Some companies choose not to have their car insurance policies listed on comparison sites that show you several quotes in one go. These sites are known as aggregators.

They do this because:

  • They can keep their costs down by not paying commission to comparison sites and pass the savings on with cheap policies

  • They do not want to be undercut by cheaper quotes

Should you bother with them?

Yes, you should get quotes from as many insurers as possible so you can compare as many deals as possible to find the best policy.

How to get a quote

You will need to get a quote direct from any insurer that is not on comparison websites. You can do this by phone or online, where some providers will offer you a discount.

Make sure you get quotes from the companies shown in the above comparison together with quotes from an aggregator to make sure you get the best possible deal.

Get the right cover

Regardless of whether you use an aggregator or get quotes from companies not on comparison sites you should not just look at price when choosing a policy.

Getting the right cover for you is the most important thing, so make sure you think about:

Find out here about the different types of car insurance and what is covered.

Car insurance FAQs

Q

How can I get cheaper car insurance?

A

There are several things you can do to get cheaper cover. Try these 10 easy ways to cut your car insurance costs.

Q

Is it cheaper to pay annually or monthly?

A

Paying annually in one go will usually work out cheaper because you will be charged interest of up to 30% when you pay monthly.

Q

What does car insurance cover?

A

It can cover damage to your and another driver's car after an accident. It can also cover theft, vandalism and fire.

Q

What is a no claims bonus?

A

It is a discount you can earn on your car insurance by not claiming. Here is how a no claims bonus can save you money.

Q

What is car insurance excess?

A

It is the amount you have to pay towards any claim you make. Find out how car insurance excess works here.

Q

Do I need added extras?

A

Check what comes as standard with your policy before you add extras like breakdown cover. Here is how to work out which extras you might need.