MORE TH>N Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £7,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
94 days
Up to 6 Kids under 18 go free on a Family Policy. Some existing medical conditions are chargeable. Above cover levels based on Diamond Policy. T&Cs apply.
CoverForYou Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
365 days
Special offer: free zero excess on all policies. Exclusive Money.co.uk 10% Discount. Over 1 million travellers covered. Over 8,000 Positive Reviews in 2014. Up to £3,000 gadget cover. T&Cs apply.
JustTravelCover.com Travel Insurance
0800 9882843
Maximum Travel Cover
Medical: £10,000,000
Cover Options
Existing Medical Conditions
Maximum Trip Length
365 days
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Virgin Travel Insurance
Maximum Travel Cover
Medical: Unlimited, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Kids are covered free, up to 3 kids under 18 per insured adult and Virgin include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
Staysure.co.uk Travel Insurance
0800 652 8161
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
104 days
Travel insurance designed specifically to meet the requirements of the more mature traveller - 50+.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
366 days
10% online discount on LV= Travel insurance. Choose from 'Essential' or 5 Star Defaqto rated 'Premier' cover. Winner of the Best Travel Insurance Provider at the Personal Finance Awards 2013/2014.
Spectrum Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Saga Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
120 days
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
120 days
Travel insurance direct from Aviva - save up to 20% when you buy online. Minimum price applies. See website for details.
Alpha Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £1,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
364 days
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess. Kids go free, plus discounts for couples.
TopDog Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000. T&Cs apply.
goodtogoinsurance.com Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
94 days
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
Columbus Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Free kids cover on annual policies.
Insure For All Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
10% discount when you buy online. Plus an extra 5% discount using the exclusive Money.co.uk discount code MON5PC when you apply.
AA Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
185 days
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
Tesco Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
90 days
20% Guaranteed discount for Clubcard customers who buy online. Guaranteed discount is made up of an online and Clubcard discount. Discounts do not apply to options you can add to your policy. Online and Clubcard discounts are subject to a minimum premium.
EHIC Plus Travel Insurance
Maximum Travel Cover
Medical: £2,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
122 days
American Express Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £12,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
120 days
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
Coverwise Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £6,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
90 days
Debenhams Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
365 days
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free. Terms and conditions apply.

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How to Find The Best 90 Day Travel Insurance

by DominicJ from money.co.uk

Holidays are exciting but it's easy to forget something, especially if you're planning a long trip. Imagine discovering that your travel insurance doesn't cover you when you really need it - here's how to ensure that doesn't happen.

Beautiful rocky beach and seafront

When choosing your travel insurance ahead of a big trip you may be tempted to choose the most familiar provider or just look for cheap 90 day travel insurance - but have you got the right level of cover with your policy?

Here's how to check and make sure before you start your trip.

Do you need 90 day travel insurance?

Whether you choose to go backpacking across Europe, or fruit picking in Australia, or simply an extended visit to reunite with family members, the level of cover you have with your travel insurance needs to reflect this.

Standard cover generally entitles cover for a maximum of 30 days, which isn't always sufficient, so if you're travelling for longer you may need to look for specialist cover.

What do you need from your 90 day travel insurance policy?

Before you buy your travel insurance make a list of the key components that you need covered on your trip.

Consider these to assist you:

  • How long are you travelling for?

Standard policies may cover up to 30 days travel, anything that exceeds this will require specialist insurance such as 90 day annual travel insurance, designed for repetitive trips.

  • Where are you travelling?

Some policies will cover you for Europe only, while others offer worldwide cover if required. All travel insurance policies will still have a list of countries which it will not cover you in. These are typically areas where the Foreign Office advises you against travelling to. You can check these on the Foreign Office website.

  • What activities will you get involved with while travelling?

If you plan to pursue winter sports or any form of exercise whilst abroad it's important to check your policy document to see if cover is provided. You may have the chance to upgrade your policy as required, or you can use your upgraded price quote to compare with alternative travel insurance policies to match your needs.

  • How secure will your accommodation be whilst travelling?

Travel insurance policies will often stipulate in their terms that you will still need to maintain a level of security, especially when dealing with protecting personal belongings or money. If possible, the use of safes in hotel rooms can assist in enabling any loss whilst travelling.

  • Are you going away for a sporting competition?

If you plan to participate in any sporting competitions whilst abroad you will need to seek specialist travel insurance as this will be an exception to a standard travel insurance policy.

Attending a prolonged trip can be one of the most exciting adventurers you can have in life, so make sure you have the correct cover before you travel.

Have you already got 90 day travel insurance cover?

The first thing you must do is contact your travel insurance provider directly and ask if you already have cover for travel insurance for 90 days? The call-centre teams are experts on their insurance policies, or at least have access to someone who is, so don't be worried about challenging someone if you think they are unsure.

Extending the duration needed is often available with many providers, at an extra cost.

Are you ready to buy your personalised 90 day travel insurance policy?

Once you have decided on the level of cover you require for your trip you are ready to start shopping around and comparing prices to find the best price possible.

Also consider, is 90 days enough cover? If not then remember to look for policies that offer travel insurance for over 90 days.

Don't let "I feel like I am forgetting something" be the correct level of cover needed for you trip. Always adequately protect then enjoy yourself.