Use this comparison to find a wedding insurance policy that can cover your rings. It only includes insurers that can cover wedding rings and shows what limits they offer.

Most wedding insurance policies include ring cover, so to find the best one you should think about:

  • How much your rings are worth

  • What else you want the policy to cover

  • Whether your rings are already covered

Get enough cover for your rings

Wedding insurance can cover your rings if:

  • They are damaged

  • You lose them

  • They are stolen

  • The jewellers goes out of business before you collect them

This means you need to choose a policy that offers a high enough claim limit to replace them.

For example, if your wedding rings are worth 2,000 each, make sure you find a policy that offers cover of at least 4,000.

This comparison shows the maximum ring cover offered by each insurance company.

Check what else is covered

Make sure the rest of the policy offers the right cover for your wedding. Check the cover limits for:

  • Cancellation or rearrangement

  • Failure of suppliers

  • Wedding attire

  • Wedding cars and transport

Look at your home insurance

If you have contents insurance, check your policy to see if it covers your rings.

If you have personal possession cover, your rings could be covered away from home.

You may have to add them to your policy if they are worth more than a set amount, for example over 2,000. You should still look for wedding insurance to cover everything else, like cancellation.

Wedding ring insurance FAQs

Q

Does it cover my diamond engagement ring?

A

No, wedding insurance only covers the rings you exchange at the ceremony. You may be able to add your engagement ring to your home insurance.

Q

When should I buy wedding insurance to cover our rings?

A

Get cover before you buy your wedding rings so they are covered for as long as possible.

Q

Do I have to pay anything if I need to claim?

A

Yes, most policies set an excess of around 50 that you must pay towards any claim.

Q

How much does wedding insurance cost?

A

It depends on the level of cover you choose and the insurer, but you could pay anything between 20 and 300 for a policy.

Q

How do I pay for wedding insurance?

A

You pay one up front payment because wedding insurance is to cover a one off event. You cannot make the payments monthly.

About our wedding insurance comparison

Q

Who do we include in this comparison?

A

We include wedding ring insurance policies available from our panel of insurers. They are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.