Gadget Cover iPhone Insurance
Policy Details
Maximum Cover: £1,200, Excess: £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £3.99
Save 15% by quoting discount code MONEY15. Gadget Cover’s Defaqto 5 Star rated policies include 1 month free, unlimited claims and so much more. Instant cover from just £1.45p/m. T&C’s apply.
Gadget Cover Multi Mobile Phone Insurance
Policy Details
Maximum Cover: £1,200, Excess: from £25
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £2.98
Save 15% by quoting discount code MONEY15. Gadget Cover’s Defaqto 5 Star rated policies include 1 month free, unlimited claims and so much more. Instant cover from just £1.45p/m. T&C’s apply.
Gadget Cover iPhone 6/5S/5C Insurance
Policy Details
Maximum Cover: £1,200, Excess: £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £4.99
Save 15% by quoting discount code MONEY15. Gadget Cover’s Defaqto 5 Star rated policies include 1 month free, unlimited claims and so much more. Instant cover from just £1.45p/m. T&C’s apply.
Gadget Cover iPhone 6 Insurance
Policy Details
Maximum Cover: £1,200, Excess: £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £4.99
Save 15% by quoting discount code MONEY15. Gadget Cover’s Defaqto 5 Star rated policies include 1 month free, unlimited claims and so much more. Instant cover from just £1.45p/m. T&C’s apply.
Protect your bubble iPhone Insurance
Policy Details
Maximum Cover: £600, Excess: £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
£3.99
Get award winning customer service from Protect Your Bubble - Customer Service Excellence Award Winners 2014 - The Money Awards.
Protect your bubble iPhone 6/5/5S Insurance
Policy Details
Maximum Cover: £1,000, Excess: £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £5.99
Get award winning customer service from Protect Your Bubble - Customer Service Excellence Award Winners 2014 - The Money Awards.
Protect your bubble Family Mobile Insurance
Policy Details
Maximum Cover: varies, Excess: from £25
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £12.99
Get award winning customer service from Protect Your Bubble - Customer Service Excellence Award Winners 2014 - The Money Awards. Any 4 phones or gadgets covered for £12.99 per month.
Endsleigh Mobile Phone Insurance
Policy Details
Maximum Cover: £1,000, Excess: from £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £1.95
24 hour* phone replacement anywhere in the UK & up to 30 days worldwide. Loss, theft, accidental &liquid damage automatically included.
Endsleigh iPhone 6 & 6 plus insurance
Policy Details
Maximum Cover: £1,000, Excess: from £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £6.44
24 hour* phone replacement anywhere in the UK & up to 30 days worldwide. Loss, theft, accidental &liquid damage automatically included.
Better Buy Insurance Mobile Phone Insurance
Policy Details
Maximum Cover: £775, Excess: up to £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
£6.99
10% off monthly and annual policies with the code sale10, valid until end of February. BetterBuy Insurance can now cover mobile phones worth up to £775 & iPhones worth up to £800.
Better Buy Insurance iPhone Insurance
Policy Details
Maximum Cover: £800, Excess: up to £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
£6.99
10% off monthly and annual policies with the code sale10, valid until end of February. Better Buy Insurance can now cover mobile phones worth up to £775 & iPhones worth up to £800.
Switched On Insurance iPhone Insurance
Policy Details
Maximum Cover: £1,000, Excess: from £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £3.99
We don’t charge 12 months premium upfront when making a claim. Defaqto 5 star rated 2015, low excess, unlimited claims, no exclusion period, price match guarantee.
Switched On Insurance Multi Mobile Phone Insurance
Policy Details
Maximum Cover: Unlimited, Excess: from £25
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
From £1.94
We don’t charge 12 months premium upfront when making a claim. Defaqto 5 star rated 2015, low excess, unlimited claims, no exclusion period, price match guarantee.
Budget Mobile Cover iPhone Insurance
Policy Details
Maximum Cover: £1,700, Excess: from £25
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £5.99
Up To 20% Off - get an additional 5% off for every gadget covered, protect four gadgets annually and you'll get 20% off.
Budget Mobile Cover Multi Phone Insurance
Policy Details
Maximum Cover: £1,700, Excess: from £25
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
£2.68
Budget Mobile Cover iPhone 6/5s/5c Insurance
Policy Details
Maximum Cover: £1,700, Excess: from £25
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
£4.99
Insure My Mobile Phone iPhone Insurance
Policy Details
Maximum Cover: £750, Excess: £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
£5.95
Insure My Mobile Phone Multi Mobile Phone Insurance
Policy Details
Maximum Cover: varies, Excess: £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £8.90
gadgetbuddy.com iPhone Insurance
Policy Details
Maximum Cover: £1,000, Excess: £50
Cover Options
Accidental Damage, Liquid Damage, Theft & Loss
Monthly Cost
from £4.99
i-Digital Essential
Policy Details
Maximum Cover: £1,000, Excess: from £25
Cover Options
Accidental Damage, Liquid Damage & Theft
Monthly Cost
from £5.99
3 gadgets 40%, 5 gadgets 50% plus enter MON15 for further 15% off all prices.

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How to Find the Best iPhone Insurance Deal

by Martin from money.co.uk

The iPhone is one of the most successful gadgets around, giving you access to the web, emails and thousands of apps. But if your iPhone is ever lost or stolen replacing it would be costly, so when you look for iPhone insurance compare quotes.

Man holding mobile phone outside

If you are worried about the cost of buying a new iPhone should your current one get lost, stolen or damaged, getting cheap but comprehensive Apple iPhone insurance cover is a good way to protect your finances should the worst happen.

Here's how to find the best iPhone,5, 5s, 5c, 4, 4s and 3Gs insurance policies and get comprehensive cover for the cheapest possible price.

Check your existing insurance policies

Before you start looking for insurance protection for your iPhone it makes sense to check whether yours is already covered by one of your existing financial products, such as your home insurance or current account.

While many home insurance policies and pay-monthly packaged current accounts will include some level of mobile phone insurance, these types of policies will often specifically exclude insurance for iPhones.

Equally, if you do find you are covered under an existing policy you will need to check it provides adequate cover. You may find the cover is subject to strict limitations and has a higher excess than dedicated iPhone insurance policies.

Specifically check the level of excess you'd need to pay if you made a claim, as well as the incidents that you'd be able to make a claim for - is accidental damage, loss, mechanical fault and theft covered?

What level of cover do you need?

The best way to guarantee that your iPhone is adequately protected is to opt for a dedicated iPhone insurance policy. However even among iPhone insurance providers the level of cover varies widely from policy to policy.

As a result you need to consider exactly what protection you need from your Apple iPhone insurance cover before you start looking for the cheapest insurance UK provider on the market.

Most standard insurance deals will cover you against theft and accidental damage, however if you also want protection from the breakdown of your iPhone or a replacement if you were to lose it you may need to choose a more comprehensive policy.

You should also check the areas that are excluded from cover, for example some providers may not include liquid damage or the cost of unauthorised calls if your iPhone is stolen and then used without your permission.

Going for cheap insurance for iPhone without checking the details is a mistake so decide exactly what you need from your insurance policy and exclude the options that don't meet your needs. You'll get peace of mind and the protection of a policy that's worth paying for. 

Set an excess

As with the vast majority of insurance policies, most iPhone insurance deals will include a standard excess that you would be expected to pay should you need to make a claim.

Setting the excess at a level you can afford to pay should you need to make a claim is essential, while avoiding the cheapest excess can also keep the cost of your policy down.

Decide on an excess amount you are happy to pay and exclude the gadget iPhone insurance policies that don't offer what you are looking for before you start getting quotes for your phone.

Compare quotes

Once you have established exactly what you are looking for from your cover, you can start to compare insurance quotes and look for the cheapest price.

Our iPhone insurance comparison table lists the top dedicated insurance providers so you can easily compare the different levels of cover on offer in the UK and visit each provider to get a quote to cover your iPhone.