Compare Life Insurance
Complete a short form to compare the leading life insurance providers. We search the whole market so you don't have to.
LV= Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
45 years or 84 years of age
Maximum Age for New Cover
79 years
AA Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 79 years of age
Maximum Age for New Cover
77 years
AEGON Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
50 years or 84 years of age
Maximum Age for New Cover
83 years
Ageas Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
70 years or 89 years of age
Maximum Age for New Cover
86 years
Aviva Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
50 years or 90 years of age
Maximum Age for New Cover
89 years
Barclays Life Insurance
Maximum Cover
£500,000
Maximum Term
51 years or 69 years of age
Maximum Age for New Cover
68 years
Beagle Street Life Insurance
Maximum Cover
£750,000
Maximum Term
40 years or 70 years of age
Maximum Age for New Cover
64 years
Bright Grey Life Insurance
Maximum Cover
£10,000,000
Maximum Term
72 years or 89 years of age
Maximum Age for New Cover
88 years
Clydesdale Bank Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 79 years of age
Maximum Age for New Cover
77 years
Connells Life Insurance
Maximum Cover
-
Maximum Term
40 years or 69 years of age
Maximum Age for New Cover
59 years
ESMI Life Insurance
Maximum Cover
£100,000
Maximum Term
50 years or 67 years of age
Maximum Age for New Cover
60 years
Foresters Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
69 years or 84 years of age
Maximum Age for New Cover
79 years
Friends Life Life Insurance
Maximum Cover
£10,000,000
Maximum Term
40 years or 84 years of age
Maximum Age for New Cover
74 years
HSBC Life Insurance
Maximum Cover
£1,000,000
Maximum Term
52 years or 69 years of age
Maximum Age for New Cover
59 years
John Lewis Insurance Life Insurance
Maximum Cover
£10,000,000
Maximum Term
40 years or 84 years of age
Maximum Age for New Cover
74 years
Legal & General Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 80 years of age
Maximum Age for New Cover
77 years
Legal & General, voted Best Life Insurance Provider (Personal Touch Awards 2014), offer life insurance from just £6 per month.
Lutine Life Insurance
Maximum Cover
£5,000,000
Maximum Term
10 years or 90 years of age
Maximum Age for New Cover
89 years
MetLife Life Insurance
Maximum Cover
£850,000
Maximum Term
35 years or 69 years of age
Maximum Age for New Cover
59 years
Nationwide Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 79 years of age
Maximum Age for New Cover
77 years
NatWest Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 90 years of age
Maximum Age for New Cover
89 years

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find the Best Level Term Life Insurance

by Nick_Parkhouse

Making sure your family are protected in the event of your death should be one of your first financial priorities. Choosing the best life insurance policy possible is therefore paramount.

How to Find the Best Level Term Life Insurance

Ensuring your mortgage and other debts can be repaid and providing your family with a lump sum to replace your income in the event of your death can give you peace of mind.

And, it doesn’t have to cost you a fortune as level term life assurance can be relatively inexpensive.

What is a level term life insurance policy?

As the name suggests, level life insurance cover pays out a set amount of life insurance for the term of the policy. For example, if you took a £100,000 level life cover policy over 20 years, if you died at any point within the 20 years the policy would pay the £100,000.

This is different to a ‘decreasing’ term assurance policy where the cover is designed to reduce year on year.

Factors to consider when looking for a cheap level term life insurance quote

When you are searching for the best level term life insurance quotes it is important that you take the following factors into account:

  • Term of the policy
  • The amount of cover
  • Minimum and maximum age limits
  • Cost

Your level life insurance cover quotes will mainly be affected by the term of the policy and the amount of cover you select. Generally, your level life cover policy will cost more if you choose a longer term and a higher level of cover.

Choosing a shorter term may help you find a cheap level term life insurance quote but you have to be careful not to leave yourself underinsured in the future.

Similarly, choosing a lower level of cover may save you money but you may be better paying a little bit more and making sure that your family and dependents are well covered in the event of your death.

Ultimately, you are likely to choose a level term life assurance policy based on which provider offers the monthly premium for the policy you want for the lowest cost.

As term assurance policies are simple, choosing the cheapest option is often advisable providing there are no difficult clauses that could prevent it paying out hidden in the terms and conditions.

When it comes to choosing a policy you should compare the policy benefits and the costs of cover so you can be confident you're getting the best deal before buying your level life cover policy online.