This is a list of car insurance companies.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Aviva Car Insurance
Additional Excess
Under 21's: up to £300
Types of Policy Available
Comprehensive , TPFT & Multi car
Discounts
20% Online, Multi car & No claims
5 Star Defaqto rated car insurance from £185 - 10% paid this for standard cover. Save up to 20% online - 16% of customers are expected to receive the maximum saving.
Discount depends on individual circumstances and doesn't apply to optional extras. Minimum price applies. T&Cs apply.
Direct Line Car Insurance
Additional Excess
Under 21's: up to £450
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Saga Car Insurance
Additional Excess
Inexperienced drivers: £500
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
LV= Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Online, Second car & 79.5% No claims
75% no claim discount with five years claim free. 98% of customers would consider using LV= again (Reevoo). Tailor the cover to suit you with optional extras and try LV= telematics app to save even more on your car insurance.
Admiral Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive , TPFT, Multi car & Blackbox
Discounts
Up to 10% Online, Multi car & No claims
Save up to 10% by quoting online. Plus, many other benefits as standard.
Churchill Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £250
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Online, 15% Multi car & 80% No claims
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
John Lewis Insurance Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive & TPFT
Discounts
15% Online & 75% No claims
Save 15% when you buy online. For new customers purchasing online. Discount is automatically applied when you get a quote. See T&Cs.
Nationwide Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Online, Second car & 75% No claims
Nationwide car insurance, provided by Liverpool Victoria Insurance Company Limited (LV=) and can be tailored around you, to cover exactly what you need. Offering high quality insurance at a competitive price, with UK only based call centres.
M&S Bank Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Adrian Flux Car Insurance
0800 081 4900
Additional Excess
-
Types of Policy Available
-
Discounts
Second car & No claims
Over 40 Years Specialist Insurance Experience, tailored insurance policies featuring £100,000 of free fully insured legal cover
This is an insurance broker.
AA Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive
Discounts
No claims
Buy AA Car Insurance by 31 March 2015 and receive a £20 shopping voucher. Receive 12 months' free breakdown cover for non AA members and protected No-Claims for existing AA members. T&Cs apply.
The AA offer car insurance via a panel of insurers.
The Co-operative Insurance Car Insurance
Additional Excess
Under 21's: £300
Inexperienced drivers: £150
Types of Policy Available
Comprehensive & Blackbox
Discounts
up to 70% No claims
Free £50 worth of Co-operative food vouchers when you buy Co-op Car Insurance between 29th Dec 2014 and 31st March 2015. T&Cs apply. Get a quote today.
Hastings Direct Car Insurance
Additional Excess
Under 21's: £295
Inexperienced drivers: £195
Types of Policy Available
Comprehensive , TPFT & Blackbox
Discounts
up to 65% No claims
Hastings Direct competitively priced 5-Star Defaqto rated insurance was voted by the public in 2013 and 2014 as Consumer Moneyfacts Car Insurance Provider of the Year.
Quotezone Car Insurance
Additional Excess
-
Types of Policy Available
Multi car
Discounts
Multi car & No claims
Compare from over 100 Insurance providers
This is a comparison website.
Crosby Insurance Brokers Car Insurance
Additional Excess
-
Types of Policy Available
Kit car
Discounts
Second car
This is an insurance broker.
Privilege Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Multi car & 65% No claims
10% multicar discount
Endsleigh Car Insurance
Additional Excess
-
Types of Policy Available
Comprehensive , TPFT & Learner driver
Discounts
up to 77.5% No claims
Reliable cover for young and new drivers from Endsleigh. Plus, you can earn one year's no claims discount in just 6 months with a bonus accelerator policy.
This is an insurance broker.
Diamond Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Car insurance shaped for women. You could get £300 Handbag & Contents cover, 24-hr accident helpline and a Courtesy Car when yours is repaired at an approved garage.
esure Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: £175
Types of Policy Available
Comprehensive
Discounts
Online
esure Car Insurance, 5 Star rated by Defaqto, quotes in minutes.
Quotesearcher Car Insurance
Additional Excess
-
Types of Policy Available
-
Discounts
Second car & No claims
This is a comparison website.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Get the Cheapest Car Insurance for New Drivers

by BillJ

We look at how you can find cheap car insurance for new drivers using a new driver insurance comparison online.

young woman driving through city

New drivers are statistically more likely both to have an accident and claim on their insurance for countless other reasons - this translates into higher premiums on their new drivers insurance.

While cheap car insurance for new drivers under 25 (which is a generally accepted cut-off point, for age-related risk) is sometimes difficult to find, it is still definitely possible for just-qualified drivers to get affordable cover by taking the following approach:

First, identify which policies are suitable; second, check what you can do to lower your risk; and third, get quotes from every suitable insurer to find the best car insurance for the lowest cost.

What level of car insurance cover do you want?

To find the most suitable policies, consider your vehicle and what level of cover you want. If you haven't yet bought a car, it's worth considering buying one that's from a cheap insurance group; this will typically be cars with smaller engines and a good safety record.

Depending on your car's value, you'll then need to decide between third party, third part fire and theft, and comprehensive cover. Third party is the cheapest option, although not available from many insurers, while comprehensive cover offers the best financial protection but can sometimes come at an extra cost.

How can you lower your premiums?

Once you've established which policies are appropriate for your car, consider what you can do to lower your premiums. As part of your quest for cheap car insurance for new drivers 17 and over looking into taking a 'Pass Plus' driving exam can be worthwhile as it will, in your insurer's eyes, reduce your risk by giving you extra experience behind the wheel.

Alternatively, putting an older person (i.e. parent) on your insurance as a named driver can also reduce your premiums - although you should only consider doing this if they will genuinely be using the car. Multicar discounts can lower premiums for households with more than one vehicle, as can volunteering for a high inexperienced driver excess where available. While the latter option is likely to reduce your premiums it is imperative that it's still affordable otherwise you'll find yourself in a situation where you simply can't claim.

Compare quotes from different insurers

While cheap insurance for new drivers over 25 can be slightly easier to come by as you emerge from that high risk age bracket, being newly qualified still has an effect and it pays to approach your new driver insurance comparison in the same manner. If you compare cheap new driver insurance quotes for each suitable insurer, you will be able to find cheap insurance with cover that matches your needs.