Visa is a company that processes each transaction when you use a Visa credit card.
Although their logo appears on many credit cards, Visa does not supply them, charge interest and fees, or deal with you directly as a customer.
You can also get credit cards processed by companies like MasterCard and American Express.
Should you get a Visa card?
However, MasterCard and American Express also offer similar benefits, so choose a card that offers the features you need instead of limiting yourself just to Visa cards.
What type of card is right for you?
You can pick the best credit card for you by using our comparison table that shows the cards that offer the features you need:
Interest free purchases cards charge 0% interest on what you spend for several months
Balance transfer credit cards charge 0% interest for several months on your existing credit card borrowing
Money transfer credit cards can send money straight to your bank account and charge 0% interest for several months
Overseas credit cards come with lower transaction fees for using them abroad
You can also get cards that reward your spending:
Cashback credit cards give you back a percentage of the amount you spend on them
Rewards credit cards give you back vouchers when you spend on them
Air miles credit cards let you earn points you can use for flights and holidays
Where can you get a Visa credit card?
If you still want a Visa credit card, you can choose one from our comparison table above, which includes every Visa credit card available in the UK. The table shows:
The representative APR (each card's interest rate)
Any balance transfer offers with each card
Any interest free purchases offers with each card
Visa credit card FAQs
How long does it take to apply for a Visa card?
If you apply online it should take about ten minutes and you usually get an instant decision. Applying by post or in a branch takes longer.
How long will it take for a Visa credit card to arrive?
It usually takes around ten days for your card to arrive once you have applied. Here is how long it can take and how to speed up the process.
What charges will I pay on a Visa credit card?
Credit cards come with a range of charges, but these are set by your credit card company, not Visa. Here is how to avoid them.
How is a Visa credit card different to a debit card?
Debit cards are linked to your bank account, using your balance to pay for things. Credit card spending lets you borrow money and pay it back later.
Where can I use a Visa credit card?
You can use a Visa card in person (in shops, restaurants or other businesses), online, by phone, by mail order, in other countries or in ATMs.