You can find the best travel insurance companies to cover you internationally by:

  1. Using this comparison, which shows policies that cover you worldwide

  2. Deciding what level of cover you want

  3. Picking a policy that offers what you need at the cheapest price

What is covered?

The main types of cover include:

  • Medical expenses: This covers your medical bills if you are ill or injured on holiday. It can also cover the cost of getting you home in an emergency, plus added accommodation and travel costs.

  • Cancellation: This covers the cost of cancelling your trip if you cannot travel due to an emergency. It also covers you if you have to cut your trip short, e.g. if a relative dies. Here is more about when cancellation cover will pay out.

  • Personal belongings and baggage: This covers accidental loss, theft or damage to your possessions, including your luggage. Check the single item limit and the maximum claim limit, to make sure your most expensive belongings are covered.

  • Lost passport: This covers any additional accommodation or travel costs you have to pay to replace your passport if it is lost or stolen. Most policies will pay out between 250 and 500.

  • Delays: This covers extra expenses if your travel is delayed for more than 12 hours. For example, food, travel costs and accommodation. If your airline causes delays to your travel, you may also be able to claim compensation from them.

How much does it cost?

This depends on:

  • Your age

  • If you have pre-existing medical problems

  • Where you are travelling to (dangerous regions will cost more)

  • The length of your trip

  • If you include optional extras, e.g. cover for extreme sports

The cost of worldwide travel insurance varies between providers, so use this comparison to shop around and find the best deal.

Worldwide travel insurance FAQs

Q

Do I need worldwide travel cover?

A

Yes, if you are travelling outside of the EU. If you are travelling within the EU, you could save money with European travel insurance.

Q

Should I get a single trip policy or annual travel cover?

A

If you travel regularly throughout the year, you could save money with an annual policy. Here is how to decide which is right for you.

Q

How long am I covered for per trip?

A

It depends on your provider, but most policies cover trips between 30 and 90 days. If you are travelling for longer, you may need backpacker insurance.

Q

Will travel insurance cover me anywhere in the world?

A

Yes, although some countries may be excluded. You may not be covered if the Foreign & Commonwealth Office have advised against travelling.

Q

Am I covered if I visit several countries on one trip?

A

Yes, if you have worldwide annual cover, you will be covered to visit multiple destinations. However, you may only be covered up to 31 days at a time.

Q

Do I have to take my policy documents with me when I travel?

A

Yes, your policy documents include important information about your cover and what to do if you need to make a claim.

Q

Does worldwide travel insurance cover Europe?

A

Yes, it covers destinations worldwide including Europe. The only destinations excluded are those the Foreign Office are telling travellers to avoid.

Q

Can I get a worldwide policy that covers my whole family?

About our travel insurance comparison

Q

Who do we include in this comparison?

A

We include every insurer that offers worldwide travel insurance policies in the UK. They are all regulated by the Financial Conduct Authority. Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.