Online DiscountMax Trip DurationMedical ExpensesCover 
EuropeWorldwide Incl. USAWorldwide Excl. USAWinter Sports
Flexicover
Travel Insurance
up to
10%
31
days
£10,000,000
Tel 0800 954 8850 0800 954 8850
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
CoverForYou
Travel Insurance
0%
up to
548
days
up to
£20,000,000
Over half a million travellers covered in the last year. 5 Star Cover with 97% satisfaction [source: feefo].
JustTravelCover.com
 
Travel Insurance
10%
up to
365
days
£10,000,000
Tel 0800 9882843 0800 9882843
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Spectrum
Travel Insurance
10%
up to
547
days
up to
£25,000,000
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Staysure.co.uk
Travel Insurance
0%
up to
550
days
up to
£10,000,000
Tel 0800 652 8161 0800 652 8161
High quality cheap travel insurance designed specifically to meet the requirements of the more mature traveller - 50+.
Barclays
Travel Insurance
20%
up to
365
days
up to
£10,000,000
20% Online Discount. T&Cs and exclusions apply.
Columbus
Travel Insurance
0%
up to
365
days
up to
£15,000,000
FREE kids cover on annual policies.
TopDog
Travel Insurance
10%
up to
548
days
up to
£25,000,000
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000!
Alpha Travel Insurance
 
Travel Insurance
15%
up to
744
days
£10,000,000
goodtogoinsurance.com
 
Travel Insurance
0%
up to
94
days
£10,000,000
Specialist cover for travellers with medical conditions - at a fair price. No age limits.
Explorer Travel Insurance
 
Travel Insurance
10%
up to
558
days
up to
£10,000,000
Choose from Single Trip, Annual, Cruise, Winter Sports, Backpacker and specialist Over 65's & Medical Conditions Travel Insurance.
LV=
Travel Insurance
10%
up to
366
days
£10,000,000
10% online discount on LV= Travel insurance. Choose from 'Essential' or 5 Star Defaqto rated 'Premier' cover. Winner of the Best Travel Insurance Provider at the Personal Finance Awards 2013/2014.
Virgin
Travel Insurance
0%
up to
548
days
up to
Unlimited
Kids are covered free, up to 3 kids under 18 per insured adult and they include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
Go Walkabout Travel Insurance
 
Travel Insurance
0%
up to
558
days
up to
£10,000,000
Aviva
Travel Insurance
20%
up to
120
days
£10,000,000
Travel insurance direct from Aviva - save up to 20% when you buy online (Minimum price applies).
Coverwise
Travel Insurance
0%
up to
90
days
up to
£20,000,000
insurefor.com
Travel Insurance
0%
up to
365
days
up to
£10,000,000
Get 13% Discount when using the code money13. T&c's apply. Offer ends 30/09/2014
Debenhams
Travel Insurance
0%
up to
365
days
up to
£10,000,000
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free! Terms and conditions apply.
Sainsbury's Bank
 
Travel Insurance
30%
up to
60
days
up to
£10,000,000
30% online discount on Sainsbury's annual travel insurance and 20% off single trip policies. Additional online discount exclusive to Nectar customers gives you 35% off your annual policy and 25% off your single trip policy.
Admiral
Travel Insurance
up to
0%
up to
365
days
£10,000,000
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How to Find the Best Student Travel Insurance

by DaisyLill

Whether you are a student on a gap year or have finished your education for the time being, travel could well be high on your agenda.

Beach Group Jumping

Deciding where to go and what to see is an exciting part of preparing your trip; whilst on the other hand, making student travel insurance plans are somewhat less thrilling.

If you are a bit strapped for cash, you could well be tempted to skip the student holiday insurance and take your chances - after all, what could possibly go wrong?

Unfortunately, you don't need to be elderly or infirm to fall ill overseas. Different climates, food and activities can all take their toll and even something as simple as an ear infection - easily caught from a swimming pool or the sea - can cost around 300 to treat if you're not insured. And of course, the risk of losing vital documents or even your baggage being stolen is impossible to completely eliminate, no matter how vigilant you are.

However, no matter whether you are planning on going to Australia, USA, Canada, Asia or even sticking closer to home and exploring Europe, it's possible to get insured without spending all of your cash. We explain how to carry out a student travel insurance comparison to get the best results.

Type of cover

Before you even start to compare student travel insurance quotes, you will need to decide what kind of cover is going to be most appropriate for your circumstances.

If you are just taking an extended holiday and don't plan on being away for more than 31 days, single trip student travel insurance will be perfect. The exact maximum number of days varies between providers so make sure you check the fine print before signing up.

Alternatively, if you think you are going to be away for longer or are going to be having a few trips, getting annual student travel insurance won't just make things less hassle, you will also save money too.

Another option to consider is backpacker travel insurance as some companies offer cover for more than 700 days, and many come with the flexibility that you need when you have no fixed plans.

Comparing quotes

You may well be keen to crack on with your student travel insurance comparison and get the cover in place, but it's worth taking a few extra minutes to check what you will actually get.

For example, if you plan on being away for several months, how will you be funding yourself during your trip? Many students on a gap year pick up casual work whilst they are overseas which is not only a great way to meet new people from all around the world, but also helps to boost the bank balance.

If this is likely, you will need to ensure that you take out travel insurance for students working abroad. Check whether there are any exclusions which apply; some insurers won't cover you if you do manual work.

Trying new sports and activities is something many students also plan for their travels. Standard travel insurance often excludes this; but it is possible to find student travel insurance with sports cover.

Checking the features on a student insurance comparison table will help you identify the packages which offer the most comprehensive cover for the lowest premium.

Don't pay for what you don't need

You need to make sure you are properly protected as being stranded overseas or left with a bill you have no way of paying will ruin your memories of the trip. However, that doesn't mean you should simply opt for the most comprehensive cover on the market.

Think about what you actually need and what you will use. For example, when you arrange your student travel insurance Europe only cover can be purchased. If you don't plan on going further afield, why have world-wide protection as this will only increase your premium?

By cutting out benefits which are of no use and making sure you have everything you do need, you will be able to come up with a quote for the most competitive price without compromising on your cover consequently finding you cheap student travel insurance.