This is a list of car insurance companies that can cover 17 year olds.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Aviva Car Insurance
Additional Excess
Under 21's: up to £300
Types of Policy Available
Comprehensive , TPFT & Multi car
Discounts
20% Online, Multi car & No claims
5 Star Defaqto rated car insurance from £178 - 10% paid this for standard cover. Save up to 20% online - 16% of customers are expected to receive the maximum saving.
Discount depends on individual circumstances and doesn't apply to optional extras. Minimum price applies. T&Cs apply.
Direct Line Car Insurance
Additional Excess
Under 21's: up to £450
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Admiral Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive , TPFT, Multi car & Blackbox
Discounts
Up to 10% Online, Multi car & No claims
Save up to 10% by quoting online. Plus, many other benefits as standard.
LV= Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & up to 75% No claims
Using the free LV= Driving app new customers could save up to 15%. Record 200 miles over 10 or more journeys to see how much you could save.
Nationwide Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Online, Second car & 75% No claims
Nationwide car insurance, provided by Liverpool Victoria Insurance Company Limited (LV=) and can be tailored around you, to cover exactly what you need. Offering high quality insurance at a competitive price, with UK only based call centres.
Churchill Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £250
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Online, 15% Multi car & 80% No claims
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
John Lewis Insurance Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive & TPFT
Discounts
15% Online & 75% No claims
Save 15% when you buy online. For new customers purchasing online. Discount is automatically applied when you get a quote. See T&Cs.
M&S Bank Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Choose premier cover and get EU and UK breakdown cover, motor legal protection and guaranteed replacement car included in the cost.
AA Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive
Discounts
No claims
The AA offer car insurance via a panel of insurers.
Hastings Direct Car Insurance
Additional Excess
Under 21's: £295
Inexperienced drivers: £195
Types of Policy Available
Comprehensive , TPFT & Blackbox
Discounts
up to 65% No claims
Hastings Direct competitively priced 5-Star Defaqto rated insurance was voted by the public in 2013 and 2014 as Consumer Moneyfacts Car Insurance Provider of the Year.
Tesco Bank Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Get covered with Tesco Bank's award winning Car Insurance - voted best Direct Car Insurance Provider 2014 by Your Money and now 5 star Defaqto rated. Tesco Bank Car Insurance is underwritten by a select range of insurers.
Privilege Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Multi car & 65% No claims
10% multicar discount
Quotesearcher Car Insurance
Additional Excess
Under 21's: varies
Types of Policy Available
-
Discounts
Second car & No claims
This is a comparison website.
RAC Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive , TPFT & Multi car
Discounts
10% Multi car & No claims
Cover for less than £154*(that’s what 10% of our customers paid). 10% Multi Car Discount on additional cars.
RAC offer car insurance via a panel of insurers.
Debenhams Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: £100
Types of Policy Available
Comprehensive & TPFT
Discounts
No claims
90 day European Driving Cover as standard and optional extras available to suit your individual needs - all signs point towards Debenhams Car Insurance.
Diamond Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Car insurance shaped for women. You could get £300 Handbag & Contents cover, 24-hr accident helpline and a Courtesy Car when yours is repaired at an approved garage.
Sainsbury's Bank Car Insurance
Additional Excess
Under 21's: £400
Inexperienced drivers: £200
Types of Policy Available
Comprehensive
Discounts
Second car & No claims
Nectar shoppers get up to 1/3 off. Plus free Sainsbury's Breakdown Service for 1 year.
Underwritten by U K Insurance Ltd. 10% Nectar shoppers achieved max discount. Min prems apply. Intro offer.
Bell Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: £150
Types of Policy Available
Comprehensive , TPFT & Blackbox
Discounts
No claims
With a Bell telematics policy, you won't pay for other people's bad driving - safe drivers pay a fair price.
Marmalade Car Insurance
Additional Excess
Under 21's: £350
Inexperienced drivers: varies
Types of Policy Available
Comprehensive & Blackbox
Discounts
-
Young drivers can save money on their car insurance, with no curfews or restrictions. Marmalade’s clever black box policy will cover you on a full or provisional licence, so you can start earning your own no claims discount straight away.
Adrian Flux Car Insurance
0800 081 4900
Additional Excess
Under 21's: varies
Types of Policy Available
-
Discounts
Second car & No claims
Over 40 Years Specialist Insurance Experience, tailored insurance policies featuring £100,000 of free fully insured legal cover
This is an insurance broker.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Get Cheap Car Insurance for a 17 Year Old

The cost of car insurance for young drivers has increased significantly in recent years so you need to be smart if you want to cut the cost of getting on the road.

The average cost of car insurance for 17 year old male drivers is now thousands of pounds and so it’s never been more important to shop around for car insurance for 17 year olds.

There are now dozens of insurers providing specialist car insurance for teenagers. And, if you’re a young driver, there are several ways you can help keep your insurance costs down.

Why is 17 year old car insurance a specialist market?

Statistics show that young drivers are involved in more accidents and make more insurance claims than more experienced drivers.

So, the cost of car insurance for 17 year old boy drivers is likely to be more than for a 40 year old man, simply because the youngster is more likely to make a claim on their policy.

However, don’t be tempted to save money by insuring your car in your parent’s name if you’re the owner and the main driver. The practice of parents insuring your car with you as a named driver is called ‘fronting’ and is illegal.

Similarly, driving without insurance is illegal so not even worth contemplating.

Tips for making car insurance for 17 year olds cheaper

There are several ways that you can help to keep the cost of 17 year old car insurance down. These include:

  • Consider ‘third party car and theft insurance rather than comprehensive insurance. This may be cheaper (although not always) but it won’t cover damage to your car in an accident that is your fault
  • Choose a car with a small engine size and no modifications
  • Consider increasing your ‘policy excess’ – the amount of any claim that you will pay - but make sure it's still affordable
  • Take the Pass Plus course as some insurers offer discounts to young drivers who have taken this course
  • Secure your car with an alarm or immobiliser and leave it in a locked garage overnight
  • Insure an older relative as a second driver

In addition, you can cut the cost of car insurance for 17 year old female drivers or male drivers if you shop around for cover.

Finding cheap car insurance for 17 year olds online

One of the best ways to find cheap car insurance for 17 year olds is to compare car insurance quotes online.

Don't just rely on car insurance comparison sites as they only compare the cost and benefits of policies from dozens of major insurers so you're quite likely to end up paying more than you need to.

Use these to get an idea of the price you may have to pay and then get car insurance quotes from other insurers directly.

Be careful to compare both the benefits and the cost of 17 year old car insurance. While the cheapest policy might be preferable it may not include useful features such as windscreen cover, legal expenses cover or a courtesy car.

Featured guide

How to get cheaper car insurance

Everything you need to know about making your car insurance premium more affordable.

Popular guides

How to invest in your football club

You don't have to be a billionaire oil magnate to invest in a football club; putting your money into something you care about can feel more rewarding than shares in some faceless plc. But if you put your head before your heart, is it a smart investment?

Direct debit rules: FAQs

Using a direct debit can be a convenient and hassle-free way to pay your bills, leaving the company you're paying to do all the leg work. Here we answer all your most common direct debit questions...

What's the best way to buy second-hand tickets?

If you've ever tried to buy tickets for a must see event, you'll know that it's not always easy to get them first time! If you're not quick you can easily miss out, but don't give up, there are still ways to get the tickets you want.

Related categories