The best way to find cheaper cover is to compare as many quotes as possible. You can use the table above to get quotes from insurers that offer car insurance to 17 year olds.

There are other things you can do too, including:

  • Pick the right car: Go for a car with a small engine. Each car is put in an insurance group and the group your car is in will affect the price of your insurance. Smaller cars cost less; find out more in our guide to car insurance.

  • Add an experienced named driver: This can reduce your premiums, but do not be tempted to add yourself as a named driver on someone else's policy if you plan to be the main driver. This is known as fronting, is illegal and is a type of insurance fraud.

  • Look at black box insurance: This type of cover records your driving and rewards you when you drive safely. Find out everything you need to know in our black box insurance guide.

  • Get extra qualifications: You can prove to insurers that you are a safe driver by taking advanced driving courses like Pass Plus, which may lower the cost of your cover.

Get the right level of cover

Getting affordable cover is important but make sure you get the right level of protection too.

Do not be tempted to go for a third party, fire and theft policy instead of a fully comprehensive policy to keep the cost down, because it is not always the cheapest option.

Why does it cost more?

Statistics show that young, inexperienced drivers are more likely to have an accident, making them some of the riskiest drivers on the road.

Insurers therefore charge you a much higher premium when you are 17 to cover the risk of paying out for a large claim.

Not passed your test yet?

If you are still learning to drive you will need a specialist learner's policy. Find out how they work here, and then compare the best policies.

Car insurance for 17 year olds FAQs

Q

Why is young drivers' car insurance more expensive?

A

Young drivers are more likely to be involved in accidents and make insurance claims, so car insurers charge them more.

Q

Can I drive without insurance?

A

No, it is a legal requirement to have at least third party car insurance cover to drive in the UK.

Q

Does my gender affect the price of my insurance?

A

No, insurers cannot take your gender into account when working out the cost of your insurance, following a ruling by the European Court of Justice in 2012.

Q

Can someone else take out insurance for me?

A

No, this is known as fronting and is illegal. The main driver must be the person who drives most, but you can add a named driver to your policy.

Q

Do I need insurance as a learner?

A

Yes, you must be insured if learning in your car or someone else's. Compare learner policies and find out how to get learner driver's cover here.

Q

What does car insurance cover?

A

It can cover damage to your and another driver's car after an accident. It can also cover theft, vandalism, fire and more.

Q

What is car insurance excess?

A

It is the amount you have to pay towards any claim you make. Find out how car insurance excess works here.