You can apply for a card online through the provider's website. Use this comparison to find the best prepaid card for your business by looking for one that:
Offers all the features you need
Charges the lowest fees
Check it suits what your business needs
Make sure the provider you choose can issue the number of cards you need for your company's expenses, and check how much additional cards cost.
Look at how each one lets you manage your account. You can usually use the provider's website or app to:
Check each card's balance and transactions
Top them up with more money
Order more cards
Can your business use the card abroad?
If you often travel abroad for work, check how much it costs to use each prepaid card in other countries.
Some cards let you load a foreign currency like euros or US dollars onto them. This means changes in exchange rates do not affect the balance on your card.
If you travel to several countries that have different currencies, look for a card that lets you load multiple currencies onto it.
Do you make international payments?
Some providers also offer other services through your account like sending or receiving international payments. This can be useful if you often send money to other countries or receive payments from abroad.
Check the fees
Once you have found cards that offer all the features your business needs, work out which is cheapest by comparing the costs.
Prepaid cards usually charge fees for:
Buying the card
Keeping your account open (charged monthly or annually)
Buying anything with the card
Loading money onto the card
If you need to use your prepaid card abroad, the exchange rate you get also affects how much the card costs.
Although exchange rates can change several times a day, check the rates each provider has offered in the past few weeks. This gives you an idea of which has the most competitive rates.
Business prepaid card FAQs
Can I order foreign currencies in cash?
Yes, some providers let you order cash in a range of currencies through your account. This is usually delivered to you by post.
Can I make international payments?
Yes, some providers let you send or receive money from abroad through your online account.
Can I add a different amount to each card?
Yes, if your business has several cards, you can add a different balance to each one.
Is there a minimum amount I can pay on?
Yes, some cards can only be topped up by more than a minimum amount, e.g. £20.
Is there a maximum balance I can have on my card?
Yes, most providers specify a maximum amount you can hold on your card, e.g. £1,500. Some let you increase the maximum if you ask.
About our prepaid cards comparison
Who do we include in this comparison?
How do we make money from our comparison?
We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and the deal you get is not affected.