MORE TH>N Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £7,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
94 days
Up to 6 Kids under 18 go free on a Family Policy. Some existing medical conditions are chargeable. Above cover levels based on Diamond Policy. T&Cs apply.
CoverForYou Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
365 days
Special offer: free zero excess on all policies. Exclusive Money.co.uk 10% Discount. Over 1 million travellers covered. Over 8,000 Positive Reviews in 2014. Up to £3,000 gadget cover. T&Cs apply.
Virgin Travel Insurance
Maximum Travel Cover
Medical: Unlimited, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Kids are covered free, up to 3 kids under 18 per insured adult and Virgin include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
Staysure.co.uk Travel Insurance
0800 652 8161
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
104 days
Travel insurance designed specifically to meet the requirements of the more mature traveller - 50+.
Flexicover Travel Insurance
0800 954 8850
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £2,500
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
31 days
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
366 days
10% online discount on LV= Travel insurance. Choose from 'Essential' or 5 Star Defaqto rated 'Premier' cover. Winner of the Best Travel Insurance Provider at the Personal Finance Awards 2013/2014.
Spectrum Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Saga Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
120 days
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
120 days
Travel insurance direct from Aviva - save up to 20% when you buy online. Minimum price applies. See website for details.
Alpha Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £1,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
364 days
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess. Kids go free, plus discounts for couples.
TopDog Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000. T&Cs apply.
goodtogoinsurance.com Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
94 days
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
Columbus Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Free kids cover on annual policies.
Insure For All Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
10% discount when you buy online. Plus an extra 5% discount using the exclusive Money.co.uk discount code MON5PC when you apply.
AA Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
185 days
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
Tesco Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
90 days
20% Guaranteed discount for Clubcard customers who buy online. Guaranteed discount is made up of an online and Clubcard discount. Discounts do not apply to options you can add to your policy. Online and Clubcard discounts are subject to a minimum premium.
EHIC Plus Travel Insurance
Maximum Travel Cover
Medical: £2,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
122 days
American Express Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £12,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
120 days
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
Coverwise Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £6,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
90 days
Debenhams Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
365 days
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free. Terms and conditions apply.

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How to Find Cheap Cruise Travel Insurance

by Nick_Parkhouse

If you're heading out to sea on a cruise holiday, making sure you're fully insured should be one of your main priorities.

How to Find Cheap Cruise Travel Insurance

Ensuring that both you and your belongings are protected by cruise insurance cover whilst you're away gives you peace of mind should the worst happen.

And, don't assume that a standard travel insurance policy will cover you. Many policies are designed to cover land based holidays and won't necessarily pay out if, for example, you have to be airlifted to shore for medical treatment. Only by getting dedicated cruise holiday insurance can you be sure that you'll be covered.

What to look for when buying cheap cruise insurance.

There are various key factors you should look out for when you're buying cruise holiday insurance.

Firstly, it's vital to ensure that your policy is suitable for you and your trip. For example, does the policy have an age limit? Some cruise insurance cover will have a maximum age limit and so if you're above a certain age you may have to seek out a dedicated cruise insurance for over 65 year olds policy.

Also, does the policy cover the duration of your trip - particularly if it is a long cruise - and does it cover your chosen destinations? If you're heading further afield you may need a policy that covers worldwide rather than just European travel.

Additionally, you should check whether a cheap cruise insurance policy will cover you if you're taken ill with a pre-existing medical condition. If you suffer from a permanent or recurring illness, you must tell your insurer. Some companies will be happy to provide cruise insurance with medical conditions although may require a letter from your doctor saying that you're fit to travel.

Cruise holiday insurance: Cost v quality

Whilst saving money and finding cheap cruise insurance may be your priority, it is also important that you check the quality of the cover that you are buying.

Saving a few pounds on your premium could be false economy if your policy fails to pay out when you need it.

Establish exactly what your policy covers you for. Does it cover medical treatment and the costs of being taken to hospital from the cruise ship? Does it cover loss and theft of your personal belongings? And, does it cover cancellation of your trip due to illness or the failure of your tour operator?

Buying cruise holiday insurance

Many people are using the internet to research and buy cruise holiday insurance.

By undertaking a cruise travel insurance comparison using our website, you can compare both the cost and the cover of insurance offered by a wide range of providers so you find the best travel insurance that is currently offered.