Lloyds Bank Avios Rewards Credit Card
PurchasesAir MilesRepresentative APR
0% for 13 monthsAvios22.7%
No foreign transaction fees when using your cards abroad. Flight upgrade upon £7,000 spend per year. Double Avios points for the first 6 months on the Avios American Express Card.
Representative Example: The annual purchase rate is 17.95% p.a.(variable) so if you spend £1,200 your representative APR will be 22.7% (variable)+£24 fee p.a
British Airways Credit Card
PurchasesAir MilesRepresentative APR
-Avios15.9%
9,000 Avios when spending £1000 within the first 3 months of Card membership.
Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).
Lloyds Bank Premier Avios Rewards Credit Card
PurchasesAir MilesRepresentative APR
0% for 13 monthsAvios50.8%
No foreign transaction fees.
Representative Example: The annual purchase rate is 17.95% p.a.(variable) so if you spend £1,200 your representative APR will be 50.8% (variable)+£140 fee p.a
Virgin Atlantic White Credit Card Account from MBNA
PurchasesAir MilesRepresentative APR
-Flying Club Miles17.9%
3,000 miles with your first card purchase made within 90 days of account opening. Plus an additional 7,000 bonus miles if applied for before 31/10/2014 with a total spend of £1,000 in the first 90 days.
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
TSB Avios Credit Card
PurchasesAir MilesRepresentative APR
-Avios17.9%
Representative Example: The annual purchase rate is 17.95% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
British Airways Premium Plus Credit Card
PurchasesAir MilesRepresentative APR
-Avios56.4%
25,000 Avios when spending £3,000 within the first 3 months of Card membership.
Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 56.4% (variable)+£150 fee p.a
Virgin Atlantic Black Credit Card Account from MBNA
PurchasesAir MilesRepresentative APR
-Flying Club Miles52.0%
18,500 miles with your first card purchase made within 90 days of account opening. Plus an additional 6,500 bonus miles if applied for before 31/10/2014 with a total spend of £2,000 in the first 90 days.
Representative Example: 18.9% p.a. variable on card purchases. This is equivalent to 52.0% APR representative variable based on a credit limit of £1,200. Annual fee of £140 is payable.
TSB Premier Avios Credit Card
PurchasesAir MilesRepresentative APR
-Avios23.7%
Representative Example: The annual purchase rate is 13.95% p.a.(variable) so if you spend £1,200 your representative APR will be 23.7% (variable)+£50 fee p.a
American Airlines MBNA AAdvantage Credit Card
PurchasesAir MilesRepresentative APR
0% for 12 monthsAAdvantage Bonus Miles17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Emirates Skywards Credit Card Account
PurchasesAir MilesRepresentative APR
0% for 12 monthsSkywards Miles17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Emirates Skywards Elite Credit Card Account
PurchasesAir MilesRepresentative APR
0% for 12 monthsSkywards Miles54.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.9% (variable)+£150 fee p.a
Etihad Guest Credit Card Account
PurchasesAir MilesRepresentative APR
0% for 12 monthsEtihad Guest Miles18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Flybe Credit Card
PurchasesAir MilesRepresentative APR
-Rewards4all Points18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Lloyds Bank Private Banking Credit Card
PurchasesAir MilesRepresentative APR
-Avios76.0%
Representative Example: The annual purchase rate is 10.94% p.a.(variable) so if you spend £1,200 your representative APR will be 76.0% (variable)+£250 fee p.a
MileagePlus Credit Card
PurchasesAir MilesRepresentative APR
0% for 12 monthsMileagePlus18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Miles & More Credit Card
PurchasesAir MilesRepresentative APR
0% for 3 monthsMiles & More16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
TSB Premier Avios Credit Card Ex/C
PurchasesAir MilesRepresentative APR
-Avios13.9%
Representative Example: The annual purchase rate is 13.95% p.a.(variable) so if you spend £1,200 your representative APR will be 13.9% (variable).

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How to Choose the Best Air Miles Credit Card

Pick the right credit card with air miles and you could soon be jetting off across the globe free of charge, but choose the wrong card and you may struggle to earn enough to get across the English Channel, here's how to make your choice.

Airplane And Man Looking Out Of Window

If you are debt free, like to travel and want a credit card that rewards you for regularly spending, then a credit card air miles deal could be a good choice for you.

Choose wisely and you'll be able to earn free flights and upgrades to destinations across the globe, simply for shopping with your credit card.

However, before you apply for an air miles credit card you need to be confident that you will be able to pay off your credit card statement in full each month and fairly certain you won't need to carry a balance over. This is important because the interest rates charged by even the best credit card for air miles are likely to dwarf the value of any air mile rewards you get.

If you think it's likely you will carry over balances from one month to the next then a 0% purchase credit card may be more suitable.

Providing you're confident that you will pay off the balance of your card each month then it's simply a case of looking for air miles rewards credit cards that offer the best package for the way you spend and travel.

The number of air miles you can earn and how far they'll take you can vary dramatically from credit card to card - so you need to complete a thorough air miles credit card comparison to make sure you're not missing out.

Many air mile credit cards will offer you introductory deals that reward you with bonus air miles that you can use to book free flights providing you spend a certain amount within the first few months of having the card.

There's no doubt that these offers can be very tempting, and sometimes make an air miles credit card worth applying for even if you don't plan to use it long term. However, if you plan on using the card to build up air miles for a number of years you need to check whether the ongoing air miles rate is competitive, as you could end up missing out in the long term.

You can compare the best air mile credit cards 2014 side by side using out credit cards air miles comparison table that makes finding the best option easy.

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