How to save money with an annual travel insurance policy.
If you travel or take a holiday more than once in a year, you could save money if you take out annual or multi trip travel insurance online, rather than taking out a separate policy every time you travel. It can cost less than £100 for you and your family for annual insurance. However look carefully to see what the policy defines as 'family', conditions such as children's ages, differ from company to company.
There are benefits to purchasing annual travel insurance in addition to cost saving. Many policies provide additional cover to that received when purchasing single trip insurance. Typical added benenfits include:
Cover for holidays from 18 up to 90 days in duration, depending on your insurance company. Holidays in the UK where at least two nights are spent in pre-booked holiday accommodation. Cover for Winter sports holidays up to a total of 17 days during the period of insurance. The advantage of a multi trip or annual travel insurance policy is that there is no need to worry about arranging cover for each journey you take and it is usually better value than buying individual policies for two or three trips a year. Compare different cheap quotes to see.
Multi trip or annual travel insurance can be an even better deal for families. Insurance for a couple will be cheaper than for two individual adults and cover for a family with children under 18 will usually be cheapest and is not usually much more expensive than cover for a couple. However be aware of any restrictions on how the cover works. Some family travel policies only cover the family if everyone travels together. The best policies will cover each adult travelling on his or her own, and even unaccompanied trips by the children.
