Compare Life Insurance

Compare life insurance policies from all the best life insurance companies in the UK at a glance and find the best life insurance quotes available for a quality yet cheap life assurance cover. Whether you're looking for whole life insurance, term life insurance or over 50 life insurance we make it easy to find the cover that's right for you.
Compare Life Insurance
Complete a short form to compare the leading life insurance providers. We search the whole market so you donít have to.
 Life Cover TypeAgeMaximum 
MinimumMax New CoverCover ExpiresAmountTerm
LV=
Life Insurance
varies
from
17
years
up to
84
years
up to
Unlimited
up to
Unlimited
up to
Unlimited
LV= Life Insurance provides a one-off lump sum payment if you die during the plan term. It is designed for people who don't drink a lot, don't smoke a lot and are generally healthy. Cover starts from £5 a month. For UK resident aged 17 to 69.
Saga
Life Insurance
varies
50
years
up to
80
years
up to
Unlimited
Unlimited
up to
40
years
Post Office
Life Insurance
varies
from
18
years
up to
80
years
up to
Unlimited
up to
£500,000
up to
51
years
Over 50's life cover option available.
Sainsbury's Bank
 
Life Insurance
varies
17
years
up to
77
years
79
years
Unlimited
40
years
Sainsbury's Life Insurance, provided by Legal & General, starts from £5 per month. Choose the amount and length of cover to suit you. Find out more and get a quick quote online today.
Legal & General
Life Insurance
varies
17
years
up to
84
years
up to
unlimited
up to
Unlimited
up to
40
years
Help protect your family with life insurance from Legal & General from just £6 a month. Plus receive a £60 M&S Voucher if you apply for before 30 April 2014, offer available on term policies only and if you apply direct with L&G (T&C's apply).
MORE TH>N
Life Insurance
Level Term Life Insurance
18
years
79
years
varies
---
---
You could pay as little as £5 a month* *Price based on a non smoker born on 01/01/1980 for £60,000 Level Term Life Insurance for a 20 year term. Source-Direct Life 8/7/13
Tesco Bank
Life Insurance
varies
from
18
years
up to
85
years
up to
90
years
up to
£9,999,999
up to
50
years
or to age 90
Tesco Bank Life Insurance is provided by Aviva Life & Pensions UK Limited.

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How to Compare Life Insurance Policies

We show you how to compare life insurance quotes to get the best cover for you.

Family Laptop

A life insurance policy can help see your family through the financial difficulties of settling your affairs when you die, if not the emotional trauma.

Life protection can prove particularly useful if you have dependants who already rely on your income, paying out a single cash lump sum on your death provided it's within the policy term.

However, a cheap life insurance policy will mean very little if it doesn't offer suitable cover. You should think about what income your loved ones would need to maintain their current lifestyle if you were to die, including any outstanding mortgage balance, general bills plus day to day living.

To make sure your loved ones are looked after when you're gone you'll need to compare life assurance cover and establish your priorities before you buy. You'll need to consider:

Decreasing term life insurance

If you expect your costs to decrease significantly over the next few years, you may want to consider decreasing term life insurance people generally take this out to cover mortgage repayment commitments. With these policies your cover decreases proportionally the closer you get to the end of your policy contract.

If you decide to take out decreasing life insurance, seek financial advice and use a life insurance calculator to make sure you'll still have suitable cover during each stage of the policy.

Level term life insurance

The alternative is level term cover which would pay the full payout sum right up until your policy's end at a certain point in the future. This naturally means policy premiums tend to be higher, but it does protect you from the unexpected.

Whole life insurance runs on an ongoing basis and remains valid so long as you keep up with its premiums; it pays a fixed lump sum when you die which can be used to cover funeral costs or settle your affairs - this tends to be the most expensive type of life cover.

Check you're eligible

Life insurance companies UK wide have their own set of application criteria that you'll need to meet to be offered a policy. Whether you opt for level or decreasing cover, make sure you're eligible before applying.

Compare the assurance policy terms and check when they expire; some providers may only offer a 10 or 20 year term on specific policies or if you're over a certain age. If you're retired it can also be worth looking at specialist senior life insurance. Check the maximum age limit if you need (e.g.) over 60s life insurance and tailor your life insurance UK comparison to find the best policies for you.

You should also consider your own health and fitness, as you'll need to declare existing medical problems on your application. A life insurance with medical condition policy won't payout if you die due to that condition, and some providers may not be willing to insure you at all without a medical. If you're in good health you may be able to find life insurance no medical if you can satisfy their health criteria.

Finally, if you're searching for a joint policy or for expats living abroad, check you'll still be covered overseas. If you participate in extreme sports or other unusual activities (horseriding is often included), make sure they'll be listed individually on your policy.

Once you've budgeted for a suitable cover level and found policies that can match your needs, you can get an individual life insurance quote from each and compare their premiums to find the best deal.

More information sources for Life Insurance

Life Insurance Comparison

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View our full A to Z list of all life insurance companies.