Lloyds Bank Avios Rewards Credit Card
PurchasesAir MilesRepresentative APR (variable)
0% for 16 monthsAvios23.7% APR
No foreign transaction fees when using your cards abroad. Flight upgrade upon £7,000 spend per year. Double Avios points for the first 6 months on the Avios American Express Card.
Representative Example: The standard interest rate on purchases is 18.94% p.a. (variable), £24 annual fee. So if you borrow £1,200 the Representative APR will be 23.7% APR (variable).
Emirates Skywards Credit Card Account
PurchasesAir MilesRepresentative APR (variable)
0% for 12 monthsSkywards Miles17.9% APR
Earn 5,000 Bonus Miles on your first purchase (made within 90 days of account opening.) Plus, an additional 5,000 Bonus Miles if you spend £1,000 within the first 90 days of account opening.
Representative Example: The standard interest rate on purchases is 17.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 17.9% APR (variable).
British Airways Credit Card
PurchasesAir MilesRepresentative APR (variable)
-Avios15.9% APR
9,000 Avios when spending £1000 within the first 3 months.
Representative Example: The standard interest rate on purchases is 15.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 15.9% APR (variable).
Lloyds Bank Premier Avios Rewards Credit Card
PurchasesAir MilesRepresentative APR (variable)
0% for 16 monthsAvios52.1% APR
No foreign transaction fees.
Representative Example: The standard interest rate on purchases is 18.94% p.a. (variable), £140 annual fee. So if you borrow £1,200 the Representative APR will be 52.1% APR (variable).
Virgin Atlantic White Credit Card Account from MBNA
PurchasesAir MilesRepresentative APR (variable)
-Flying Club miles17.9% APR
3,000 miles with your first card purchase made within 90 days of account opening.
Representative Example: The standard interest rate on purchases is 17.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 17.9% APR (variable).
TSB Avios Credit Card
PurchasesAir MilesRepresentative APR (variable)
-Avios17.9% APR
Representative Example: The standard interest rate on purchases is 17.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 17.9% APR (variable).
Emirates Skywards Elite Credit Card Account
PurchasesAir MilesRepresentative APR (variable)
0% for 12 monthsSkywards Miles54.9% APR
Earn 10,000 Bonus Miles on your first purchase (made within 90 days of account opening.) Plus, an additional 15,000 Bonus Miles if you spend £2,000 within the first 90 days of account opening.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), £150 annual fee. So if you borrow £1,200 the Representative APR will be 54.9% APR (variable).
British Airways Premium Plus Credit Card
PurchasesAir MilesRepresentative APR (variable)
-Avios56.4% APR
25,000 Avios when spending £3,000 within the first 3 months.
Representative Example: The standard interest rate on purchases is 19.9% p.a. (variable), £150 annual fee. So if you borrow £1,200 the Representative APR will be 56.4% APR (variable).
Virgin Atlantic Black Credit Card Account from MBNA
PurchasesAir MilesRepresentative APR (variable)
-Flying Club miles52.0% APR
Earn 18,500 miles with your first card purchase made within 90 days of account opening.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), £140 annual fee. So if you borrow £1,200 the Representative APR will be 52.0% APR (variable).
TSB Premier Avios Credit Card
PurchasesAir MilesRepresentative APR (variable)
-Avios23.7% APR
Representative Example: The standard interest rate on purchases is 13.95% p.a. (variable), £50 annual fee. So if you borrow £1,200 the Representative APR will be 23.7% APR (variable).
American Airlines MBNA AAdvantage Credit Card
PurchasesAir MilesRepresentative APR (variable)
0% for 12 monthsAAdvantage Bonus Miles17.9% APR
Representative Example: The standard interest rate on purchases is 17.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 17.9% APR (variable).
Etihad Guest Credit Card Account
PurchasesAir MilesRepresentative APR (variable)
0% for 12 monthsEtihad Guest Miles18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Flybe Credit Card
PurchasesAir MilesRepresentative APR (variable)
-Rewards4all Points18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Lloyds Bank Private Banking Credit Card
PurchasesAir MilesRepresentative APR (variable)
-Avios76.0% APR
Representative Example: The standard interest rate on purchases is 10.94% p.a. (variable), £250 annual fee. So if you borrow £1,200 the Representative APR will be 76.0% APR (variable).
MileagePlus Credit Card
PurchasesAir MilesRepresentative APR (variable)
0% for 12 monthsMileagePlus18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Miles & More Credit Card
PurchasesAir MilesRepresentative APR (variable)
0% for 3 monthsMiles & More16.9% APR
Representative Example: The standard interest rate on purchases is 16.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 16.9% APR (variable).
TSB Premier Avios Credit Card Ex/C
PurchasesAir MilesRepresentative APR (variable)
-Avios13.9% APR
Representative Example: The standard interest rate on purchases is 13.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 13.9% APR (variable).

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How to Choose the Best Air Miles Credit Card

by Martin from money.co.uk

Pick the right credit card with air miles and you could soon be jetting off across the globe free of charge, but choose the wrong card and you may struggle to earn enough to get across the English Channel, here's how to make your choice.

Airplane And Man Looking Out Of Window

If you are debt free, like to travel and want a credit card that rewards you for regularly spending, then a credit card air miles deal could be a good choice for you.

Choose wisely and you'll be able to earn free flights and upgrades to destinations across the globe, simply for shopping with your credit card.

However, before you apply for an air miles credit card you need to be confident that you will be able to pay off your credit card statement in full each month and fairly certain you won't need to carry a balance over. This is important because the interest rates charged by even the best credit card for air miles are likely to dwarf the value of any air mile rewards you get.

If you think it's likely you will carry over balances from one month to the next then a 0% purchase credit card may be more suitable.

Providing you're confident that you will pay off the balance of your card each month then it's simply a case of looking for air miles rewards credit cards that offer the best package for the way you spend and travel.

The number of air miles you can earn and how far they'll take you can vary dramatically from credit card to card - so you need to complete a thorough air miles credit card comparison to make sure you're not missing out.

Many air mile credit cards will offer you introductory deals that reward you with bonus air miles that you can use to book free flights providing you spend a certain amount within the first few months of having the card.

There's no doubt that these offers can be very tempting, and sometimes make an air miles credit card worth applying for even if you don't plan to use it long term. However, if you plan on using the card to build up air miles for a number of years you need to check whether the ongoing air miles rate is competitive, as you could end up missing out in the long term.

You can compare the best air mile credit cards 2014 side by side using out credit cards air miles comparison table that makes finding the best option easy.