Compare Car Insurance for New Drivers

Compare cheap car insurance for new drivers from the best new driver car insurance companies, & find cheap first time car insurance quotes that don't cost more than your car's worth. Our car insurance for new drivers comparison is specifically tailored to new drivers, so you can get cheap first time car insurance in minutes.
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 Additional Excess forCover TypeDiscount 
Drivers <21Inexprienced DriversOnline2nd CarMax No Claims
Direct Line
Car Insurance
up to
£450
up to
£200
varies0%varies
Up to 28% off if you quote early and buy online. (20% off when you get a quote ten days or more before your policy start date (offer ends 31.3.14) and 10% online. Introductory discounts applied consecutively. Minimum premiums apply.)
Aviva
Car Insurance
up to
£300
up to
£0
varies20%varies
5 Star car insurance from £192 - 10% paid this for standard cover. Up to 1/3 off with Aviva MultiCar when you add a second car or van - they expect 20% of customers to get 1/3 off.
Gocompare.com
Car Insurance
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variesvariesvaries
Compare 125+ Insurance Brands Here. 1 in 2 Could Save £231 in Minutes.
Confused.com
Car Insurance
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variesvariesvaries
97% of Confused.com customers could save on their car insurance (Consumer Intelligence research, Apr \'13).
MORE TH>N
Car Insurance
up to
£400
up to
£150
varies0%mirror bonusvaries
You could pay as little as £163 for Car Insurance (online only). Based on 10% of on-line customes, excludes optional extras. MORE TH>N data Oct - Dec 2013.
Admiral
Car Insurance
£250
up to
£150
varies
up to
10%
varies
Save up to 10% by quoting online! Plus, many other benefits as standard.
LV=
Car Insurance
up to
£300
up to
£200
variesvaries79.5%
Car Insurance from £170, 10% of new LV= customers paid £170 or less (Nov 13-Jan 14)
John Lewis Insurance
 
Car Insurance
variesvariesComprehensive15%75%
John Lewis Car Insurance is a Which? Recommended Provider June 2013.
Tesco Compare
Car Insurance
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variesvariesvaries
comparethemarket.com
 
Car Insurance
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variesvariesvaries
Saga
Car Insurance
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£500Comprehensive0%70%
Nationwide
Car Insurance
up to
£300
up to
£200
variesvaries75%
Courtesy car and cover for up to 180 days in EU countries (excludes 3rd party only policies). Up to 75% no claim discount for 5+ years claim free.
Churchill
Car Insurance
up to
£400
up to
£200
varies10%80%
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
M&S Bank
Car Insurance
up to
£400
up to
£150
varies
up to
15%
varies
Hastings Direct
Car Insurance
£295£195varies0%
up to
65%
We'll compare prices so you don't have to, searching our panel of leading UK car insurers to get you our very best price.
Privilege
Car Insurance
up to
£400
up to
£200
varies0%65%
10% multicar discount
The Co-operative Insurance
 
Car Insurance
£300£150Comprehensive
up to
10%
up to
70%
70% No Claim Discount for 5 or more claim free years.
Post Office
Car Insurance
up to
£400
up to
£100
varies0%varies
Over 50? At Post Office we've got great deals on Car Insurance. We'll guarantee to save you at least £50 on any like for like quote on your car insurance renewal plus free Keycare for life of the policy.
Tiger.co.uk
Car Insurance
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variesvariesvaries
Tel 0800 781 4464 0800 781 4464
Elephant
Car Insurance
£250
up to
£150
varies10%varies
Seriously good car insurance. Every comprehensive policy comes with courtesy car and stereo cover as standard.
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How to Get the Cheapest Car Insurance for New Drivers

We look at how you can find cheap car insurance for new drivers using a new driver insurance comparison online.

Car Young Driver

New drivers are statistically more likely both to have an accident and claim on their insurance for a myriad other reasons - this translates into higher premiums on their new drivers insurance.

While cheap car insurance for new drivers under 25 (which is a generally accepted cut-off point, for age-related risk) is sometimes difficult to find, it is still definitely possible for just-qualified drivers to get affordable cover by taking the following approach:

First, identify which policies are suitable; second, check what you can do to lower your risk; and third, get quotes from every suitable insurer to find the best car insurance for new drivers for the lowest cost.

To find the most suitable policies, consider your vehicle and what level of cover you want. If you haven’t yet bought a car, it’s worth considering buying one that’s from a cheap insurance group; this will typically be cars with smaller engines and a good safety record.

Depending on your car’s value, you’ll then need to decide between third party, third part fire and theft, and comprehensive cover. Third party is the cheapest option, although not available from many insurers, while comprehensive cover offers the best financial protection but can sometimes come at an extra cost.

Once you’ve established which policies are appropriate for your car, consider what you can do to lower your premiums. As part of your quest for cheap car insurance for new drivers 17 and over looking into taking a ‘Pass Plus’ driving exam can be worthwhile as it will, in your insurer's eyes, reduce your risk by giving you extra experience behind the wheel.

Alternatively, putting an older person (i.e. parent) on your insurance as a named driver can also reduce your premiums - although you should only consider doing this if they will genuinely be using the car. Multicar discounts can lower premiums for households with more than one vehicle, as can volunteering for a high inexperienced driver excess where available. While the latter option is likely to reduce your premiums it is imperative that it's still affordable otherwise you'll find yourself in a situation where you simply can't claim.

While cheap insurance for new drivers over 25 can be slightly easier to come by as you emerge from that high risk age bracket, being newly qualified still has an effect and it pays to approach your new driver insurance comparison in the same manner. If you compare cheap new driver insurance quotes for each suitable insurer, you will be able to find cheap insurance for new drivers with cover that matches your needs.

Car Insurance Comparison

Alternative Car Insurance Policies

You may want to compare the above car insurance policies with the following.

Countrywide Allianz Horizon (Comprehensive)

  • This car insurance policy offers limitless manufacturer audio cover.
  • You get repairer courtesy car provider.
  • Get comp DOC not provided driving other cars excess from Countrywide.
  • Customers get applied total loss XS from Allianz Horizon (Comprehensive).
  • Loss of keys of 500 is offered.

NatWest Car Insurance (Comprehensive)

  • You will get 10 windscreen repair XS.
  • New customers benefit from 1,000 non-manufacturer audio cover from the Car Insurance (Comprehensive).
  • Unlimited manufacturer audio protection.
  • The car insurance policy gives a 100 personal belongings insurance.

Prudential Car Insurance (Comprehensive)

  • Prudential gives non-manufacturer audio protection of 1,000.
  • Prudential offers rescue cover basis repairer.
  • 0 accidental damage excess is available.
  • Non-approved windscreen repair protection of 150 is offered with the car insurance policy.
  • The car insurance policy gives a max foreign trip duration of 90 days.

The Green Insurance Company Car Insurance (Comprehensive)

  • Get inexprienced driver XS of 300 from this Car Insurance (Comprehensive).
  • Customers get max age for personal accident cover of 80 yrs.
  • New customers get 500 theft of keys from The Green Insurance Company.
  • 0 setup fee is offered.
  • 14 total loss vehicle period is offered to new customers.
  • New customers get approved repairer repairer choice.

Yorkshire Bank Car Insurance (Comprehensive)

  • Customers will get 100 accidental damage excess.
  • The Yorkshire Bank car insurance policy has a 70 hotel cost.
  • Get 100 inexprienced driver XS.
  • A third party property of 20,000,000 is available from Yorkshire Bank.

AA Car Insurance (Members) (Third Party, Fire & Theft)

  • Have the benefit of limitless manufacturer sat nav insurance from AA.
  • 0 inexprienced driver excess is offered with Car Insurance (Members) (Third Party, Fire & Theft).
  • Total loss motorcar period of 21 is available to customers.
  • Renewal fee of 0 is offered with the car insurance policy.

Sabre Car Insurance (Third Party, Fire & Theft)

  • Benefit from inexprienced driver XS of 0 from the Car Insurance (Third Party, Fire & Theft).
  • The car insurance policy offers limitless third party injury benefit.
  • Payment default fee of 0.0 is available with this car insurance policy.
  • New customers get maximum european cover included as standard of 0 days.
  • This Car Insurance (Third Party, Fire & Theft) has 25,000,000 third party property.

M&S Bank Standard Car Insurance (Comprehensive)

  • Accidental accident and sickness cover of 10,000 is offered.
  • 0 windscreen repair excess.
  • This car insurance policy has fire excess of 100.
  • RAC rescue provider is available with Standard Car Insurance (Comprehensive).
  • This car insurance policy offers 20,000,000 third party property.