This is a list of all travel insurance companies that offer cover for under 18s.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Sainsbury's Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
59 days
Maximum Annual Cover
60 days per trip
25% discount for Nectar customers online. Choose from Annual Cover or Single Trip policies.
Discount doesn't apply to part of premium paid to cover pre-existing medical conditions.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
366 days
Maximum Annual Cover
90 days per trip
10% online discount, choose from LV= Essential or 5 star Defaqto rated Premier cover. Cruise cover automatically included on annual policies. Plus a range of additional extras to give you cover for your baggage and cover for winter sports.
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
120 days
Maximum Annual Cover
90 days per trip
You could save up to 20% when you buy online - 32% of customers are expected to receive the maximum saving. Emergency Medical expenses to £10m, lost passport to £750, lost money to £500, legal expenses to £50,000, trip cancellation to £5,000. T&Cs apply.
Discount does not apply to optional covers.
M&S Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £4,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
120 days
Maximum Annual Cover
60 days per trip
Save 15% on new policies when you buy online (excludes renewals). You can also receive this discount each time you take out a new single trip policy. T&Cs apply.
Go Walkabout Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £3,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
-
Maximum Annual Cover
31 days per trip
Barclays Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
60 days
Maximum Annual Cover
60 days per trip
BMW Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
45 days
Maximum Annual Cover
45 days per trip
Downunder Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £3,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
-
Maximum Annual Cover
60 days per trip
easyJet Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
31 days
Maximum Annual Cover
-
Essential Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
87 days
Maximum Annual Cover
45 days per trip
esure Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
59 days
Maximum Annual Cover
45 days per trip
First Direct Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
120 days
Maximum Annual Cover
90 days per trip & 183 per year
Globelink International Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £4,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
548 days
Maximum Annual Cover
-
Go Travel Insurance
Maximum Travel Cover
Medical: £3,000,000, Cancellation: £1,500
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
-
Halifax Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
185 days
Maximum Annual Cover
60 days per trip
Harrison Beaumont Travel Insurance
Maximum Travel Cover
Medical: £5,000,000, Cancellation: £3,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
180 days
Maximum Annual Cover
60 days per trip
Hiscox Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
-
Maximum Annual Cover
62 days per trip
HSBC Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
120 days
Maximum Annual Cover
90 days per trip & 183 per year
Lloyds Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £3,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
183 days
Maximum Annual Cover
31 days per trip
NFU Mutual Travel Insurance
Maximum Travel Cover
Medical: £5,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
30 days per trip

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

5 Top tips for getting travel insurance for under 18 year olds

The chance to see the world is one which is no longer reserved for grown-ups; more and more youngsters are enjoying broadening their horizons and from an increasingly early age.

However, whether you are taking your children on a trip overseas or they are off on a school holiday, it's important that you make sure there is holiday insurance for under 18s in place before they set off.

With these five top tips, we take a look at how to find travel insurance for under 18s travelling alone as well as the best teenage travel insurance in the market.

1) Check your current travel cover

Before you start to compare travel insurance for under 18 policies, it's a good idea to first double check the cover you have already got in place.

Many providers automatically throw in free child travel insurance and this can save you from having to take out another policy.

In rare cases, this protection may extend to if your child is travelling alone but it is usually restricted to cover for when at least one other adult named on the plan is accompanying them.

2) Settle on the cover you need

You may well plan on doing nothing more than dozing by the pool when you go on holiday but your teenager might have other ideas!

There's usually plenty of sports and activities to enjoy whilst you are on holiday, even if you've never done it before and youngsters are often keen to get stuck into daredevil activities wherever possible!

Therefore, even if you find cheap under 18 holiday insurance you will need to ensure that it covers the kind of pursuits your active teenager might be likely to participate in whilst on holiday.

3) Check the fine print

If your youngster is heading off without you, perhaps on a school trip or with friends, you will probably have to take out single trip travel insurance for under 18s unless you are fortunate enough to have a family policy which extends the cover to unsupervised trips.

However, make sure you take a look at the fine print as some insurers don't cover every eventuality.

Perhaps your teenager is taking a flight and being met by a relative at the other end. Not all companies insure under 18s if they are travelling on their own.

4) Look for under 18 travel cover deals

Even the best holiday insurance for a teenager can make a bargain trip feel that little bit more expensive.

Although it can be tempting, never skip on insurance as youngsters can be accident prone and are more easily distracted than an adult. And if they lose their baggage or end up getting hurt, you could end up with a bill that costs thousands of pounds.

The good news is that comparing deals online has never been easier or quicker; no more ringing around companies to get a quote!

To find cheap under 18 travel insurance comparison tables are often the easiest solution as they provide a summary of the cover you will get, all in one place. 

5) Check the travel limits

Just like insurance for adults, travel insurance for under 18s comes with restrictions and limitations.

Whether you need travel insurance for under 18 travelling with another family or whether your teenager is heading off on a school trip, making sure you have the right cover in place is vital.

As a general rule, you should have between 5-10million in medical expenses and lost luggage insurance for at least 5000. Some companies also impose a minimum age and won't insure anyone aged under 16.

It's also worth making life as easy as possible, so if your teenager is heading off to Europe, don't forget to get them an EHIC.

A European Health Insurance Card - EHIC - entitles them to the same treatment as nationals of the country they are visiting whilst they remain in the EU. European travel insurance for under 18 year olds is still a necessity as an EHIC doesn't cover all medical costs and won't include protection against lost baggage or passports. However it can cut through red tape and bureaucracy if the worst does ultimately occur.

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