Compare Free Current Accounts
Compare free current accounts side by side & find the best free bank account with the cheapest overdraft and highest interest rate so you maximise your benefits with minimum cost. Our free current account comparison makes it easy for you to find & open a free current account online in minutes so you can switch to a better bank and save.
Search 241 current accounts.
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| Monthly Charge | Minimum Monthly Credit | Overdraft | Headline Interest Rate | Banking | |||||||||||||||||||||||||||||||||||||||||||||
| Interest Free | Standard Rate | Standard Charge | Web | Branch | Tel | ||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Current Account Plus | £0 | £800 | £0 | 15.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable). A fee free overdraft of £200 is available. A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Reward Current Account => £1,000 per month | £0 | £1,000 | none | 0% | £1-2 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Get £5 each month you pay in £1,000, whether you're in credit or overdrawn. | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Bank Account | £0 | £0 | none | 19.3% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application. Fee free current account with the convenience of an overdraft. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide FlexAccount | £0 | £0 | none | 18.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.9% EAR (variable). Free Multi-trip European insurance cover, Interest-free overdraft for 3 months, No monthly fee, Independently rated 5 star by Defaqto | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Select Account | £0 | £0 | £100 | 19.89% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable). Includes a free app for your iPhone. Overdraft (subject to eligibility). Emergency cash (withdraw up to £300 if you lose your debit card). No monthly fees. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Current Account < £1,000 per month | £0 | £0 | none | 0% | £1-2 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Fee-free switching overdraft for a limited period. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Select Account | £0 | £0 | £100 | 19.89% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable). Includes a free app for your iPhone. Overdraft (subject to eligibility). Emergency cash (withdraw up to £300 if you lose your debit card). No monthly fees. | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Business Direct | £0 | n/a | none | variable | n/a | 0% | |||||||||||||||||||||||||||||||||||||||||||
18 months free business banking for Business Banking start-ups | |||||||||||||||||||||||||||||||||||||||||||||||||
Santander Everyday Current Account | £0 | £0 | none | 0% | £1.00 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter.
Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ | |||||||||||||||||||||||||||||||||||||||||||||||||
Bank of Ireland Clear Account - Level 1 | £0 | £1,500 | none | Unlimited | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Bank of Ireland Clear Account - Level 2 | £0 | £500 | none | Unlimited | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Bank of Ireland Clear Account - Level 3 | £0 | £0 | none | Unlimited | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: if you use an overdraft limit of £1,200 the interest rate charged will be 14.5% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Bank of Scotland Private Banking Flexible Current Account | £0 | £0 | none | Unlimited | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 5.6% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Young Person's Account | £0 | £0 | none | n/a | n/a | 0% | |||||||||||||||||||||||||||||||||||||||||||
Cater Allen Investment Account | £0 | £0 | none | n/a | n/a | 0.4% | |||||||||||||||||||||||||||||||||||||||||||
Cater Allen Sterling Bank Account | £0 | £0 | none | Unlimited | £5 per month | 0% | |||||||||||||||||||||||||||||||||||||||||||
Citi Plus Account | £0 | £1,800 | £500 | 16.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 16.9% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Citi Citigold Current Account | £0 | £5,000 | £500 | 9.9% | £0 | 0.1% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Current Account Plus | £0 | £0 | none | 18.85% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.85% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Current Account | £0 | £0 | none | 15.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
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Current Account Comparison
Alternative Current Accounts
You may want to compare the above current accounts with the following.
Leeds Building Society Premier Current Account
- Reward payment of £0 is offered.
- Purchase charge of £0 is offered to new customers.
- Get rate paid on withdrawals day before.
- You get £0 cashback from this current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12% EAR (variable).
Lloyds TSB Gold Account
- Reward payment of £0 is offered to you.
- 4 days cheque clearance time is offered with this current account.
- £1 minimum withdrawal is offered to new customers.
- ATM withdrawal payment UK of 0% is offered.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).
First Trust Graduate Bank Account
- New customers get £500 max ATM withdrawal from this Graduate Bank Account.
- New customers take advantage of 0 percent ATM withdrawal expense UK from the current account.
- This First Trust Graduate Bank Account has a £0 bankers draft charge.
- This current account has a monthly charge of £0.
- This current account offers a stopped cheque payment of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Allied Irish Bank Business Plus
- A £1 minimum withdrawal is available.
- Customers get 0.15% initial interest rate.
- Unlimited maximum high interest balance is offered with this current account.
- Get overdraft letter charge of £7.50.
- Customers get 4 days cheque clearance time from the Business Plus.
Investec Bank Business Cheque Account
- Customers get 15.5 percent unauthorised overdraft rate.
- Customers will get headline interest rate of 0.05%.
- You will have the benefit of unlimited maximum high interest balance.
- You have the benefit of cheque deposit fee of £0.00.
- Cheque clearance time of 4 days is available.
- Get £1 minimum withdrawal.
Northern Bank Northern Business Access
- Get coinage paid in per100 of £0.72.
- Cheque clearance time of 5 days is offered.
- £0.00 O/D letter charge is offered to new customers.
- Minimum annual turnover of £0 is offered to you.
- A £0 charges for internet banking is offered.
Yorkshire Bank Business Choice
- This current account has a £0 charges for internet banking.
- You enjoy £0 minimum annual turnover from the current account.
- £1 minimum withdrawal.
- Payment for telephone banking of £0 is offered with Business Choice.
The Co-operative Bank Business Current Acc- Cash Tariff
- £1,000,000 maximum annual turnover is available with this current account.
- You enjoy £0.00 charge for telephone banking.
- Get a cost for internet banking of £0.
- This current account offers a £1 minimum withdrawal.
- Benefit from an overdraft letter charge of £0.00 from this current account.
