This is a list of all travel insurance companies that offer cover for under 21s.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Virgin Travel Insurance
Maximum Travel Cover
Medical: Unlimited, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
90 days per trip
Kids are covered free, up to 3 kids under 18 per insured adult and Virgin include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
CoverForYou Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
62 days per trip
Special offer: free zero excess on all policies. Exclusive money.co.uk 10% Discount. Over 1 million travellers covered. Over 8,000 Positive Reviews in 2014. Up to £3,000 gadget cover. T&Cs apply.
JustTravelCover.com Travel Insurance
0800 9882843
Maximum Travel Cover
Medical: £10,000,000
Cover Options
Pre-Existing Medical Conditions
Maximum Single Trip Cover
365 days
Maximum Annual Cover
93 days per trip
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Staysure.co.uk Travel Insurance
0800 652 8161
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
104 days
Maximum Annual Cover
100 days per trip & 183 per year
Get 5% off all Travel Insurance covers with the code M5OFF. Terms & Conditions apply. Available until 31/12/2015.
Flexicover Travel Insurance
0800 954 8850
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £2,500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
31 days
Maximum Annual Cover
31 days per trip
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
Sainsbury's Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
59 days
Maximum Annual Cover
60 days per trip
25% discount for Nectar customers online. Choose from Annual Cover or Single Trip policies.
Discount doesn't apply to part of premium paid to cover pre-existing medical conditions.
AA Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
185 days
Maximum Annual Cover
45 days per trip
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
366 days
Maximum Annual Cover
90 days per trip
10% online discount, choose from LV= Essential or 5 star Defaqto rated Premier cover. Cruise cover automatically included on annual policies. Plus a range of additional extras to give you cover for your baggage and cover for winter sports.
Spectrum Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
100 days
Maximum Annual Cover
100 days per trip
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
120 days
Maximum Annual Cover
90 days per trip
Travel insurance direct from Aviva - save up to 20% when you buy online. Minimum price applies. See website for details.
Alpha Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £1,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
364 days
Maximum Annual Cover
31 days per trip
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess. Kids go free, plus discounts for couples.
goodtogoinsurance.com Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
94 days
Maximum Annual Cover
31 days per trip
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
Columbus Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
60 days per trip
Free kids cover on annual policies.
MORE TH>N Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
94 days
Maximum Annual Cover
62 days per trip
Up to 6 Kids under 18 go free on a Family Policy. Some existing medical conditions are chargeable. Above cover levels based on Diamond Policy. T&Cs apply.
Leisure Guard Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
548 days
Maximum Annual Cover
93 days per trip & 183 per year
Cruise cover included on all policies for no additional premium. Competitive rates for Over 65s starting at £47.40. 4 Star Defaqto Rated.
Insure For Travel Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Pre-Existing Medical Conditions
Maximum Single Trip Cover
180 days
Maximum Annual Cover
45 days per trip
Cruise cover included on all policies at no extra cost. Cover available for pre-existing medical conditions & reduced couple rates to age 74
EHIC Plus Travel Insurance
Maximum Travel Cover
Medical: £2,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
122 days
Maximum Annual Cover
31 days per trip
American Express Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £12,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
93 days
Maximum Annual Cover
120 days per trip & 240 per year
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
Go Walkabout Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
558 days
Maximum Annual Cover
31 days per trip
Debenhams Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
31 days per trip
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free. Terms and conditions apply.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find the Best Student Travel Insurance

Whether you are a student on a gap year or have finished your education for the time being, travel could well be high on your agenda.

Deciding where to go and what to see is an exciting part of preparing your trip; whilst on the other hand, making student travel insurance plans are somewhat less thrilling.

If you are a bit strapped for cash, you could well be tempted to skip the student holiday insurance and take your chances - after all, what could possibly go wrong?

Unfortunately, you don't need to be elderly or infirm to fall ill overseas. Different climates, food and activities can all take their toll and even something as simple as an ear infection - easily caught from a swimming pool or the sea - can cost around 300 to treat if you're not insured. And of course, the risk of losing vital documents or even your baggage being stolen is impossible to completely eliminate, no matter how vigilant you are.

However, no matter whether you are planning on going to Australia, USA, Canada, Asia or even sticking closer to home and exploring Europe, it's possible to get insured without spending all of your cash. We explain how to carry out a student travel insurance comparison to get the best results.

Type of cover

Before you even start to compare student travel insurance quotes, you will need to decide what kind of cover is going to be most appropriate for your circumstances.

If you are just taking an extended holiday and don't plan on being away for more than 31 days, single trip student travel insurance will be perfect. The exact maximum number of days varies between providers so make sure you check the fine print before signing up.

Alternatively, if you think you are going to be away for longer or are going to be having a few trips, getting annual student travel insurance won't just make things less hassle, you will also save money too.

Another option to consider is backpacker travel insurance as some companies offer cover for more than 700 days, and many come with the flexibility that you need when you have no fixed plans.

Comparing quotes

You may well be keen to crack on with your student travel insurance comparison and get the cover in place, but it's worth taking a few extra minutes to check what you will actually get.

For example, if you plan on being away for several months, how will you be funding yourself during your trip? Many students on a gap year pick up casual work whilst they are overseas which is not only a great way to meet new people from all around the world, but also helps to boost the bank balance.

If this is likely, you will need to ensure that you take out travel insurance for students working abroad. Check whether there are any exclusions which apply; some insurers won't cover you if you do manual work.

Trying new sports and activities is something many students also plan for their travels. Standard travel insurance often excludes this; but it is possible to find student travel insurance with sports cover.

Checking the features on a student insurance comparison table will help you identify the packages which offer the most comprehensive cover for the lowest premium.

Don't pay for what you don't need

You need to make sure you are properly protected as being stranded overseas or left with a bill you have no way of paying will ruin your memories of the trip. However, that doesn't mean you should simply opt for the most comprehensive cover on the market.

Think about what you actually need and what you will use. For example, when you arrange your student travel insurance Europe only cover can be purchased. If you don't plan on going further afield, why have world-wide protection as this will only increase your premium?

By cutting out benefits which are of no use and making sure you have everything you do need, you will be able to come up with a quote for the most competitive price without compromising on your cover consequently finding you cheap student travel insurance.

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