Whatever your age, your first car insurance policy will probably be the most expensive you ever buy.

You can save 100s by using our table above to shop around for quotes. Some insurers will offer much lower premiums than others so it pays to get as many quotes as possible to find the best deals.

Never buy your car insurance on price alone; look for the policy with the right cover for you, because the cheapest policy could cost you more in the long run.

More ways to save

This guide has more tips on finding the right cover as a new driver.

Do not forget the excess

When you make a claim you will have to pay an excess, so check how much each policy charges when comparing quotes.

Some insurance companies charge an additional excess for inexperienced drivers, as shown in the table above. Make sure that you can afford the excess amount in the event of a claim.

New driver car insurance FAQs

Q

Why is new drivers' car insurance more expensive?

A

New drivers have less experience and are more likely to be involved in accidents and make insurance claims, so car insurers charge them more.

Q

Can I drive without insurance?

A

No, it is a legal requirement to have at least third party car insurance cover to drive in the UK.

Q

Do I need insurance as a learner?

A

Yes, you must be insured if learning in your car or someone else's. Find out how to get learner driver's cover and compare policies here.

Q

What does car insurance cover?

A

It can cover damage to your and another driver's car after an accident. It can also cover theft, vandalism, fire and more.

Q

What is car insurance excess?

A

It is the amount you have to pay towards any claim you make. Find out how car insurance excess works here.

Q

Can I take out car insurance for someone else?

A

No, this is known as fronting and is illegal. The main driver must be the person who drives most, but you can add a named driver to your policy.