Online DiscountMax Trip DurationMedical ExpensesCover 
EuropeWorldwide Incl. USAWorldwide Excl. USAWinter Sports
Flexicover
Travel Insurance
up to
10%
31
days
up to
£10,000,000
Tel 0800 954 8850 0800 954 8850
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000! money.co.uk exclusive products.
Columbus
Travel Insurance
0%
60
days
£10,000,000
FREE kids cover on annual policies.
CoverForYou
Travel Insurance
0%
up to
62
days
up to
£20,000,000
The UK's Favourite travel insurance. Over half a million travellers covered in the last year. 5 Star Cover with 97% satisfaction.
TopDog
Travel Insurance
10%
100
days
up to
£25,000,000
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000!
JustTravelCover.com
 
Travel Insurance
10%
93
days
£10,000,000
Tel 0800 9882843 0800 9882843
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Barclays
Travel Insurance
20%
up to
60
days
up to
£10,000,000
20% Online Discount. T&Cs and exclusions apply.
Staysure.co.uk
Travel Insurance
0%
100
days
up to
£10,000,000
Tel 0800 652 8161 0800 652 8161
High quality cheap travel insurance designed specifically to meet the requirements of the more mature traveller - 50+.
Spectrum
Travel Insurance
10%
100
days
up to
£25,000,000
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000!
Virgin
Travel Insurance
0%
up to
90
days
up to
Unlimited
Receive a free gift certificate, worth up to £15, to spend on a holiday treat if you buy an annual policy before 30th September 2014.
Alpha Travel Insurance
 
Travel Insurance
15%
31
days
£10,000,000
Explorer Travel Insurance
 
Travel Insurance
10%
up to
45
days
up to
£10,000,000
Choose from Single Trip, Annual, Cruise, Winter Sports, Backpacker and specialist Over 65's & Medical Conditions Travel Insurance.
LV=
Travel Insurance
10%
up to
90
days
£10,000,000
Get a 15% discount on our travel insurance when you buy a new policy online.
goodtogoinsurance.com
 
Travel Insurance
0%
31
days
£10,000,000
Specialist cover for travellers with medical conditions - at a fair price. No age limits.
Go Walkabout Travel Insurance
 
Travel Insurance
0%
31
days
£10,000,000
Debenhams
Travel Insurance
0%
up to
90
days
up to
Unlimited
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free! Terms and conditions apply.
Coverwise
Travel Insurance
0%
up to
31
days
up to
£20,000,000
Sainsbury's Bank
 
Travel Insurance
20%
60
days
up to
£10,000,000
If you are travelling outside of Europe the maximum age accepted for cover is 65.
20% online discount for everyone. Additional online discount-exclusive to Nectar customers, giving you up to 25% off. A Nectar card and valid code required.
American Express
 
Travel Insurance
20%
up to
120
days
up to
£15,000,000
5% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
CoverCloud
Travel Insurance
0%
31
days
up to
£10,000,000
Your quote includes a 10% discount from money.co.uk. Winter Sports and Long Staycover up to aged 69.
Saga
Travel Insurance
10%
90
days
£10,000,000
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Annual Travel Insurance Guide

by Hannah from money.co.uk, 4 Dec 2007

Jetting off around the globe on a regular basis, be it for work or pleasure, can be expensive especially if you have to fork out for travel insurance each time. Here's how to save money with an annual multi trip travel insurance policy.

Business Man With Globe

If you travel or take a holiday more than once in a year, you could save money if you take out annual multi trip travel insurance, rather than a separate policy every time you travel.

Here's how to find the best annual worldwide travel insurance policy so you covered on your travels for 12 months of the year.

Will annual cover be cheaper?

Before you start looking for the best annual multi trip travel insurance policy on the market you should ask yourself if an annual policy will be cheaper.

If you only travel overseas once or twice a year and within Europe a single travel insurance policy may be a cheaper choice, however, if you travel further afield and on a regular basis a cheap annual travel insurance policy is likely to be the best value.

Who needs cover?

It can cost less than 100 for you and all your family to be covered with one year travel insurance.

However compare policies carefully to see what the policy defines as 'family', conditions such as children's ages, differ from company to company, so if you have grown up children you want to be included in your policy you need to be extra careful.

What are the other benefits?

There are several other benefits to purchasing travel insurance annual cover in addition to any potential cost saving with many policies provide additional cover to that received when purchasing single trip insurance.

Typical added benefits include: Cover for holidays from 18 up to 90 days in duration, depending on your insurance company.

Holidays in the UK where at least two nights are spent in pre-booked holiday accommodation.

Cover for Winter sports holidays up to a total of 17 days during the period of insurance.

Finally, the advantage of a multi trip or annual travel insurance policy is that there is no need to worry about arranging cover for each journey you take and it is usually better value than buying individual policies for two or three trips a year - compare different cheap quotes to see.

Family or single annual cover?

Multi trip or annual travel insurance can be an even better deal for families.

Insurance for a couple will be cheaper than for two individual adults and cover for a family with children under 18 will usually be cheapest and is not usually much more expensive than cover for a couple.

However be aware of any restrictions on how the cover works. Some family travel policies only cover the family if everyone travels together.

The best policies will cover each adult travelling on his or her own, and even unaccompanied trips by the children.

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