Compare Life Insurance
Complete a short form to compare the leading life insurance providers. We search the whole market so you don't have to.
 Child Min AgeLife Cover TypeAgeMaximum 
MinimumMax New CoverAmountTerm
Promoted Results
LV=
Life Insurance
0
days
varies
17
years
79
years
Unlimited
45
years
Full Results
Zurich
Life Insurance
90
days
varies
16
years
up to
83
years
Unlimited
up to
50
years
AA
Life Insurance
30
days
varies
18
years
up to
77
years
Unlimited
40
years
AEGON
Life Insurance
30
days
varies
18
years
83
years
Unlimited
50
years
Aviva
Life Insurance
30
days
varies
16
years
up to
89
years
Unlimited
up to
50
years
Beagle Street
Life Insurance
30
days
varies
18
years
64
years
£750,000
40
years
Clydesdale Bank
Life Insurance
30
days
varies
18
years
up to
77
years
Unlimited
40
years
Legal & General
Life Insurance
30
days
varies
17
years
up to
77
years
Unlimited
40
years
Legal & General, voted Best Life Insurance Provider (Personal Touch Awards 2014), offer life insurance from just £6 per month.
Nationwide
Life Insurance
30
days
varies
17
years
up to
77
years
Unlimited
40
years
NatWest
Life Insurance
30
days
varies
18
years
89
years
Unlimited
40
years
Prudential
Life Insurance
30
days
varies
16
years
up to
74
years
£20,000,000
up to
70
years
RBS
Life Insurance
30
days
varies
18
years
89
years
Unlimited
40
years
Sainsbury's Bank
 
Life Insurance
30
days
varies
17
years
up to
77
years
Unlimited
40
years
Sainsbury's Life Insurance, provided by Legal & General, starts from £5 per month. Get £60 to spend in store if youre a new customer. 12 x £5 vouchers issued over a 6 month period. Offer ends 29/12/14.
Santander
Life Insurance
30
days
varies
18
years
89
years
Unlimited
40
years
Scottish Provident
 
Life Insurance
30
days
varies
18
years
79
years
Unlimited
40
years
Scottish Widows
Life Insurance
30
days
varies
18
years
up to
74
years
up to
£5,000,000
up to
51
years
Skipton
Life Insurance
30
days
varies
17
years
up to
77
years
Unlimited
40
years
Tesco Bank
Life Insurance
30
days
varies
18
years
59
years
£2,000,000
40
years
or to age 75
Tesco Bank Life Insurance is provided by Aviva Life & Pensions UK Limited.
Yorkshire Bank
Life Insurance
30
days
varies
18
years
up to
77
years
Unlimited
40
years
LV=
Life Insurance
0
days
varies
17
years
79
years
Unlimited
45
years
Ageas
Life Insurance
0
days
varies
17
years
86
years
Unlimited
70
years
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How to Find the Best Child Life Insurance

by Nick_Parkhouse

If you're looking for the best life insurance policy for children it's important to shop around before you buy. Here's what you should look for.

How to Find the Best Child Life Insurance

Many people don't take out life insurance for children. As they are rarely financially dependent on their children, they don't need the peace of mind of a lump sum if anything were to happen to them.

However, there are some instances where it can be a good idea to buy a childs life insurance policy.

Why would you take out term life insurance for children?

There are two main reasons you would consider taking out life insurance for children.

Firstly, when you research the cost of life insurance, the premiums are generally lower for younger people than for older people. And, as life insurance premiums are often guaranteed for the lifetime of the policy, you can ensure that your child benefits from low cost life insurance from a young age, rather than paying significantly more when they take it out in the future.

Secondly, it can be worth considering life insurance with childrens cover if there is a history of health problems in your family. If your child suffers with a health problem later in their life they may find it impossible to secure life cover or they may have to pay a significantly higher premium to do so.

Taking out term life insurance for children at a young age can ensure your son or daughter benefits from a good level of life cover even if they do become ill in the future.

What to look for when you compare child life insurance quotes

If you are looking to take out life insurance for children there are various factors you should consider.

Firstly, you should look at the minimum age that a policy will cover. This differs between insurers as some will only cover children from the age of 18 while others will cover younger children.

Secondly, you should consider the maximum term for a policy. If you are taking out a policy for a young child then you may want to maximise the term in order that they are protected well into their adult life.

You should also compare the cost of cover. Term life assurance policies are simple in nature and so you will often find that the best life insurance policy for children will offer good benefits and the lowest price.

It's important to compare the benefits, costs and terms and conditions of life insurance for children before you apply for a policy. Make sure you get the best cover possible if you do decide to take out life insurance for your child. so that you can choose the best option and if you do decide to take out children's life insurance make sure it is the best cover possible.