Visa is a company that processes each transaction when you use a Visa credit card.

Although their logo appears on many credit cards, Visa does not supply them, charge interest and fees, or deal with you directly as a customer.

You can also get credit cards processed by companies like MasterCard and American Express.

Should you get a Visa card?

Visa does offer its own premium benefits and a transaction protection scheme called Verified by Visa.

However, MasterCard and American Express also offer similar benefits, so choose a card that offers the features you need instead of limiting yourself just to Visa cards.

What type of card is right for you?

You can pick the best credit card for you by using our comparison table that shows the cards that offer the features you need:

You can also get cards that reward your spending:

Where can you get a Visa credit card?

If you still want a Visa credit card, you can choose one from our comparison table above, which includes every Visa credit card available in the UK. The table shows:

Visa credit card FAQs

Q

How long does it take to apply for a Visa card?

A

If you apply online it should take about ten minutes and you usually get an instant decision. Applying by post or in a branch takes longer.

Q

How long will it take for a Visa credit card to arrive?

A

It usually takes around ten days for your card to arrive once you have applied. Here is how long it can take and how to speed up the process.

Q

What charges will I pay on a Visa credit card?

A

Credit cards come with a range of charges, but these are set by your credit card company, not Visa. Here is how to avoid them.

Q

How is a Visa credit card different to a debit card?

A

Debit cards are linked to your bank account, using your balance to pay for things. Credit card spending lets you borrow money and pay it back later.

Q

Where can I use a Visa credit card?

A

You can use a Visa card in person (in shops, restaurants or other businesses), online, by phone, by mail order, in other countries or in ATMs.

Q

Are my Visa purchases protected?

A

Yes, credit card providers each offer their own protection services as well as Section 75 and the Chargeback scheme.