Yes, some prepaid cards accept teenagers. Children as young as six years old can get some prepaid cards, but they need an adult to manage the account.

Some providers set a minimum age of 18 or 21, but all the prepaid cards in this comparison accept under 18s.

What cards can you get?

You could get a prepaid card in your own name, but some providers need permission from your parents if you are under 18. You can pay money onto the card yourself, but a family member can also top it up at any time.

Family prepaid cards are usually taken out and managed by a parent, who can order a card for you too. The person managing the account needs to be over 18 and can add money or set spending limits.

You can use your card to make purchases or withdraw cash, like using a credit or debit card. But they do not let you borrow money; you can only spend funds you have already added to the balance.

Check the cost

Use this comparison to see how much each card costs. Prepaid cards can come with:

  • A fee when you buy the card

  • A monthly or annual fee

  • A cash withdrawal fee

  • A fee when you buy anything with the card

  • A charge for adding money to the card's balance

  • Fees for using the card outside the UK

Work out how often you are likely to use the card so you can find the cheapest one.

For example, if you want the card only for emergencies, one with no monthly fees could be cheapest. If you will spend on it regularly, a card with free transactions could be best.

Once you have worked out which is cheapest, you can apply online through the provider's website.

Teenager prepaid card FAQs

Q

How old do I have to be to get a prepaid card?

A

18 for some cards, but younger people could get a card with parental permission. Some providers issue cards to anyone over 6 years old.

Q

Can I go overdrawn on a prepaid card?

A

No, they do not let you borrow money in any way. You can only spend what you have already added to the card.

Q

Can I get more than one card?

A

Yes, some let you take out additional cards for other people, e.g. your kids. They can only spend the money added to their own card.

Q

Can I use my prepaid card abroad?

A

Yes, they can be used worldwide. Travel prepaid cards are usually cheaper to use if they hold the currency you want to spend in.

Q

Can I use it to buy things online?

A

Yes, you can use them anywhere that accepts the company that processes the transactions (Visa or MasterCard). This includes shops, ATMs or online.

About our prepaid cards comparison

Q

Who do we include in this comparison?

A

We include prepaid cards that accept under 18s from our panel of providers. They are all from providers either directly regulated by the Financial Conduct Authority or providers that are partnered with a company regulated by the FCA. Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and the deal you get is not affected.