Compare Travel Insurance For Under 18

Find the best travel insurance for under 18 year olds for the cheapest price in minutes when you use our under 18 travel insurance comparison table to search for cheap travel insurance for under 18s. We make it easy to find cheap holiday insurance for under 18s travelling alone or with another family so you get the cover you need for less.
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 Minimum AgeOnline DiscountMax Trip DurationMedical ExpensesCover 
EuropeWorldwide Incl. USAWorldwide Excl. USAWinter Sports
Promoted Results
Insure For Travel
 
Travel Insurance
0
years
0%
547
days
£5,000,000
LV=
Travel Insurance
16
years
15%
up to
366
days
£10,000,000
Get a 15% discount on our travel insurance when you buy a new policy online.
Barclays
Travel Insurance
16
years
20%
up to
365
days
up to
£10,000,000
20% Online Discount. T&Cs and exclusions apply.
Sainsbury's Bank
 
Travel Insurance
16
years
20%
up to
60
days
up to
£10,000,000
20% online discount for everyone. Additional online discount-exclusive to Nectar customers, giving you up to 25% off. A Nectar card and valid code required.
Aviva
Travel Insurance
16
years
20%
up to
120
days
£10,000,000
Travel insurance direct from Aviva - save up to 20% when you buy online
InsureandGo
Travel Insurance
16
years
0%
548
days
up to
Unlimited
M&S Bank
Travel Insurance
16
years
15%
up to
120
days
£10,000,000
Online discount excludes renewals. See website for details.
Essential
Travel Insurance
16
years
0%
up to
87
days
up to
£10,000,000
Go Walkabout Travel Insurance
 
Travel Insurance
17
years
0%
31
days
£5,000,000
Full Results
Insure For Travel
 
Travel Insurance
0
years
0%
547
days
£5,000,000
LV=
Travel Insurance
16
years
15%
up to
366
days
£10,000,000
Get a 15% discount on our travel insurance when you buy a new policy online.
Barclays
Travel Insurance
16
years
20%
up to
365
days
up to
£10,000,000
20% Online Discount. T&Cs and exclusions apply.
Sainsbury's Bank
 
Travel Insurance
16
years
20%
up to
60
days
up to
£10,000,000
20% online discount for everyone. Additional online discount-exclusive to Nectar customers, giving you up to 25% off. A Nectar card and valid code required.
Aviva
Travel Insurance
16
years
20%
up to
120
days
£10,000,000
Travel insurance direct from Aviva - save up to 20% when you buy online
InsureandGo
Travel Insurance
16
years
0%
548
days
up to
Unlimited
M&S Bank
Travel Insurance
16
years
15%
up to
120
days
£10,000,000
Online discount excludes renewals. See website for details.
Essential
Travel Insurance
16
years
0%
up to
87
days
up to
£10,000,000
BMW
Travel Insurance
16
years
0%
45
days
£10,000,000
Citybond Suretravel
 
Travel Insurance
16
years
0%
545
days
up to
£10,000,000
Downunder
Travel Insurance
16
years
0%
60
days
£10,000,000
easyJet
Travel Insurance
16
years
0%
31
days
up to
£10,000,000
esure
Travel Insurance
16
years
10%
up to
59
days
£10,000,000
First Direct
Travel Insurance
16
years
15%
up to
120
days
£10,000,000
Globelink International
 
Travel Insurance
16
years
0%
up to
548
days
£5,000,000
Halifax
Travel Insurance
16
years
up to
10%
up to
365
days
£10,000,000
Harrison Beaumont
 
Travel Insurance
16
years
0%
up to
180
days
£5,000,000
Hiscox
Travel Insurance
16
years
10%
up to
365
days
£10,000,000
HSBC
Travel Insurance
16
years
15%
up to
120
days
£10,000,000
Lloyds Bank
Travel Insurance
16
years
20%
up to
183
days
£10,000,000
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5 Top Tips for Getting Travel Insurance for Under 18 Year Olds

The chance to see the world is one which is no longer reserved for grown-ups; more and more youngsters are enjoying broadening their horizons and from an increasingly early age.

Teenage Driver In Red Top

However, whether you are taking your children on a trip overseas or they are off on a school holiday, it's important that you make sure there is holiday insurance for under 18s in place before they set off.

With these five top tips, we take a look at how to find travel insurance for under 18s travelling alone as well as the best teenage travel insurance in the market.

1) Check your current tavel cover

Before you start to compare travel insurance for under 18 policies, it's a good idea to first double check the cover you have already got in place.

Many providers automatically throw in free child travel insurance under 18 cover and this can save you from having to take out another policy.

In rare cases, this protection may extend to if your child is travelling alone but it is usually restricted to cover for when at least one other adult named on the plan is accompanying them.

2) Settle on the cover you need

You may well plan on doing nothing more than dozing by the pool when you go on holiday but your teenager might have other ideas!

There's usually plenty of sports and activities to enjoy whilst you are on holiday, even if you've never done it before and youngsters are often keen to get stuck into daredevil activities wherever possible!

Therefore, even if you find cheap under 18 holiday insurance you will need to ensure that it covers the kind of pursuits your active teenager might be likely to participate in whilst on holiday.

3) Check the fine print

If your youngster is heading off without you, perhaps on a school trip or with friends, you will probably have to take out single trip travel insurance for under 18s unless you are fortunate enough to have a family policy which extends the covern to unsupervised trips.

However, make sure you take a look at the fine print as some insurers don't cover every eventuality.

Perhaps your teenager is taking a flight and being met by a relative at the other end. Not all companies insure under 18s if they are travelling on their own.

4) Look for under 18 travel cover deals

Even the best holiday insurance for a teenager can make a bargain trip feel that little bit more expensive.

Although it can be tempting, never skip on insurance as youngsters can be accident prone and are more easily distracted than an adult. And if they lose their baggage or end up getting hurt, you could end up with a bill that costs thousands of pounds.

The good news is that comparing deals online has never been easier or quicker; no more ringing around companies to get a quote!

To find cheap under 18 travel insurance comparison tables are often the easiest solution as they provide a summary of the cover you will get, all in one place. 

5) Check the travel limits

Just like insurance for adults, travel insurance for under 18s comes with restrictions and limitations.

Whether you need travel insurance for under 18 travelling with another family or whether your teenager is heading off on a school trip, making sure you have the right cover in place is vital.

As a general rule, you should have between £5-10million in medical expenses and lost luggage insurance for at least £5000. Some companies also impose a minimum age and won't insure anyone aged under 16.

It's also worth making life as easy as possible, so if your teenager is heading off to Europe, don't forget to get them an EHIC.

A European Health Insurance Card – EHIC – entitles them to the same treatment as nationals of the country they are visiting whilst they remain in the EU. European travel insurance for under 18 year olds is still a necessity as an EHIC doesn't cover all medical costs and won't include protection against lost baggage or passports. However it can cut through red tape and bureaucracy if the worst does ultimately occur.

Travel Insurance Comparison

Alternative Travel Insurance Policies

You may want to compare the above travel insurance policies with the following.

Downunder Comprehensive Policy

  • Customers take advantage of 5,000 overseas funeral costs from Downunder.
  • 25,000 legal costs.
  • Downunder gives single item baggage limit of 200.
  • This travel insurance policy offers a 500 hijack.
  • Catastrophe delay of 500 is available.

InsureandGo Silver

  • You get 20 piste closure - travel from this travel insurance policy.
  • This travel insurance policy has a maximum delayed travel cover of 300.
  • This travel insurance policy gives a 250 hired equipment.
  • 500 loss of ski pass is offered.
  • New customers get 15,000 legal costs from InsureandGo.
  • 200 single item baggage limit is available with Silver.

Club Direct Gold Annual

  • Get a daily hospital benefit of 20 from this Gold Annual.
  • Customers can get max delayed baggage cover of 75.
  • Loss of passport benefit of 200 is available with Gold Annual.
  • 50 claims receipt limit is offered.
  • 2,000 maximum baggage cover is available.

Twopointfive.co.uk Single Trip Travel - Silver

  • Enjoy an own equipment of 1,000 from this Single Trip Travel - Silver.
  • 50 money XS is offered with this travel insurance policy.
  • The Twopointfive.co.uk travel insurance policy has wear and tear basis for luggage claims.
  • Get legal charges of 20,000 from this Single Trip Travel - Silver.
  • Customers get 200 total ski hire from this travel insurance policy.
  • The travel insurance policy has a 0 claims receipt limit.

Allianz Global Assistance Bronze (Direct)

  • The travel insurance policy has a ski pack of 300.
  • New customers will get curtailment XS of 100.
  • Customers get 1,000,000 personal liability from this travel insurance policy.
  • New customers get 150 personal liability XS from Allianz Global Assistance.

PJ Hayman Travel Plus - Annual Premier Plus

  • This travel insurance policy offers 10,000 travel abandonment.
  • Missed departure of 1,500 is available with Travel Plus - Annual Premier Plus.
  • Travel Plus - Annual Premier Plus offers a personal liability of 2,000,000.
  • Get a loss of cash cover of 750 from the travel insurance policy.
  • Take advantage of 1,000 own equipment from PJ Hayman.