Aviva Car Insurance
Additional Excess
Under 21's: up to £300
Types of Policy Available
Comprehensive , TPFT & Multi car
Discounts
20% Online, Multi car & No claims
5 Star car insurance from £191 – 10% paid this for standard cover. You could save up to 20% online - 54% of customers are expected to receive the maximum saving. T&Cs apply. Aviva car insurance is not on price comparison sites.
Direct Line Car Insurance
Additional Excess
Under 21's: up to £450
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
MORE TH>N Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: varies
Types of Policy Available
Comprehensive , TPFT & Blackbox
Discounts
No claims
You could pay as little as £158 for Car Insurance (online only). Based on 10% of new online customers, excludes optional extras. More> data Nov 2013 – May 2014.
Confused.com Car Insurance
Additional Excess
-
Types of Policy Available
varies
Discounts
Online, Second car & No claims
97% of Confused.com customers could save on their car insurance (Consumer Intelligence research, Apr ’13).
Admiral Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive , TPFT, Multi car & Blackbox
Discounts
Up to 10% Online, Multi car & No claims
Save up to 10% by quoting online! Plus, many other benefits as standard.
M&S Bank Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Saga Car Insurance
Additional Excess
Inexperienced drivers: £500
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
comparethemarket.com Car Insurance
Additional Excess
-
Types of Policy Available
varies
Discounts
Online, Second car & No claims
Churchill Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £250
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Online, 15% Multi car & 80% No claims
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
Tiger.co.uk Car Insurance
0800 781 4464
Additional Excess
-
Types of Policy Available
varies
Discounts
Online, Second car & No claims
John Lewis Insurance Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive & TPFT
Discounts
15% Online & 75% No claims
John Lewis Car Insurance is a Which? Recommended Provider June 2013.
LV= Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Online, Second car & 79.5% No claims
75% no claim discount with five years claim free. 98% of customers would consider using LV= again (Reevoo)
AA Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive
Discounts
No claims
For the third year running, AA Car Insurance has been awarded a 5 star rating from Defaqto. Uninsured Driver Promise – you won't pay an excess or lose your NCD if your car is hit by an uninsured driver, and the accident is not your fault. T&C's apply.
Post Office Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Over 50? At Post Office we've got great deals on Car Insurance. We'll guarantee to save you at least £50 on any like for like quote on your car insurance renewal plus free Keycare for life of the policy.
The Co-operative Insurance Car Insurance
Additional Excess
Under 21's: £300
Inexperienced drivers: £150
Types of Policy Available
Comprehensive & Blackbox
Discounts
up to 70% No claims
70% No Claim Discount for 5 or more claim free years.
Hastings Direct Car Insurance
Additional Excess
Under 21's: £295
Inexperienced drivers: £195
Types of Policy Available
Comprehensive , TPFT & Blackbox
Discounts
up to 65% No claims
We'll compare prices so you don't have to, searching our panel of leading UK car insurers to get you our very best price.
Privilege Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Multi car & 65% No claims
10% multicar discount
Elephant Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Seriously good car insurance. Every comprehensive policy comes with courtesy car and stereo cover as standard.
Marmalade Car Insurance
Additional Excess
-
Types of Policy Available
Learner driver
Discounts
No claims
Exclusively available to learner drivers.
Diamond Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Online, Second car & No claims
Car insurance shaped for women. You could get £300 Handbag & Contents cover, 24-hr accident helpline and a Courtesy Car when yours is repaired at an approved garage.

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How to Get the Cheapest Car Insurance for New Drivers

by BillJ

We look at how you can find cheap car insurance for new drivers using a new driver insurance comparison online.

Car Young Driver

New drivers are statistically more likely both to have an accident and claim on their insurance for countless other reasons - this translates into higher premiums on their new drivers insurance.

While cheap car insurance for new drivers under 25 (which is a generally accepted cut-off point, for age-related risk) is sometimes difficult to find, it is still definitely possible for just-qualified drivers to get affordable cover by taking the following approach:

First, identify which policies are suitable; second, check what you can do to lower your risk; and third, get quotes from every suitable insurer to find the best car insurance for the lowest cost.

What level of car insurance cover do you want?

To find the most suitable policies, consider your vehicle and what level of cover you want. If you haven't yet bought a car, it's worth considering buying one that's from a cheap insurance group; this will typically be cars with smaller engines and a good safety record.

Depending on your car's value, you'll then need to decide between third party, third part fire and theft, and comprehensive cover. Third party is the cheapest option, although not available from many insurers, while comprehensive cover offers the best financial protection but can sometimes come at an extra cost.

How can you lower your premiums?

Once you've established which policies are appropriate for your car, consider what you can do to lower your premiums. As part of your quest for cheap car insurance for new drivers 17 and over looking into taking a 'Pass Plus' driving exam can be worthwhile as it will, in your insurer's eyes, reduce your risk by giving you extra experience behind the wheel.

Alternatively, putting an older person (i.e. parent) on your insurance as a named driver can also reduce your premiums - although you should only consider doing this if they will genuinely be using the car. Multicar discounts can lower premiums for households with more than one vehicle, as can volunteering for a high inexperienced driver excess where available. While the latter option is likely to reduce your premiums it is imperative that it's still affordable otherwise you'll find yourself in a situation where you simply can't claim.

Compare quotes from different insurers

While cheap insurance for new drivers over 25 can be slightly easier to come by as you emerge from that high risk age bracket, being newly qualified still has an effect and it pays to approach your new driver insurance comparison in the same manner. If you compare cheap new driver insurance quotes for each suitable insurer, you will be able to find cheap insurance with cover that matches your needs.