Flexicover Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £1,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
31 days
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
Staysure.co.uk Travel Insurance
0800 652 8161
Policy Details
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
104 days
High quality cheap travel insurance designed specifically to meet the requirements of the more mature traveller - 50+.
JustTravelCover.com Travel Insurance
0800 9882843
Policy Details
Medical: £10,000,000
Cover Options
Existing Medical Conditions
Maximum Trip Length
183 days
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
LV= Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
366 days
10% online discount on LV= Travel insurance. Choose from 'Essential' or 5 Star Defaqto rated 'Premier' cover. Winner of the Best Travel Insurance Provider at the Personal Finance Awards 2013/2014.
Aviva Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
120 days
Travel insurance direct from Aviva - save up to 20% when you buy online. Minimum price applies. See website for details.
Spectrum Travel Insurance
Policy Details
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Virgin Travel Insurance
Policy Details
Medical: Unlimited, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Kids are covered free, up to 3 kids under 18 per insured adult and we include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
Alpha Travel Insurance Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £1,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
364 days
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess! Kids go FREE, plus discounts for couples.
goodtogoinsurance.com Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £2,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
94 days
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
TopDog Travel Insurance
Policy Details
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000!
Columbus Travel Insurance
Policy Details
Medical: £15,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
FREE kids cover on annual policies.
Insure For All Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £1,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
10% discount when you buy online. Plus an extra 5% discount using the exclusive Money.co.uk discount code MON5PC when you apply.
AA Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
185 days
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
Tesco Bank Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
90 days
20% Guaranteed discount for Clubcard customers who buy online. Guaranteed discount is made up of an online and Clubcard discount. Discounts do not apply to options you can add to your policy. Online and Clubcard discounts are subject to a minimum premium.
EHIC Plus Travel Insurance
Policy Details
Medical: £2,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
122 days
Go Walkabout Travel Insurance Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £3,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
558 days
American Express Travel Insurance
Policy Details
Medical: £15,000,000, Cancellation: £12,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
120 days
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
CoverForYou Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £1,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
365 days
Over half a million travellers covered in the last year. 5 Star Cover with 97% satisfaction [source: feefo].
Coverwise Travel Insurance
Policy Details
Medical: £20,000,000, Cancellation: £6,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
90 days
Debenhams Travel Insurance
Policy Details
Medical: £10,000,000, Cancellation: £3,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
365 days
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free! Terms and conditions apply.

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How to Find the Best Student Travel Insurance

by DaisyLill

Whether you are a student on a gap year or have finished your education for the time being, travel could well be high on your agenda.

Beach Group Jumping

Deciding where to go and what to see is an exciting part of preparing your trip; whilst on the other hand, making student travel insurance plans are somewhat less thrilling.

If you are a bit strapped for cash, you could well be tempted to skip the student holiday insurance and take your chances - after all, what could possibly go wrong?

Unfortunately, you don't need to be elderly or infirm to fall ill overseas. Different climates, food and activities can all take their toll and even something as simple as an ear infection - easily caught from a swimming pool or the sea - can cost around 300 to treat if you're not insured. And of course, the risk of losing vital documents or even your baggage being stolen is impossible to completely eliminate, no matter how vigilant you are.

However, no matter whether you are planning on going to Australia, USA, Canada, Asia or even sticking closer to home and exploring Europe, it's possible to get insured without spending all of your cash. We explain how to carry out a student travel insurance comparison to get the best results.

Type of cover

Before you even start to compare student travel insurance quotes, you will need to decide what kind of cover is going to be most appropriate for your circumstances.

If you are just taking an extended holiday and don't plan on being away for more than 31 days, single trip student travel insurance will be perfect. The exact maximum number of days varies between providers so make sure you check the fine print before signing up.

Alternatively, if you think you are going to be away for longer or are going to be having a few trips, getting annual student travel insurance won't just make things less hassle, you will also save money too.

Another option to consider is backpacker travel insurance as some companies offer cover for more than 700 days, and many come with the flexibility that you need when you have no fixed plans.

Comparing quotes

You may well be keen to crack on with your student travel insurance comparison and get the cover in place, but it's worth taking a few extra minutes to check what you will actually get.

For example, if you plan on being away for several months, how will you be funding yourself during your trip? Many students on a gap year pick up casual work whilst they are overseas which is not only a great way to meet new people from all around the world, but also helps to boost the bank balance.

If this is likely, you will need to ensure that you take out travel insurance for students working abroad. Check whether there are any exclusions which apply; some insurers won't cover you if you do manual work.

Trying new sports and activities is something many students also plan for their travels. Standard travel insurance often excludes this; but it is possible to find student travel insurance with sports cover.

Checking the features on a student insurance comparison table will help you identify the packages which offer the most comprehensive cover for the lowest premium.

Don't pay for what you don't need

You need to make sure you are properly protected as being stranded overseas or left with a bill you have no way of paying will ruin your memories of the trip. However, that doesn't mean you should simply opt for the most comprehensive cover on the market.

Think about what you actually need and what you will use. For example, when you arrange your student travel insurance Europe only cover can be purchased. If you don't plan on going further afield, why have world-wide protection as this will only increase your premium?

By cutting out benefits which are of no use and making sure you have everything you do need, you will be able to come up with a quote for the most competitive price without compromising on your cover consequently finding you cheap student travel insurance.