Compare our best 1 year fixed rate bonds
Choose from a variety of 1 year fixed-rate bonds to find one that will help your savings grow by paying you a fixed rate of interest for 12 months.
- Earn a fixed rate of interest for 12 months
- Protect yourself from interest rate changes
- Protected by the FSCS
Is my money safe?
The FSCS guarantees that the first £120,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
12 results found, sorted by partner products. We always order products with our partners first and we may receive a small commission if you click on the deal and then purchase it. Find out how we order our comparisons.
Castle Community Bank 1 Year Fixed Term Deposit
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.5% AER fixed
Protection scheme
FSCS
Withdrawals are not permitted during term.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4.5% | 4.5% | 4.5% | 4.5% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £120,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
OakNorth Personal 12 Month Fixed Term Deposit
Account type
Fixed rate bond
Open with
£1
Interest rate
4.46% AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.46% | 4.46% | 4.46% | 4.46% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £500,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
RCI Bank 1 Year Fixed Term Savings Account
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.3% AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during term.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4.3% | 4.3% | 4.3% | 4.3% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK Ziraat Bank - 1 Year Fixed Term Deposit
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.28% AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4.28% | 4.28% | 4.28% | 4.28% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £120,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Aldermore 1 Year Fixed Rate Bond
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.2% AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4.2% | 4.2% | 4.2% | 4.2% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Tesco Bank 1 year Fixed Rate Saver
Account type
Fixed rate bond
Open with
£2,000
Interest rate
4.2% AER fixed
Protection scheme
FSCS
The rate above is for annual interest. The monthly rate will differ. Make a deposit within first 30 days. No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £2,000 | 4.2% | 4.2% | 4.2% | 4.2% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £5,000,000 |
| Minimum Initial Deposit | £2,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Best Digital Savings Provider 2023/24 and 2025 - Moneynet
Investec 1 Year Fixed Rate Saver
Account type
Fixed rate bond
Open with
£5,000
Interest rate
4.2% AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £5,000 | 4.2% | 4.2% | 4.2% | 4.2% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £5,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK - Al Rayan Bank - 12 Month Fixed Term
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.12% EPR (gross p.a.)
Protection scheme
FSCS
EPR is the expected profit rate. To get this profit, your money is invested in ethical, Sharia compliant trading activities. This rate is not guaranteed and it can be adjusted.
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4.12% | 4.12% | 4.12% | 4.12% |
Eligibility
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Post Office Money 1 Year Online Bond Issue 139
Account type
Fixed rate bond
Open with
£500
Interest rate
4.01% AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during the term.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £500 | 4.01% | 4.01% | 4.01% | 4.01% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £2,000,000 |
| Minimum Initial Deposit | £500 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Yorkshire Building Society 4.00% Fixed Rate Bond to 30/04/2027
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4% AER fixed until 30 Apr 2027
Protection scheme
FSCS
No withdrawals or closure permitted before maturity.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4% | 4% | 4% | 4% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £2,000,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 16 years |
| Permanent UK Resident |