Compare Online Loans

Compare online loans side by side in our comparison of all the cheap online loan deals currently available from UK lenders & find the best loan rates for your borrowing in minutes. We make it easy to get the cheapest internet loan interest rates possible, complete an online loan application & get a quick online decision from the lender.
Do you have a question?
LoanTermHeadline RepresentativeOnline Decision 
MinimumMaximumMinimumMaximumAPRLoan Amount 
Promoted Results
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RateSetter
Variable Rate Unsecured Personal Loan
£1,500£15,000
1
year
2
years
7.1%£2,000 to £15,000
Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history.
Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Sainsbury's Bank
 
Standard Small Loan (4-5 Yrs)
£1,000£7,499
4
years
5
years
7.8%£5,000 to £7,499
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
RateSetter
Fixed Rate Unsecured Personal Loan
£2,000£15,000
3
years
5
years
7.9%£2,000 to £15,000
Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history.
Quick and simple online process, money usually in your account within 48 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Creditplus
Car Loan (Excellent Rating)
£2,000£50,000
1
year
5
years
7.9%£2,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.59 per month & £11,644.32 in total.
Sainsbury's Bank
 
Standard Large Loan (4+ Yrs)
£15,001£25,000
4
years
7
years
8.2%£15,001 to £25,000
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
NatWest
Personal Loan
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Existing Customers)
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Loan available to RBS customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Creditplus
Car Loan (Good Rating)
£2,000£50,000
1
year
5
years
13.2%£2,000 to £50,000
Representative Example: The representative APR is 13.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.2% p.a. (fixed)
Creditplus
Car Loan (Fair Rating)
£2,000£50,000
1
year
5
years
17.9%£2,000 to £50,000
Representative Example: The representative APR is 17.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 17.9% p.a. (fixed) you will repay £308.33 per month & £14,799.84 in total.
Creditplus
Car Loan (Poor Rating)
£2,000£50,000
1
year
5
years
24%£2,000 to £50,000
Representative Example: The representative APR is 24% (fixed) so if you borrow £10,000 over 4 years at a rate of 24% p.a. (fixed)
Aspire Money
Personal Loan
£500£7,500
1
year
7
years
62.1%£500 to £7,500
Representative Example: Representative 62.1% APR. Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08.
Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month.
Pounds to Pocket
 
Personal Loan
£200£2,000
1
year
1
year
278%£200 to £2,000
Representative Example: The representative APR is 278% (fixed) at a rate of 278% p.a. (fixed)
12 Month Loans
Personal Loan
£100£2,500
1
month
12
months
278%£100 to £2,500
Representative Example: The representative APR is 278% (variable) so if you borrow £500 over 12 months at a rate of 278% p.a. (variable) you will repay £79.09 per month & £949.01 in total.
Motor Buy Back
Buy Back
£100£100,000
1
day
3
months
435%£100 to £100,000
Representative Example: The Representative APR is 435% p.a. so if you borrow £1,000 over 12 weeks at a rate of 435% you will repay £34.610 weekly (plus final payment of Buy Figure: £1000) - £1415.32 in total.
Full Results
Sainsbury's Bank
 
Standard Medium Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
5.9%£7,500 to £15,000
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
M&S
Personal Loan
£1,000£25,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.
Yorkshire Bank
Personal Loan
£7,500£14,999
1
year
7
years
6%£7,500 to £14,999
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
M&S
Car Loan
£2,500£25,000
1
year
5
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Derbyshire Building Society
 
Personal Loan (Semi-Exclusive)
£5,000£20,000
1
year
5
years
6%£7,500 to £14,950
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
First Direct
Personal Loan
£1,000£25,000
1
year
7
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total.
Available to existing First Direct customers only.
HSBC
Premier Loan
£7,000£25,000
1
year
8
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
HSBC premier personal loan is for HSBC Premier current account holders only.
Zopa
Personal Loan
£1,000£15,000
3
years
5
years
6.12%£1,200 to £1,299
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,
HSBC
Personal Loan
£7,000£25,000
1
year
8
years
6.2%£7,000 to £15,000
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
HSBC Personal Loans are only available to existing HSBC current account customers.
RateSetter
2 Year Loan
£1,000£15,000
2
years
2
years
6.2%£5,000 to £5,999
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100,
Barclays
Barclayloan Plus (£3K+ Min Credit)
£10,000£25,000
2
years
5
years
6.2%£10,000 to £25,000
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Only available to Barclays Customers who have held a current account with Barclays for more than 12 months, paid £3,000 or more into their account... more
RateSetter
1 Year Loan
£1,000£15,000
1
year
1
year
6.5%£5,000 to £5,999
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80,
Santander
Personal Loan
£1,000£20,000
1
year
5
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total.
Sainsbury's Bank
 
Shopper Reward Med Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
 Next Page  >
money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
This is a fabulous site it has everything you want to know and more! I have already saved pounds and I'm thrilled. Thank you.
Susan R.

Loan Comparison

View all loan reviews.

Alternative Loans

You may want to compare the above loans with the following.

Nationwide Personal Loan (Existing Customers)

  • This Nationwide loan has a deferred start of 0 month.
  • Max loan term of 5 yrs.
  • Take advantage of arrangement fee of 0 percent.
  • This Nationwide Personal Loan (Existing Customers) has an arrangement fee of £0.
  • 1 yr minimum loan duration is offered.
  • You can enjoy 6.3% representative APR.
  • Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total.

Zopa Personal Loan (Young 20-25)

  • New customers get deferred start of 0 month.
  • Get £1,000 to £1,099 promotional representative loan amount.
  • You get first payment due of 30 days.
  • You can get max loan term of 5 yrs.
  • New customers get 3 years minimum loan length from the loan.
  • Representative Example: The representative APR is 10.72% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.72% p.a. (fixed)Arrangement fee £190,

Metro Bank Personal Loan

  • £2,000 to £25,000 introductory representative loan amount is available.
  • Metro Bank gives representative APR of 7.9 percent.
  • 5 years max loan term.
  • A minimum loan of £2,000 is available from Metro Bank.
  • Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.38 per month & £11,634.24 in total.

HSBC Personal Loan (Small)

  • Get a deferred start of 3 months from the loan.
  • HSBC gives arrangement fee of 0 percent.
  • Maximum arrangement fee of £0 is offered with this loan.
  • The loan offers 30 days first payment due.
  • Representative Example: The representative APR is 16.9% (fixed) so if you borrow £5,000 over 2 years at a rate of 16.9% p.a. (fixed) you will repay £244.14 per month & £5,859.36 in total.

Nationwide Personal Loan

  • New customers get 30 days 1st payment due from this Personal Loan.
  • The loan offers 5 yrs max loan term.
  • You benefit from £0 arrangement fee from this loan.
  • Personal Loan gives a max loan of £25,000.
  • Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.

Sainsbury's Bank Standard Large Loan (2-3 Yrs)

  • 2 yrs minimum loan duration.
  • Customers get 2 months deferred start from Sainsbury's Bank.
  • This loan gives a 0% arrangement fee.
  • You get 30 days first payment due from Sainsbury's Bank.
  • Sainsbury's Bank offers arrangement fee of £0.
  • 3 years maximum loan term is offered with this loan.
  • Representative Example: The representative APR is 8% (fixed) at a rate of 8% p.a. (fixed)

RateSetter 2 Year Loan

  • Have the benefit of an arrangement fee of 0% from this loan.
  • You will get £15,000 max loan.
  • New customers get 2 years maximum loan term from this 2 Year Loan.
  • New customers can have the benefit of representative APR of 7.7%.
  • New customers get 6.2% introductory representative APR.
  • First payment due of 30 days is available with this loan.
  • Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100,

Sainsbury's Bank Shopper Reward Med Loan (4-5 Yrs)

  • Enjoy 6.9 percent headline representative APR.
  • New customers take advantage of arrangement fee of 0%.
  • New customers get first payment due of 30 days.
  • £0 maximum arrangement fee is offered.
  • Get 2 months deferred start from Sainsbury's Bank.
  • This loan offers a minimum loan length of 4 years.
  • Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £240.69 per month & £11,553.12 in total.