Compare Flexible Loans
Find a cheap flexible loan in minutes and apply online to secure the best loan rates with the help of our flexible loans comparison. We take the hassle out of finding the best flexible repayment loan by listing the interest rates available from all the cheapest lenders offering flexible payment loans in the UK.
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| Loan | Term | Headline Representative APR | Online Decision | ||||||||||||||||||||||||||||||||||||||||||||||
| Minimum | Maximum | Minimum | Maximum | ||||||||||||||||||||||||||||||||||||||||||||||
| Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4 years | 5 years | 6.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan | £7,500 | £25,000 | 1 year | 5 years | 6.8% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Small Loan (4-5 Yrs) | £1,000 | £7,499 | 4 years | 5 years | 7.8% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Large Loan (4+ Yrs) | £15,001 | £25,000 | 4 years | 7 years | 8.2% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Loan available to RBS customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
Guarantor Loans Online Guarantor Loans | £1,000 | £5,000 | 1 year | 5 years | 53.8% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total. Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application. | |||||||||||||||||||||||||||||||||||||||||||||||||
Amigo Loans Ltd Personal Loan | £500 | £5,000 | 1 year | 5 years | 62.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total. Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up. | |||||||||||||||||||||||||||||||||||||||||||||||||
Pounds to Pocket Personal Loan | £200 | £2,000 | 1 year | 1 year | 278% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 278% (fixed) at a rate of 278% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
| Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (1-3 Yrs) | £7,500 | £15,000 | 1 year | 3 years | 5.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Yorkshire Bank Personal Loan | £7,500 | £14,999 | 1 year | 7 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
M&S Car Loan | £2,500 | £25,000 | 1 year | 5 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan (Existing Customers) | £3,000 | £25,000 | 1 year | 10 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total. Loan available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Derbyshire Building Society Personal Loan (Semi-Exclusive) | £5,000 | £20,000 | 1 year | 5 years | 6% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4 years | 5 years | 6.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Premier Loan | £7,000 | £25,000 | 1 year | 8 years | 6.1% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total. HSBC premier personal loan is for HSBC Premier current account holders only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Zopa Personal Loan | £1,000 | £15,000 | 3 years | 5 years | 6.12% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70, | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Personal Loan | £7,000 | £25,000 | 1 year | 8 years | 6.2% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total. HSBC Personal Loans are only available to existing HSBC current account customers. | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 2 Year Loan | £1,000 | £15,000 | 2 years | 2 years | 6.2% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100, | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 1 Year Loan | £1,000 | £15,000 | 1 year | 1 year | 6.5% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80, | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Shopper Reward Med Loan (1-3 Yrs) | £7,500 | £15,000 | 1 year | 3 years | 6.7% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed) Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan | £7,500 | £25,000 | 1 year | 5 years | 6.8% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Shopper Reward Med Loan (4-5 Yrs) | £7,500 | £15,000 | 4 years | 5 years | 6.9% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £240.69 per month & £11,553.12 in total. Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan (Existing Customers) | £7,500 | £25,000 | 1 year | 5 years | 7.2% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total. Flexclusive Personal Loan deal- exclusively available to Nationwide new and existing FlexAccount debit card customers (excluding cash card+) who are... more | |||||||||||||||||||||||||||||||||||||||||||||||||
RateSetter 6 Month Loan | £1,000 | £15,000 | 6 months | 6 months | 7.3% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 9.2% (fixed) at a rate of 9.2% p.a. (fixed)Arrangement fee £40, | |||||||||||||||||||||||||||||||||||||||||||||||||
Post Office Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.4% | ||||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.4% p.a. (fixed) you will repay £240.21 per month & £11,530.08 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
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Alternative Loans
You may want to compare the above loans with the following.
Bank of Ireland Personal Loan
- Get £1,000 to £1,000 headline representative loan amount from Bank of Ireland.
- 6 months minimum loan duration is available.
- You will get maximum loan term of 5 years.
- Deferred start of 0 mth is available with Personal Loan.
- This loan gives an 8.5% introductory representative APR.
- Representative Example: The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65,
The Co-operative Bank Personal Loan
- The loan has an arrangement fee of £0.
- You can get £7,500 to £14,950 introductory representative loan amount.
- You enjoy 0% arrangement fee.
- Enjoy a headline representative APR of 7.9 percent from the loan.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total.
M&S Personal Loan
- New customers will benefit from arrangement fee of 0%.
- £7,500 to £15,000 initial representative loan amount is offered with the loan.
- New customers get £25,000 maximum loan from the loan.
- M&S gives deferred start of 3 months.
- 30 days 1st payment due is offered to new customers.
- 6% headline representative APR is available.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.
Sainsbury's Bank Standard Large Loan (4+ Yrs)
- 7 years maximum loan term.
- You get £15,001 to £25,000 initial representative loan amount from the Standard Large Loan (4+ Yrs).
- Representative APR of 8.2 percent is available with Standard Large Loan (4+ Yrs).
- This Sainsbury's Bank loan has 2 months deferred start.
- This Sainsbury's Bank Standard Large Loan (4+ Yrs) has a minimum arrangement fee of £0.
- Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)
Nationwide Personal Loan
- New customers take advantage of arrangement fee of £0.
- 5 yrs max loan term is available with Personal Loan.
- New customers get £7,500 to £14,950 headline representative loan amount from Nationwide.
- First payment due of 30 days.
- Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
Sainsbury's Bank Standard Large Loan (2-3 Yrs)
- The loan has a £0 minimum arrangement fee.
- An 8% initial representative APR is available.
- Get a first payment due of 30 days from the Standard Large Loan (2-3 Yrs).
- Customers get £0 arrangement fee from Sainsbury's Bank.
- Representative Example: The representative APR is 8% (fixed) at a rate of 8% p.a. (fixed)
RateSetter Fixed Rate Unsecured Personal Loan
- You will take advantage of representative APR of 7.9%.
- You have the benefit of introductory representative APR of 7.9%.
- Get 5 years max loan term.
- You get minimum loan of £2,000.
- The RateSetter Fixed Rate Unsecured Personal Loan has 3 years minimum loan duration.
- Max loan of £15,000.
- Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history.
