Cashplus Freedom
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£4.95FreeFreeBank Transfer: free
Post Office: free
Epay: £3
Fee Free for purchases and ATMs in the UK – with added extras like Direct Debit and Overdrafts giving control and flexibility.
Secure Trust Bank Prepaid Bank Account
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£12.50
then
£12.50/month
Free50pDebit Card: free
Virgin Prepaid MasterCard PAYG
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.952.95%2.95%Debit Card: free
Post Office: free
Paypoint: 2.75%
Great discounts at Virgin companies and no bank account needed, and no credit checks.
Cashplus prepaid MasterCard (Deluxe)
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.95
then
£9.95/month
FreeFreeDebit Card: free
Post Office: free
Epay: £3
Free Direct Debits & online banking.
Kalixa Pay Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0Free£1.75Debit Card: free
Free prepaid MasterCard with money.co.uk! Just use promo code AFFREEJY3 when prompted.
Orange Orange Cash Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£5Free2.95%Debit Card: free
Bank Transfer: free
Paypoint: £1.50
Virgin Prepaid MasterCard PAYM
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.95
then
£4.75/month
Free£1.50Debit Card: free
Post Office: free
Paypoint: 2.75%
Great discounts at Virgin companies and no card transaction charges in the UK.
WeSwap Prepaid MasterCard
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0FreeFreeDebit Card: free
Bank Transfer: free
New peer-to-peer approach offering exceptional, real mid-market exchange rates. Free ATM withdrawals over £200.
ClearCash iCount
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£4.95
then
£9.95/month
Free50pPost Office: free
Epay: £3
Option to add Creditbuilder (provided by Advanced Payment Solutions), your own account number and sort code, Direct Debit option, standing orders and much more!
Cashplus prepaid MasterCard (Flexiplus)
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.9599p£2Debit Card: free
Post Office: free
Epay: £3
CardOneBanking Prepaid MasterCard
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£12.50/monthFree£5Debit Card: free
Post Office: £1
Virgin Prepaid Travel Money MasterCard (Dollar)
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£03.5%$2 / 3.5%Debit Card: free
Keep your card for up to 2 years, ideal for multiple trips. Virgin also offer a free emergency second card.
Virgin Prepaid Travel Money MasterCard (Euro)
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£03.5%€1.50 / 3.5%Debit Card: free
Keep your card for up to 2 years, ideal for multiple trips. Virgin also offer a free emergency second card.
Cashplus prepaid MasterCard (Premier)
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£29.99Free99pDebit Card: free
Post Office: free
Epay: £3
No monthly fee – enjoy unlimited use of the Gold Card with free purchase transactions both online and in-store, in the UK.
FairFX Dollar Currency Mastercard
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0Free$2Debit Card: free
You could win a family holiday in Malta when you purchase a card with FAIRFX this July.
FairFX Euro Currency Mastercard
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0Free€1.50Debit Card: free
You could win a family holiday in Malta when you purchase a card with FAIRFX this July.
FairFX Anywhere Card (Pounds Sterling)
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0£1.40£1.50Debit Card: free
You could win a family holiday in Malta when you purchase a card with FAIRFX this July.
AA Euro Travel Currency MasterCard Prepaid Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.95Free£1.50Debit Card: free
Post Office: 99p
Paypoint: 3%
Card issue fee of £9.95 is refunded if the first load is over £100. Overseas ATM fee is also refunded on withdrawals of £50 or more.
AA Worldwide (Sterling) Travel Currency MasterCard
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.95Free£1.50Debit Card: free
Post Office: 99p
Paypoint: 3%
Card issue fee of £9.95 is refunded if the first load is over £100. Overseas ATM fee is also refunded on withdrawals of £50 or more.
ICE PLC ICE Travellers Cashcard Euro
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0FreeFreeDebit Card: free
Cardholders will receive 1.5% Cashback on all purchases made.
* ICE Travellers Cashcards purchased with less than £700 loaded onto them will cost £4.75 from 12th May 2014.

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How to Get a Prepaid Mastercard

Easy to use, available to almost everyone and offering control over your spending, prepaid cards are one of the UKs fastest growing financial products.

How to Get a Prepaid Mastercard

Dozens of visa and mastercard prepaid card products have appeared on the market in the last couple of years.

However, before applying for a card it’s vital that you understand and compare mastercard prepaid cards. Here’s why:

What is a mastercard prepaid card?

Prepaid cards look like traditional credit or debit cards and can be used in the same way. You can buy goods and services in shops or online or withdraw cash from an ATM. Most cards either bear the visa or the mastercard symbol.

However, the difference between a mastercard prepaid debit card and a traditional credit or debit card is that prepaid cards aren’t linked to a credit facility or a bank account.

You never borrow money or go overdrawn as you can only spend the cash that you have loaded onto your card.

You top up your mastercard prepaid card and then use it to buy goods or services or to withdraw cash. The value of your transaction is deducted from your card balance and when you have used up the cash loaded onto your card you have to top it up to use it again.

If you’re looking for a prepaid card, it’s vital that you shop around for the best deal or you could lose out. Let us explain.

Choosing the best prepaid mastercard

There are dozens of pre paid mastercard deals on the market and so it’s important that you find the right card for you.

When you compare mastercard prepaid cards you should take into account:

  • The fees and charges that apply to the card
  • How easy it is to top up your card
  • Whether you can use your card overseas

If you don’t choose the right card, you could end up paying lots of unnecessary fees and charges. Use our comparison table to find the cheapest prepaid mastercard for your needs.

Applying for a pre paid mastercard

Once you have found the right mastercard prepaid card for you, you can apply for the card online. As there is no credit facility and no borrowing, prepaid cards are generally available to everyone, irrespective of your credit history.

Once your application has been agreed you’ll receive your mastercard prepaid debit card and your PIN through the post and will be able to top it up and start using it.

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Prepaid Card Comparison