Compare Life Insurance
Complete a short form to compare the leading life insurance providers. We search the whole market so you don't have to.
Zurich Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 18 years
AA Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
AEGON Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Aviva Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Beagle Street Life Insurance
Maximum Cover
£750,000
Maximum Child Cover
£25,000 or 25% of Cover
Child Accepted as Add-On to Policy
up to 17 years
Clydesdale Bank Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Legal & General Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Legal & General, voted Best Life Insurance Provider (Personal Touch Awards 2014), offer life insurance from just £6 per month.
Nationwide Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
NatWest Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Prudential Life Insurance
Maximum Cover
£20,000,000
Maximum Child Cover
£125,000
Child Accepted as Add-On to Policy
up to 23 years
RBS Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Sainsbury's Bank Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
From £5 per month. Plus £60 to spend in store for new Life Insurance customers with a Nectar card. Provided by Legal & General. Offer ends 24th August 2015.
Santander Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 25% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Scottish Provident Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£20,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 17 years
Scottish Widows Life Insurance
Maximum Cover
£5,000,000
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 21 years
Skipton Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Tesco Bank Life Insurance
Maximum Cover
£2,000,000
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Tesco Bank Life Insurance is provided by Aviva Life & Pensions UK Limited.
Yorkshire Bank Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 20 years
Ageas Life Insurance
Maximum Cover
Unlimited Cover
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 21 years
Bright Grey Life Insurance
Maximum Cover
£10,000,000
Maximum Child Cover
£25,000 or 50% of Cover
Child Accepted as Add-On to Policy
up to 21 years

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find the Best Child Life Insurance

by Nick_Parkhouse

If you're looking for the best life insurance policy for children it's important to shop around before you buy. Here's what you should look for.

How to Find the Best Child Life Insurance

Many people don't take out life insurance for children. As they are rarely financially dependent on their children, they don't need the peace of mind of a lump sum if anything were to happen to them.

However, there are some instances where it can be a good idea to buy a childs life insurance policy.

Why would you take out term life insurance for children?

There are two main reasons you would consider taking out life insurance for children.

Firstly, when you research the cost of life insurance, the premiums are generally lower for younger people than for older people. And, as life insurance premiums are often guaranteed for the lifetime of the policy, you can ensure that your child benefits from low cost life insurance from a young age, rather than paying significantly more when they take it out in the future.

Secondly, it can be worth considering life insurance with childrens cover if there is a history of health problems in your family. If your child suffers with a health problem later in their life they may find it impossible to secure life cover or they may have to pay a significantly higher premium to do so.

Taking out term life insurance for children at a young age can ensure your son or daughter benefits from a good level of life cover even if they do become ill in the future.

What to look for when you compare child life insurance quotes

If you are looking to take out life insurance for children there are various factors you should consider.

Firstly, you should look at the minimum age that a policy will cover. This differs between insurers as some will only cover children from the age of 18 while others will cover younger children.

Secondly, you should consider the maximum term for a policy. If you are taking out a policy for a young child then you may want to maximise the term in order that they are protected well into their adult life.

You should also compare the cost of cover. Term life assurance policies are simple in nature and so you will often find that the best life insurance policy for children will offer good benefits and the lowest price.

It's important to compare the benefits, costs and terms and conditions of life insurance for children before you apply for a policy. Make sure you get the best cover possible if you do decide to take out life insurance for your child. so that you can choose the best option and if you do decide to take out children's life insurance make sure it is the best cover possible.