12% p.a. (variable) you will repay £322.37 per month & total amount payable £38,684.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 16.15% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.15% (variable) so if you borrow £20000 over 10 years at a rate of 12.5% p.a. (variable) you will repay £323.49 per month & total amount payable £38,818.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Great rate for thoses with a fair credit-rating | £7,500 | £60,000 | 16.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.2% (variable) so if you borrow £20000 over 10 years at a rate of 12.672% p.a. (variable) you will repay £324.24 per month & total amount payable £38,908.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 11.9% | £5,000 | £40,000 | 16.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.4% (variable) so if you borrow £20000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £326.23 per month & total amount payable £39,147.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance 11.9% Secured Loan | £7,500 | £50,000 | 16.4% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.4% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £407.17 per month & total amount payable £48,860.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Part of the Principality Building Society Group | £7,500 | £60,000 | 16.6% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.6% (variable) so if you borrow £30000 over 10 years at a rate of 12.768% p.a. (variable) you will repay £488.22 per month & total amount payable £58,586.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Adverse credit acceptable | £3,000 | £50,000 | 16.7% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.7% (variable) so if you borrow £30000 over 15 years at a rate of 12.99% p.a. (variable) you will repay £430.59 per month & total amount payable £77,506.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 11.9% | £5,000 | £30,000 | 16.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 14.9% | £5,000 | £30,000 | 16.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 17.3% | £5,000 | £30,000 | 16.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 17.3% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Large Heavy Adverse Secured Loan | £25,001 | £500,000 | 17.3% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.3% (variable) so if you borrow £150000 over 20 years at a rate of 14.96% p.a. (variable) you will repay £2092.68 per month & total amount payable £502,243.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Mild adverse BTL loan rates | £5,000 | £75,000 | 17.4% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £45000 over 15 years at a rate of 13.79% p.a. (variable) you will repay £666.28 per month & total amount payable £119,930.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE available in Northern Ireland | £7,500 | £50,000 | 17.4% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £443.22 per month & total amount payable £79,779.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Bad Credit Loan from 12.9% | £5,000 | £50,000 | 17.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £428.58 per month & total amount payable £51,429.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Mild Adverse Secured Loan from 13.9% | £5,000 | £50,000 | 17.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £413.15 per month & total amount payable £49,578.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Small Loan 12.6% APR | £3,000 | £10,000 | 17.6% variable | --- | 3 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.6% (variable) so if you borrow £5000 over 5 years at a rate of 11.64% p.a. (variable) you will repay £122.45 per month & total amount payable £7,347.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Mild adverse credit acceptable | £7,500 | £50,000 | 17.6% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.6% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £423.78 per month & total amount payable £50,853.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Lowest rates for self employed borrowers | £7,500 | £30,000 | 17.7% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.7% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £254.28 per month & total amount payable £30,513.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Nemo's highest equity secured loan | £7,500 | £60,000 | 17.8% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.8% (variable) so if you borrow £30000 over 10 years at a rate of 14.004% p.a. (variable) you will repay £512.46 per month & total amount payable £61,495.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Specialist secured loan for buy to let properties | £7,500 | £50,000 | 18% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £454.42 per month & total amount payable £81,795.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan from one of the UK's oldest lenders | £3,000 | £30,000 | 18.1% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.1% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £258.64 per month & total amount payable £31,036.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Large Loan 16.2% APR | £10,001 | £50,000 | 18.8% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.8% (variable) so if you borrow £20000 over 10 years at a rate of 15% p.a. (variable) you will repay £351.71 per month & total amount payable £42,205.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE near prime secured loan to money.co.uk | £5,000 | £30,000 | 18.87% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.87% (variable) so if you borrow £15000 over 10 years at a rate of 14% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.42. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Moneyway Personal Loan | £1,000 | £15,000 | 18.9% | £12,001 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 24.9% so if you borrow £5,000 over 4 years at a rate of 22.46% p.a. (fixed) you will repay £158.73 per month & £7,619.04 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Secured Loan specifically for Self Employed | £7,500 | £30,000 | 18.9% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.9% (variable) so if you borrow £15000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Heavy adverse BTL loan rates | £5,000 | £75,000 | 19.3% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 19.3% (variable) so if you borrow £40000 over 15 years at a rate of 14.99% p.a. (variable) you will repay £636.99 per month & total amount payable £114,658.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan from one of the UK's oldest lenders | £3,000 | £30,000 | 19.4% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 19.4% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £268.85 per month & total amount payable £32,262.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE secured loan product to money.co.uk | £5,000 | £50,000 | 19.82% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 19.82% (variable) so if you borrow £10000 over 5 years at a rate of 11.9% p.a. (variable) you will repay £255.12 per month & total amount payable £15,307.15. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE near prime secured loan to money.co.uk | £5,000 | £30,000 | 20.14% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.14% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £275 per month & total amount payable £32,998.74. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Low rate for Self Employed 13.9% | £7,500 | £30,000 | 20.2% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.2% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £275.23 per month & total amount payable £33,027.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Small Loan 14.7% APR | £3,000 | £10,000 | 20.5% variable | --- | 3 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.5% (variable) so if you borrow £5000 over 5 years at a rate of 14% p.a. (variable) you will repay £129.15 per month & total amount payable £7,749.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Step One's highest LTV secured loan | £7,500 | £40,000 | 20.5% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.5% (variable) so if you borrow £20000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £369.58 per month & total amount payable £44,349.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE mild adverse secured loan | £5,000 | £50,000 | 20.57% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.57% (variable) so if you borrow £10000 over 5 years at a rate of 12.5% p.a. (variable) you will repay £258.61 per month & total amount payable £15,516.91. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan for those with adverse credit | £3,000 | £30,000 | 20.6% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.6% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £279.12 per month & total amount payable £33,494.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Buy To Let Product for Self Employed 13.9% | £7,500 | £30,000 | 20.8% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.8% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £279.87 per month & total amount payable £33,584.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE available in Northern Ireland | £7,500 | £50,000 | 20.9% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.9% (variable) so if you borrow £20000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £374.67 per month & total amount payable £44,960.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Spring Finance Secured loan for those with adverse credit | £10,000 | £50,000 | 21.02% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 21.02% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £282.25 per month & total amount payable £33,870.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Secured loan for those with heavy adverse credit | £3,000 | £30,000 | 21.1% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 21.1% (variable) so if you borrow £15000 over 10 years at a rate of 14.99% p.a. (variable) you will repay £274.57 per month & total amount payable £32,948.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 15.4% | £5,000 | £40,000 | 21.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 21.3% (variable) so if you borrow £15000 over 10 years at a rate of 15.4% p.a. (variable) you will repay £284.67 per month & total amount payable £34,160.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Fast Track Secured Loan | £3,000 | £25,000 | 22% variable | --- | 2.5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 22% (variable) so if you borrow £15000 over 10 years at a rate of 18.9% p.a. (variable) you will repay £290.75 per month & total amount payable £34,890.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Small Loan 16.2% APR | £3,000 | £10,000 | 22.5% variable | --- | 3 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 22.5% (variable) so if you borrow £5000 over 5 years at a rate of 15.6% p.a. (variable) you will repay £133.79 per month & total amount payable £8,027.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Fast Track Secured Loan | £3,000 | £25,000 | 22.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 22.9% (variable) so if you borrow £10000 over 5 years at a rate of 17.9% p.a. (variable) you will repay £269.35 per month & total amount payable £16,161.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Buy To Let Product for Self Employed 15.9% | £7,500 | £30,000 | 23.5% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 23.5% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £301.99 per month & total amount payable £36,238.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan for those with adverse credit | £3,000 | £30,000 | 24.7% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 24.7% (variable) so if you borrow £10000 over 5 years at a rate of 16.9% p.a. (variable) you will repay £277.6 per month & total amount payable £16,656.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Opal Loans Personal Loan | £2,000 | £10,000 | 24.9% | £2,000 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: Representative 24.9% APR (variable).
Borrow £5,000 and pay £198.53 a month for 36 months. The Total Interest Payable is £2,147.08. The Total Amount Payable is £7,147.08. Opal Loans offers a loan broking service. Please only apply if you are a home owner, aged 25 to 72, earning £15,000 per annum, and making regular payments to your mortgage. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 16.4% | £5,000 | £30,000 | 26.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 26.5% (variable) so if you borrow £10000 over 5 years at a rate of 16.4% p.a. (variable) you will repay £286.32 per month & total amount payable £17,179.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE high LTV secured loan | £5,000 | £30,000 | 26.96% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 26.96% (variable) so if you borrow £7500 over 5 years at a rate of 16.9% p.a. (variable) you will repay £216.25 per month & total amount payable £12,974.61. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank 95% LTV Secured Loan | £3,000 | £25,000 | 28% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 28% (variable) so if you borrow £10000 over 5 years at a rate of 21.9% p.a. (variable) you will repay £292.98 per month & total amount payable £17,578.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Low rate for Self Employed 14.9% | £7,500 | £30,000 | 28.1% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 28.1% (variable) so if you borrow £10000 over 5 years at a rate of 14.9% p.a. (variable) you will repay £291.85 per month & total amount payable £17,511.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE mild adverse secured loan | £5,000 | £30,000 | 28.44% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 28.44% (variable) so if you borrow £7500 over 5 years at a rate of 18% p.a. (variable) you will repay £221.43 per month & total amount payable £13,285.87. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Low rate for Self Employed 15.9% | £7,500 | £30,000 | 29.4% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 29.4% (variable) so if you borrow £10000 over 5 years at a rate of 15.9% p.a. (variable) you will repay £298.34 per month & total amount payable £17,900.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Equifinance Secured loan for thoses with a poor credit rating | £15,000 | £30,000 | 31.1% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 31.1% (variable) so if you borrow £20000 over 10 years at a rate of 23.4% p.a. (variable) you will repay £488.76 per month & total amount payable £58,651.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Equifinance Secured loan for thoses with a poor credit rating | £10,000 | £15,000 | 35.8% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 35.8% (variable) so if you borrow £10000 over 5 years at a rate of 23.4% p.a. (variable) you will repay £329.54 per month & total amount payable £19,772.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Equifinance Secured loan for thoses with a poor credit rating | £5,000 | £10,000 | 42.4% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 42.4% (variable) so if you borrow £5000 over 5 years at a rate of 23.4% p.a. (variable) you will repay £180.33 per month & total amount payable £10,819.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Evolution Money Our highest equity secured loan | £5,000 | £10,000 | 42.4% variable | --- | 3 years | 10 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 42.4% (variable) so if you borrow £7500 over 5 years at a rate of 30.6% p.a. (variable) you will repay £270.24 per month & total amount payable £16,214.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Everydayloans Duo Loan | £1,000 | £5,000 | 44.8% | £1,000 to £5,000 | 13 months | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 44.8% (variable) so if you borrow £3,000 over 3 years at a rate of 37.6% p.a. (variable) you will repay £140.16 per month & £5,045.72 in total. The Duo guarantor loan from Everyday loans is one of the lowest cost Guarantor Loans in the UK. There are no upfront or late fees. If you can afford the loan repayments and have a guarantor that's a UK homeowner, we can help. | |||||||||||||||||||||||||||||||||||||||||||||||||

GuarantorUs Loans Unsecured Guarantor Loan | £1,000 | £5,000 | 45.0% | £1,000 to £5,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The representative APR is 45.0% (variable) so if you borrow £5,000 over 2 years at a rate of 37.77% p.a. (variable) you will repay £299.96 per month & £7,198.98 in total. GuarantorUs offer the best value guarantor loan in the UK. Find a guarantor and receive up to £5,000 the same day. No fees ever. | |||||||||||||||||||||||||||||||||||||||||||||||||

UK Credit Ltd Guarantor Loan | £1,000 | £7,500 | 47.9% | £1,000 to £7,500 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: £3,000 over 3 years, Annual interest rate 39.8% fixed, monthly payment £143.98. Interest payable £2,183.28. Total repayable £5,183.28. Representative 47.9% APR fixed. UK Credit is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application. | |||||||||||||||||||||||||||||||||||||||||||||||||

Evolution Money No equity, no problem | £3,000 | £6,000 | 49.2% variable | --- | 3 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 49.2% (variable) so if you borrow £4500 over 4 years at a rate of 34.5% p.a. (variable) you will repay £191.19 per month & total amount payable £9,177.12. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

1Plus1 Loans 1Plus1 Loan | £500 | £5,000 | 49.7% | £500 to £5,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 49.7% (fixed) so if you borrow £2,000 over 2 years at a rate of 49.7% p.a. (fixed) you will repay £123.49 per month & £2,963.76 in total. Arrangement fee £50. A 10% broker fee will be included within your monthly repayments. | |||||||||||||||||||||||||||||||||||||||||||||||||

Amigo Loans Ltd Guarantor Loan | £500 | £5,000 | 49.9% | £500 to £5,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 49.9% (variable) so if you borrow £5,000 over 2 years at a rate of 41.16% p.a. you will repay £309.08 per month & £7,417.92 in total. Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up. | |||||||||||||||||||||||||||||||||||||||||||||||||

UK Trust Loans Guarantor Loan | £1,500 | £3,000 | 49.9% | £1,500 to £3,000 | 1 year | 3 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The representative APR is 49.9% (variable) so if you borrow £1,500 over 2 years at a rate of 41.16% p.a. (fixed) you will repay £92.74 per month & £2,225.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

1st Stop Guarantor Loan | £500 | £5,000 | 52.6% | £500 to £5,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The representative APR is 52.64% so if you borrow £3,500 over 3 years at a rate of 52.64% p.a. (fixed) you will repay £174.92 per month & £6,297.12 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Aspire Money Personal Loan | £500 | £7,500 | 58.5% | £500 to £7,500 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: Representative 58.5% APR.
Borrow £5,000 and pay £297.34 a month for 36 months. The interest payable is £5,704.24. The total repayable is £10,704.24. Aspire Money offer a loan brokering service with no upfront fees and have loans available that don\'t require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month. | |||||||||||||||||||||||||||||||||||||||||||||||||

Evolution Money Unlimited equity loans up to £5,500 | £2,000 | £5,500 | 63% variable | --- | 1.5 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 63% (variable) so if you borrow £3500 over 3 years at a rate of 42.6% p.a. (variable) you will repay £189.17 per month & total amount payable £6,810.12. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

UK Credit Ltd Tenant Guarantor Loan | £1,000 | £3,000 | 69.9% | £1,000 to £3,000 | 1 year | 3 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: £2,000 over 2 years, Annual interest rate 45.84% fixed, monthly payment £113.47. Interest payable £2,084.92. Total repayable £4,084.92. Representative 69.9% APR fixed. Get a guarantor loan today using a TENANT AS YOUR GUARANTOR. All bad credit is considered. Ideal for consolidating more expensive credit. No fees. Fixed rates. | |||||||||||||||||||||||||||||||||||||||||||||||||

Evolution Money Unlimited equity loan up to £3,000 | £1,000 | £3,000 | 82.5% variable | --- | 1 year | 3 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 82.5% (variable) so if you borrow £2000 over 2 years at a rate of 51.1% p.a. (variable) you will repay £146.96 per month & total amount payable £3,527.04. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

118 118 Money Loan | £1,000 | £5,000 | 99.9% | £1,000 to £5,000 | 1 year | 2 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 99.9% so if you borrow £2,000 over 2 years at a rate of 71% p.a. (fixed) you will repay £158.13 per month & £3,795.12 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Ladder Loans Loan | £500 | £1,500 | 299.0% | £500 to £1,500 | 6 months | 18 months | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 299% so if you borrow £1,000 over 12 months at a rate of 147% p.a. (fixed) you will repay £163.10 per month & £1,957.20 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Pounds to Pocket Personal Loan | £200 | £2,000 | 399.0% | £200 to £2,000 | 1 year | 1 year | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 399% so if you borrow £500 over 1 year at a rate of 172% you will repay £98.54 per month and £1182.50 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Provident Personal Credit Cash Loan | £100 | £500 | 399.7% | £100 to £500 | 6 months | 1 year | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: Representative 399.7% APR. Borrow £200 and pay £10 per week for 32 weeks at a fixed interest rate of 97.5% per year. The Total Repayable is £320. | |||||||||||||||||||||||||||||||||||||||||||||||||

EZBOB Business Loan | £500 | £50,000 | --- | --- | 1 month | 1 year | |||||||||||||||||||||||||||||||||||||||||||

One hour funding, apply online, zero paperwork. Up to £50,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

Funding Circle Business Loan | £5,000 | £1,000,000 | --- | --- | 6 months | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Applicants must have 2 years+ of filed accounts with Companies House and have a minimum turnover of £100k. UK's biggest peer-to-peer business lender. 10% of all eligible loans funded by UK Government. Established businesses only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Boost Capital Business Loan | £3,000 | £500,000 | --- | --- | 4 months | 1 year | |||||||||||||||||||||||||||||||||||||||||||

Fast, Flexible Business Loans and Business Cash Advance to Help Your Business Grow. | |||||||||||||||||||||||||||||||||||||||||||||||||

iwoca Business Loan | £1,000 | £50,000 | --- | --- | 1 month | 6 months | |||||||||||||||||||||||||||||||||||||||||||

Fast, flexible funding for ecommerce businesses | |||||||||||||||||||||||||||||||||||||||||||||||||

Ashley Business Cash Cash Advance | £3,500 | £100,000 | --- | --- | 6 months | 1 year | |||||||||||||||||||||||||||||||||||||||||||

Adverse credit accepted, must have been trading 12 months, minimum 12 months sales history required, must have 1 year remaining on lease. UK citizens only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Everline.com Business Loan | £3,000 | £50,000 | --- | --- | 1 week | 1 year | |||||||||||||||||||||||||||||||||||||||||||

Over 18 and UK resident. Trading for minimum of 2 years. Maximum £50k loan for limited companies (£10k for sole traders). Loans are subject to approval. T&Cs apply. | |||||||||||||||||||||||||||||||||||||||||||||||||

RateSetter Business Loan | £1,000 | £25,000 | --- | --- | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||

Zopa Personal Loan | £1,000 | £20,000 | 4.3% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total. You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clydesdale Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total. Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement. | |||||||||||||||||||||||||||||||||||||||||||||||||

Yorkshire Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Clydesdale Bank Personal Loan (Ex/C) | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (1-3 Yrs) | £7,500 | £15,000 | 4.4% | £7,500 to £15,000 | 1 year | 3 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 2 years at a rate of 4.4% p.a. (fixed) you will repay £435.65 per month & £10,455.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Yorkshire Bank Personal Loan (Ex/C) | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Tesco Bank Personal Loan | £3,000 | £25,000 | 4.5% | £7,500 to £15,000 | 1 year | 10 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Hitachi Personal Finance Personal Loan | £2,500 | £25,000 | 4.5% | £7,500 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4.5% | £7,500 to £15,000 | 4 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Different rates apply if you don't have a Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Internet Loan | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Hitachi Personal Finance Car Loan | £2,500 | £25,000 | 4.5% | £7,500 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.50 per month & £10,920.00 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Branch Loan (123 Customers) | £1,000 | £20,000 | 4.5% | £7,500 to £20,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Branch Loan (Standard) | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Santander Telephone Loan (123 Customers) | £1,000 | £20,000 | 4.5% | £7,500 to £20,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Telephone Loan (Standard) | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Santander Select Loan (Select Customers) | £1,000 | £25,000 | 4.5% | £7,500 to £25,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Derbyshire Building Society Personal Loan | £5,000 | £20,000 | 4.6% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total. For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

AA Member Loan | £3,000 | £25,000 | 4.6% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total. Available to existing customers only. One year term is available for loans under £5,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

AA Loan | £3,000 | £25,000 | 4.7% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total. One year term is available for loans under £5,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

M&S Bank Personal Loan (Existing Customers) | £1,000 | £25,000 | 4.7% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total. Available to existing customers only. To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over. | |||||||||||||||||||||||||||||||||||||||||||||||||

Next Page |

money.co.uk, Dot Zinc Limited, 160 Fleet Street,London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are displayed with non-faded buttons.

Get our free money saving newsletter

Join over 450,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...

I don't know how you do it but your information is priceless, perhaps you work for MI5? Malcolm |

You may want to compare the above loans with the following.

- Get a max loan of £25,000 from the Flexible Loan (£7.5K-£25K).
- £0 arrangement fee (£) is available with Flexible Loan (£7.5K-£25K).
- Customers take advantage of 6.4% representative APR.
- This loan has a £0 max arrangement fee.
- Minimum arrangement fee of £0 is offered with Flexible Loan (£7.5K-£25K).
**Representative Example: The Representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £235.86 per month & £11,321.28 in total.**

- New customers get 30 days 1st payment due from the Personal Loan.
- 7.4% representative APR is available.
- Arrangement fee (%) of 0% is available with this loan.
- Customers get 0 month deferred start from the loan.
- Get £7,500 to £14,999 representative loan amount from Post Office.
**Representative Example: The Representative APR is 7.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.4% p.a. (fixed) you will repay £240.21 per month & £11,530.08 in total.**

- 10 yrs maximum loan term is available to new customers.
- The loan gives £7,500 to £15,000 representative loan amount.
- Get a deferred start of 2 months from the loan.
- Personal Loan gives a representative APR of 4.5 percent.
**Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total.**

- A 1 yr minimum loan period is offered.
- Minimum arrangement fee of £0 is available with Ufirst Gold.
- You get £10,000 to £25,000 representative loan amount from this Ufirst Gold.
- £0 arrangement fee (£).
- Customers can get £25,000 max loan.
**Representative Example: The Representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed) you will repay £246.25 per month & £11,820 in total.**

- Benefit from arrangement fee (%) of 0 percent.
- 1 year minimum loan period is offered.
- Take advantage of representative APR of 6%.
- This Sainsbury's Bank loan has a £0 arrangement fee (£).
**Representative Example: The Representative APR is 6% (fixed) so if you borrow £5,000 over 2 years at a rate of 6% p.a. (fixed) you will repay £221.25 per month & £5,310 in total.**

- This loan has £100,000 max loan.
- 11.78% annual rate (secured loans) is offered with the loan.
- Customers enjoy 25 years maximum loan term.
- Get a minimum loan duration of 3 yrs from the Little existing credit loan.
- Get a loan processing length of 30 days from the Little existing credit loan.
**Representative Example: The Representative APR is 15.2% (variable) so if you borrow £30000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £469.34 per month & total amount payable £56,320.80.**

- Shawbrook Bank gives minimum loan duration of 3 years.
- Get a minimum loan of £5,000 from this loan.
- A 15.6 percent variable representative APR is offered.
- 25 years max loan term is offered to new customers.
**Representative Example: The Representative APR is 15.6% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £396.96 per month & total amount payable £47,635.20.**

- Arrangement fee (%) of 0% is offered with this loan.
- 5 yrs maximum loan term is offered.
- 2 months deferred start is available with Standard Small Loan (£3K-£4999) (4-5 Yrs).
- You will get £3,000 to £4,999 representative loan amount.
**Representative Example: The Representative APR is 12.3% (fixed) so if you borrow £4,000 over 4 years at a rate of 12.3% p.a. (fixed) you will repay £104.66 per month & £5,023.68 in total.**

Whether it's adding an extension, converting a loft or simply modernising your kitchen, improving your home can be a very worthwhile investment in case you ever decide to move in the future. Kitchens and bathrooms are amongst the top things that buyers look for when viewing potential homes so sprucing yours up may well be a priority.

However, finding a loan for a kitchen, or even a home extension loan can be a daunting task, with countless options on the market. We take a look at the best loans for home improvement and what features you need to consider.

## What is a home improvement loan?

A home improvement loan is simply a type of borrowing which is used to fund work being done around a property; you might also see this called a renovation loan.

There is no definitive basis for this type of loan; although most borrowers opt to take out an unsecured loan it is entirely feasible to apply for a secured loan too. One deciding factor may be the level of repayments. Most lenders provide an online loan calculator to help you work out how much it will cost. After all, there's no point applying for something you simply can't afford.

Home improvement loan rates will vary depending on your credit history, the type of loan – unsecured or secured – as well as the amount you want to borrow. As a general rule of thumb, borrowing more money means you will qualify for a lower interest rate; typically loans between £7,000 and £15,000 offer the most competitive deals.

If you aren't sure which option offers the best solution, you can compare home improvement loans in order to take a look at the relative costs.

## Comparing refurbished home loans

The interest rate and type of loan aren't the only two factors you should bear in mind when deciding where to apply.

Some brokers charge a set-up or introductory fee which can sometimes run into the hundred of pounds. This could make it an expensive option and particularly unsuitable if you don't have that kind of money to pay upfront.

Fixed interest rates are another attractive feature as it means you have the assurance of knowing exactly what you are paying. Variable rates might be cheaper if the market drops but can also work out significantly more expensive too. And budgeting for a loan which fluctuates up and down can be more challenging, especially if money is tight.

## Find the right lender

Although there are a multitude of companies providing all kinds of finance, whether a complete refurbishment or just a new conservatory loan, the options are almost endless.

However, unless you are one of the lucky few with an unblemished credit history, you might find that some lenders are more suitable than others.

If you are looking for a home improvement loan bad credit can make things more challenging but there are lenders out there willing to consider applicants with a less than perfect credit rating. Look out for companies that advertise this; it can knock your credit rating further if you have to make multiple applications because you appear desperate for credit.

A home improvement loan for pensioners is another set of criteria which isn't always available in the mainstream. But if you carry out a house improvement loan comparison you will be able to identify how much the borrowing is likely to cost, and then find a lender willing to offer senior citizens suitable terms. Some lenders are better than others at assessing non-standard income such as pensions and investment income, both of which are more commonly seen with more mature applicants.

Finally, whilst refurbishment loans can offer a realistic way to transform your home, it's essential to have realistic expectations. Having a better kitchen or bathroom, or even a slightly larger footprint by erecting an extension will certainly attract buyers but you may well find the increase in value is less than you pay in order to make the improvements. This won't always be the case but frequently home improvements should be carried out primarily for your benefit, not simply as a future investment.