Are you heading overseas on holiday? If so, taking out travel insurance for over 70 year olds is a must.
While you may want to save a few pounds by not arranging adequate protection, you may be left significantly out of pocket if something should happen while you are abroad.
Whist it is true that over 70 travel insurance may be more expensive than other policies, you needn’t pay a fortune for cover.
Cheap travel insurance for over 70 year olds is widely available with dozens of companies offering this type of cover.
What to look for when buying travel insurance over 70 cover
There are a number of factors that you should consider when you are shopping around for cheap travel insurance for over 70s.
Firstly, you should establish that the policy covers the duration and location of your holiday.
Single trip travel insurance is often only valid for a certain number of weeks and so you should check the whole of your holiday will be covered, particularly if you are going on a long trip.
Some policies restrict the part of the world that you can visit so make sure your destination is covered.
Secondly, you should make sure that the risks appropriate to you are covered.
Does the policy include medical treatment and, if so, is there a limit on the cost of such treatment?
Does the policy include theft or loss of your personal belongings? And, does the policy cover cancellation of your holiday if your tour operator goes out of business?
If you have any pre-existing medical conditions you should also make sure that a policy takes these into account.
When you buy your insurance you will generally be asked to provide some medical information and many policies will exclude medical treatment abroad if it relates to an existing condition.
However, travel insurance over 70 with medical conditions cover is available and you may well want to consider such a policy if you do have health issues.
Finally, it isn’t just the cheapest travel insurance for over 70s that you should consider.
Always make sure that you compare the quality of the cover that is offered as well as the price. There’s no point saving a few pence on your premium if your policy won’t pay out when you most need it.
Using our comparison table can help you find the right travel insurance for over 70s for you.