This is a list of all travel insurance companies that offer annual multi-trip cover.
You can visit each insurer's website to view policy details and get quotes. How our site works.
JustTravelCover.com Travel Insurance
0800 9882843
Maximum Travel Cover
Medical: £10,000,000
Cover Options
Existing Medical Conditions
Maximum Trip Length
93 days
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
CoverForYou Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
62 days
Special offer: free zero excess on all policies. Exclusive Money.co.uk 10% Discount. Over 1 million travellers covered. Over 8,000 Positive Reviews in 2014. Up to £3,000 gadget cover. T&Cs apply.
Staysure.co.uk Travel Insurance
0800 652 8161
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
100 days
Travel insurance designed specifically to meet the requirements of the more mature traveller - 50+.
Virgin Travel Insurance
Maximum Travel Cover
Medical: Unlimited, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
90 days
Kids are covered free, up to 3 kids under 18 per insured adult and Virgin include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
Flexicover Travel Insurance
0800 954 8850
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £2,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
31 days
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
90 days
10% online discount, choose from LV= Essential or 5 star Defaqto rated Premier cover. Cruise cover automatically included on annual policies. Plus a range of additional extras to give you cover for your baggage and cover for winter sports.
Spectrum Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Saga Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
90 days
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
90 days
Travel insurance direct from Aviva - save up to 20% when you buy online. Minimum price applies. See website for details.
Alpha Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £1,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
31 days
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess. Kids go free, plus discounts for couples.
TopDog Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000. T&Cs apply.
goodtogoinsurance.com Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
31 days
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
Columbus Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £3,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
60 days
Free kids cover on annual policies.
Insure For All Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
60 days
10% discount when you buy online. Plus an extra 5% discount using the exclusive Money.co.uk discount code MON5PC when you apply.
AA Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
45 days
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
Tesco Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
60 days
20% Guaranteed discount for Clubcard customers who buy online. Guaranteed discount is made up of an online and Clubcard discount. Discounts do not apply to options you can add to your policy. Online and Clubcard discounts are subject to a minimum premium.
EHIC Plus Travel Insurance
Maximum Travel Cover
Medical: £2,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
31 days
American Express Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £12,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
120 days
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
Coverwise Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £6,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
31 days
Debenhams Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
31 days
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free. Terms and conditions apply.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Annual Travel Insurance Guide

by Hannah from money.co.uk

Jetting off around the globe on a regular basis, be it for work or pleasure, can be expensive especially if you have to fork out for travel insurance each time. Here's how to save money with an annual multi trip travel insurance policy.

woman snorkeling in tropical water

If you travel or take a holiday more than once in a year, you could save money if you take out annual multi trip travel insurance, rather than a separate policy every time you travel.

Here's how to find the best annual worldwide travel insurance policy so you covered on your travels for 12 months of the year.

Will annual cover be cheaper?

Before you start looking for the best annual multi trip travel insurance policy on the market you should ask yourself if an annual policy will be cheaper.

If you only travel overseas once or twice a year and within Europe a single travel insurance policy may be a cheaper choice, however, if you travel further afield and on a regular basis a cheap annual travel insurance policy is likely to be the best value.

Who needs cover?

It can cost less than 100 for you and all your family to be covered with one year travel insurance.

However compare policies carefully to see what the policy defines as 'family', conditions such as children's ages, differ from company to company, so if you have grown up children you want to be included in your policy you need to be extra careful.

What are the other benefits?

There are several other benefits to purchasing travel insurance annual cover in addition to any potential cost saving with many policies provide additional cover to that received when purchasing single trip insurance.

Typical added benefits include: Cover for holidays from 18 up to 90 days in duration, depending on your insurance company.

Holidays in the UK where at least two nights are spent in pre-booked holiday accommodation.

Cover for Winter sports holidays up to a total of 17 days during the period of insurance.

Finally, the advantage of a multi trip or annual travel insurance policy is that there is no need to worry about arranging cover for each journey you take and it is usually better value than buying individual policies for two or three trips a year - compare different cheap quotes to see.

Family or single annual cover?

Multi trip or annual travel insurance can be an even better deal for families.

Insurance for a couple will be cheaper than for two individual adults and cover for a family with children under 18 will usually be cheapest and is not usually much more expensive than cover for a couple.

However be aware of any restrictions on how the cover works. Some family travel policies only cover the family if everyone travels together.

The best policies will cover each adult travelling on his or her own, and even unaccompanied trips by the children.