If your washing machine is no longer under the manufacturer's guarantee, an extended warranty could cover the cost of repairs if it breaks down.

But before you take out cover, you should check:

  • Are you covered elsewhere? If your washing machine is still under its manufacturer's guarantee, you do not need an extended warranty. You can also check to see if you are covered by your packaged bank account, or home insurance.

  • Is it worth the cost? If the price of a warranty is less than the cost of a new appliance, it may be worth taking out cover. Check the cost of replacing your washing machine with a similar model by searching online.

  • Can you get cover? This depends on the age of your washing machine, as most insurers are unable to cover appliances over 8 years old. Get quotes using this comparison to see if you can insure your washing machine.

How to find the best cover

Shop around by using this comparison to get as many quotes as possible. This will help you compare:

  • Price: Most insurers let you split your premium over 12 monthly payments, although it may be cheaper to pay up front in full.

  • Claim limits: This is the most an insurer will pay for an engineer to repair your washing machine if it breaks down. Some insurers include replacement cover if your appliance cannot be fixed, so check the policy documents for details.

You should also compare what cover is included. For example, your insurer may not pay for call out charges or labour costs, which would mean you have to pay for this yourself.

Washing machine insurance FAQs

Q

Will my washing machine be covered by my home insurance?

A

You will have cover for fire, flood, loss and theft, but home insurance does not cover repairs due to mechanical breakdown.

Q

Can I cover my tumble dryer?

A

Yes, the policies in this comparison cover washing machines, tumble dryers and washer-dryers. Most insurers give discounts for insuring several items.

Q

Am I covered if the lights on my washing machine need replacing?

A

No, extended warranties do not cover replacement bulbs, fuses or batteries. Here is more about what an extended warranty can cover.

Q

How can I claim if I do not have my original receipt?

A

Most insurers can accept another proof of purchase, like a credit card bill showing when you bought your washing machine. Here is how to claim.

Q

Can I cancel my policy if I change my mind?

A

Yes, you will have 14 days in which to cancel your policy without charge. If you cancel after this period, you will be charged for the time on cover.

About our appliance insurance comparison

Q

Who do we include in this comparison?

A

We include washing machine warranty policies available from our panel of FCA regulated insurers and service plan providers. Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.