Compare Life Insurance for Smokers

Compare life insurance for smokers policies side by side & find cheap smoker life assurance cover that doesn't sacrifice on protection just because you smoke. Our life insurance for smokers quotes comparison makes it easy to find top smokers life insurance cover so you get a quality smoker life assurance policy for a cheap price.
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Life Cover TypeAgeMaximum 
MinimumMax New CoverCover ExpiresAmountTerm 
LV=
Life Insurance
varies
from
17
years
up to
84
years
up to
Unlimited
up to
Unlimited
up to
Unlimited
Protect your loved ones with LV= life insurance. Plus, get £30 M&S vouchers with our guaranteed 50 Plus plan.
Sainsbury's Bank
 
Life Insurance
varies
17
years
up to
78
years
79
years
Unlimited
40
years
Sainsbury's Life Insurance (provided by Legal & General) cover starts from £5 a month. Plus £50 Sainsbury's Gift Card and Double Nectar Points for two years. Click here to apply.
Standard Life
Life Insurance
Decreasing Term Life Assurance
17
years
69
years
84
years
£500,000
45
years
Tel 0131 5169070 0131 5169070
Protect your family with Life insurance. Cover from £5 a month. Sign up today and get £60 M&S vouchers
John Lewis
Life Insurance
varies
18
years
up to
64
years
84
years
£4,000,000
40
years
Tel 0800 171 2438 0800 171 2438
Tesco Bank
Life Insurance
varies
18
years
69
years
84
years
up to
£4,000,000
40
years
Legal & General
Life Insurance
varies
from
17
years
up to
80
years
up to
Unlimited
up to
Unlimited
up to
Unlimited
Virgin
Life Insurance
varies
18
years
up to
69
years
up to
84
years
up to
£4,000,000
up to
51
years
Reader's Digest
Life Insurance
Non Profit Whole of Life Plans
50
years
80
years
Unlimited£25,000Unlimited
Shepherds Friendly Society
 
Life Insurance
With Profit Whole of Life Plans
50
years
75
years
90
years
£28,100
40
years
ASDA
Life Insurance
varies
from
17
years
up to
80
years
up to
Unlimited
up to
Unlimited
up to
Unlimited
Scottish Friendly Assurance
 
Life Insurance
varies
from
18
years
up to
75
years
up to
74
years
up to
£200,000
up to
50
years
Debenhams
Life Insurance
varies
18
years
90
years
variesvaries
50
years
MORE TH>N
Life Insurance
Level Term Life Insurance
18
years
79
years
varies
n/a
n/a
Compare products from top life insurers for you, choose the cheapest cover that suits your needs.
Engage Mutual Assurance
 
Life Insurance
Level Term Life Assurance
50
years
80
years
Unlimited
n/a
Unlimited
Protect your bubble
 
Life Insurance
varies
18
years
79
years
variesvaries
66
years
Sun Life Direct
Life Insurance
Level Term Life Assurance
50
years
85
years
Unlimited£20,000Unlimited
Start a Guaranteed Over 50 Plan today from just £4 a month
AA
Life Insurance
varies
18
years
up to
69
years
up to
85
years
up to
£4,000,000
40
years
Britannia
Life Insurance
varies
18
years
83
years
84
years
£10,000,000
40
years
Clydesdale Bank
Life Insurance
varies
18
years
83
years
84
years
£10,000,000
40
years
NatWest
Life Insurance
varies
18
years
64
years
69
years
£500,000
40
years
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Life Insurance Comparison

Alternative Life Insurance Policies

You may want to compare the above life insurance policies with the following.

AEGON Business Protection

  • Enjoy 10 interest rate assumptions.
  • Maximum age for guaranteed insurability of 54 yrs is available to you.
  • 50 yrs maximum life with critical illness cover term is available to customers.
  • New customers can get minimum term of 2 years.
  • You take advantage of 50 years maximum term from the Business Protection.

Bright Grey Business Protection Menu

  • £1,000,000 max cover for life with critical illness is available.
  • Benefit from £1 minimum cover.
  • Benefit from maximum mortgage interest rate of 15%.
  • You get 1 years minimum duration from the Business Protection Menu.
  • New customers get 40 yrs maximum term.
  • The life insurance policy has a full income protection cover.

Lutine Decreasing Term Under 10 Years

  • Get £1 minimum insurance from Lutine.
  • 12 interest rate assumptions.
  • Max life cover of £100,000,000 is offered to customers.
  • This life insurance policy gives a 12% maximum mortgage interest rate.

Tesco Bank Decreasing Term Life Insurance

  • Minimum benefit of £1 is available to customers.
  • Get a maximum age for guaranteed insurability of 54 years from this Decreasing Term Life Insurance.
  • The life insurance policy offers 10 years minimum term.
  • New customers get 40 years maximum term from this Decreasing Term Life Insurance.
  • This life insurance policy offers an auto mortgage promise.
  • You get 8 rate rate assumptions from the Decreasing Term Life Insurance.

Scottish Provident Self Assurance Term - Business

  • You will enjoy minimum insurance of £1.
  • Get 12 months wait after claim for life cover buy-back from Scottish Provident.
  • A max term of 40 years is offered by Scottish Provident.
  • The life insurance policy gives 40 years maximum life with critical illness cover term.
  • This Scottish Provident Self Assurance Term - Business life insurance policy has 12 months wait for new benefit after critical illness claim.
  • Maximum cover for life with critical illness of £3,000,000 is offered.

Prudential Essentials Plan

  • New customers will get max life cover of £10,000,000.
  • An immediate wait after claim for life protection buy-back is offered.
  • Get immediate wait for new cover after critical illness claim.
  • Prudential offers minimum protection of £10,000.
  • New customers get minimum term of 5 yrs.