This is a list of car insurance companies that can cover 17 year olds.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Aviva Car Insurance
Additional Excess
Under 21's: up to £300
Types of Policy Available
Comprehensive , TPFT & Multi car
Discounts
20% Online, Multi car & No claims
5 Star Defaqto rated car insurance from £185 - 10% paid this for standard cover. Save up to 20% online - 16% of customers are expected to receive the maximum saving.
Discount depends on individual circumstances and doesn't apply to optional extras. Minimum price applies. T&Cs apply.
Direct Line Car Insurance
Additional Excess
Under 21's: up to £450
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Admiral Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive , TPFT, Multi car & Blackbox
Discounts
Up to 10% Online, Multi car & No claims
Save up to 10% by quoting online. Plus, many other benefits as standard.
LV= Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Online, Second car & 79.5% No claims
75% no claim discount with five years claim free. 98% of customers would consider using LV= again (Reevoo). Tailor the cover to suit you with optional extras and try LV= telematics app to save even more on your car insurance.
Nationwide Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Online, Second car & 75% No claims
Nationwide car insurance, provided by Liverpool Victoria Insurance Company Limited (LV=) and can be tailored around you, to cover exactly what you need. Offering high quality insurance at a competitive price, with UK only based call centres.
Churchill Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £250
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Online, 15% Multi car & 80% No claims
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
John Lewis Insurance Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive & TPFT
Discounts
15% Online & 75% No claims
Save 15% when you buy online. For new customers purchasing online. Discount is automatically applied when you get a quote. See T&Cs.
M&S Bank Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
AA Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive
Discounts
No claims
Buy AA Car Insurance by 31 March 2015 and receive a £20 shopping voucher. Receive 12 months' free breakdown cover for non AA members and protected No-Claims for existing AA members. T&Cs apply.
The AA offer car insurance via a panel of insurers.
The Co-operative Insurance Car Insurance
Additional Excess
Under 21's: £300
Inexperienced drivers: £150
Types of Policy Available
Comprehensive & Blackbox
Discounts
up to 70% No claims
Free £50 worth of Co-operative food vouchers when you buy Co-op Car Insurance between 29th Dec 2014 and 31st March 2015. T&Cs apply. Get a quote today.
Hastings Direct Car Insurance
Additional Excess
Under 21's: £295
Inexperienced drivers: £195
Types of Policy Available
Comprehensive , TPFT & Blackbox
Discounts
up to 65% No claims
Hastings Direct competitively priced 5-Star Defaqto rated insurance was voted by the public in 2013 and 2014 as Consumer Moneyfacts Car Insurance Provider of the Year.
Privilege Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Multi car & 65% No claims
10% multicar discount
Endsleigh Car Insurance
Additional Excess
-
Types of Policy Available
Comprehensive , TPFT & Learner driver
Discounts
up to 77.5% No claims
Reliable cover for young and new drivers from Endsleigh. Plus, you can earn one year's no claims discount in just 6 months with a bonus accelerator policy.
This is an insurance broker.
Diamond Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Car insurance shaped for women. You could get £300 Handbag & Contents cover, 24-hr accident helpline and a Courtesy Car when yours is repaired at an approved garage.
Quotesearcher Car Insurance
Additional Excess
Under 21's: varies
Types of Policy Available
-
Discounts
Second car & No claims
This is a comparison website.
RAC Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive , TPFT & Multi car
Discounts
10% Multi car & No claims
Cover for less than £154*(that’s what 10% of our customers paid). 10% Multi Car Discount on additional cars.
RAC offer car insurance via a panel of insurers.
Debenhams Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: £100
Types of Policy Available
Comprehensive & TPFT
Discounts
No claims
90 day European Driving Cover as standard and optional extras available to suit your individual needs - all signs point towards Debenhams Car Insurance.
AgeUK Car Insurance
Additional Excess
Under 21's: £350
Inexperienced drivers: £250
Types of Policy Available
Comprehensive
Discounts
No claims
Sainsbury's Bank Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Nectar shoppers get up to 1/3 off. Plus free Sainsbury's Breakdown Service for 1 year.
Underwritten by U K Insurance Ltd. 10% Nectar shoppers achieved max discount. Min prems apply. Intro offer.
Bell Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: £150
Types of Policy Available
Comprehensive
Discounts
No claims
With a Bell telematics policy, you won't pay for other people's bad driving - safe drivers pay a fair price.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Get Cheap Car Insurance for a 17 Year Old

by Nick_Parkhouse

The cost of car insurance for young drivers has increased significantly in recent years so you need to be smart if you want to cut the cost of getting on the road.

How to Get Cheap Car Insurance for a 17 Year Old

The average cost of car insurance for 17 year old male drivers is now thousands of pounds and so it’s never been more important to shop around for car insurance for 17 year olds.

There are now dozens of insurers providing specialist car insurance for teenagers. And, if you’re a young driver, there are several ways you can help keep your insurance costs down.

Why is 17 year old car insurance a specialist market?

Statistics show that young drivers are involved in more accidents and make more insurance claims than more experienced drivers.

So, the cost of car insurance for 17 year old boy drivers is likely to be more than for a 40 year old man, simply because the youngster is more likely to make a claim on their policy.

However, don’t be tempted to save money by insuring your car in your parent’s name if you’re the owner and the main driver. The practice of parents insuring your car with you as a named driver is called ‘fronting’ and is illegal.

Similarly, driving without insurance is illegal so not even worth contemplating.

Tips for making car insurance for 17 year olds cheaper

There are several ways that you can help to keep the cost of 17 year old car insurance down. These include:

  • Consider ‘third party car and theft insurance rather than comprehensive insurance. This may be cheaper (although not always) but it won’t cover damage to your car in an accident that is your fault
  • Choose a car with a small engine size and no modifications
  • Consider increasing your ‘policy excess’ – the amount of any claim that you will pay - but make sure it's still affordable
  • Take the Pass Plus course as some insurers offer discounts to young drivers who have taken this course
  • Secure your car with an alarm or immobiliser and leave it in a locked garage overnight
  • Insure an older relative as a second driver

In addition, you can cut the cost of car insurance for 17 year old female drivers or male drivers if you shop around for cover.

Finding cheap car insurance for 17 year olds online

One of the best ways to find cheap car insurance for 17 year olds is to compare car insurance quotes online.

Don't just rely on car insurance comparison sites as they only compare the cost and benefits of policies from dozens of major insurers so you're quite likely to end up paying more than you need to.

Use these to get an idea of the price you may have to pay and then get car insurance quotes from other insurers directly.

Be careful to compare both the benefits and the cost of 17 year old car insurance. While the cheapest policy might be preferable it may not include useful features such as windscreen cover, legal expenses cover or a courtesy car.