This is a list of all travel insurance companies that offer at least 90 days of trip cover.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Virgin Travel Insurance
Maximum Travel Cover
Medical: Unlimited, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
90 days per trip
Kids are covered free, up to 3 kids under 18 per insured adult and Virgin include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
CoverForYou Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
-
Special offer: free zero excess on all policies. Exclusive money.co.uk 10% Discount. Over 1 million travellers covered. Over 8,000 Positive Reviews in 2014. Up to £3,000 gadget cover. T&Cs apply.
JustTravelCover.com Travel Insurance
0800 9882843
Maximum Travel Cover
Medical: £10,000,000
Cover Options
Pre-Existing Medical Conditions
Maximum Single Trip Cover
365 days
Maximum Annual Cover
93 days per trip
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Staysure.co.uk Travel Insurance
0800 652 8161
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
104 days
Maximum Annual Cover
100 days per trip & 183 per year
Get 5% off all Travel Insurance covers with the code M5OFF. Terms & Conditions apply. Available until 31/12/2015.
AA Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
185 days
Maximum Annual Cover
-
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
366 days
Maximum Annual Cover
90 days per trip
10% online discount, choose from LV= Essential or 5 star Defaqto rated Premier cover. Cruise cover automatically included on annual policies. Plus a range of additional extras to give you cover for your baggage and cover for winter sports.
Spectrum Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
100 days
Maximum Annual Cover
100 days per trip
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Saga Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
120 days
Maximum Annual Cover
90 days per trip & 120 per year
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
120 days
Maximum Annual Cover
90 days per trip
Travel insurance direct from Aviva - save up to 20% when you buy online. Minimum price applies. See website for details.
Alpha Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £1,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
364 days
Maximum Annual Cover
-
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess. Kids go free, plus discounts for couples.
goodtogoinsurance.com Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
94 days
Maximum Annual Cover
-
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
Columbus Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
-
Free kids cover on annual policies.
MORE TH>N Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
94 days
Maximum Annual Cover
-
Up to 6 Kids under 18 go free on a Family Policy. Some existing medical conditions are chargeable. Above cover levels based on Diamond Policy. T&Cs apply.
Leisure Guard Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
548 days
Maximum Annual Cover
93 days per trip & 183 per year
Cruise cover included on all policies for no additional premium. Competitive rates for Over 65s starting at £47.40. 4 Star Defaqto Rated.
EHIC Plus Travel Insurance
Maximum Travel Cover
Medical: £2,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
122 days
Maximum Annual Cover
-
American Express Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £12,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
93 days
Maximum Annual Cover
120 days per trip & 240 per year
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
Go Walkabout Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
558 days
Maximum Annual Cover
-
Debenhams Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
-
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free. Terms and conditions apply.
Coverwise Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £6,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
90 days
Maximum Annual Cover
-
Insure For Travel Travel Insurance
Maximum Travel Cover
Medical: £5,000,000
Cover Options
Pre-Existing Medical Conditions
Maximum Single Trip Cover
180 days
Maximum Annual Cover
-
Cover available for pre-existing medical conditions and reduced couple rates.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find The Best 90 Day Travel Insurance

Holidays are exciting but it's easy to forget something, especially if you're planning a long trip. Imagine discovering that your travel insurance doesn't cover you when you really need it - here's how to ensure that doesn't happen.

When choosing your travel insurance ahead of a big trip you may be tempted to choose the most familiar provider or just look for cheap 90 day travel insurance - but have you got the right level of cover with your policy?

Here's how to check and make sure before you start your trip.

Do you need 90 day travel insurance?

Whether you choose to go backpacking across Europe, or fruit picking in Australia, or simply an extended visit to reunite with family members, the level of cover you have with your travel insurance needs to reflect this.

Standard cover generally entitles cover for a maximum of 30 days, which isn't always sufficient, so if you're travelling for longer you may need to look for specialist cover.

What do you need from your 90 day travel insurance policy?

Before you buy your travel insurance make a list of the key components that you need covered on your trip.

Consider these to assist you:

  • How long are you travelling for?

Standard policies may cover up to 30 days travel, anything that exceeds this will require specialist insurance such as 90 day annual travel insurance, designed for repetitive trips.

  • Where are you travelling?

Some policies will cover you for Europe only, while others offer worldwide cover if required. All travel insurance policies will still have a list of countries which it will not cover you in. These are typically areas where the Foreign Office advises you against travelling to. You can check these on the Foreign Office website.

  • What activities will you get involved with while travelling?

If you plan to pursue winter sports or any form of exercise whilst abroad it's important to check your policy document to see if cover is provided. You may have the chance to upgrade your policy as required, or you can use your upgraded price quote to compare with alternative travel insurance policies to match your needs.

  • How secure will your accommodation be whilst travelling?

Travel insurance policies will often stipulate in their terms that you will still need to maintain a level of security, especially when dealing with protecting personal belongings or money. If possible, the use of safes in hotel rooms can assist in enabling any loss whilst travelling.

  • Are you going away for a sporting competition?

If you plan to participate in any sporting competitions whilst abroad you will need to seek specialist travel insurance as this will be an exception to a standard travel insurance policy.

Attending a prolonged trip can be one of the most exciting adventurers you can have in life, so make sure you have the correct cover before you travel.

Have you already got 90 day travel insurance cover?

The first thing you must do is contact your travel insurance provider directly and ask if you already have cover for travel insurance for 90 days? The call-centre teams are experts on their insurance policies, or at least have access to someone who is, so don't be worried about challenging someone if you think they are unsure.

Extending the duration needed is often available with many providers, at an extra cost.

Are you ready to buy your personalised 90 day travel insurance policy?

Once you have decided on the level of cover you require for your trip you are ready to start shopping around and comparing prices to find the best price possible.

Also consider, is 90 days enough cover? If not then remember to look for policies that offer travel insurance for over 90 days.

Don't let "I feel like I am forgetting something" be the correct level of cover needed for you trip. Always adequately protect then enjoy yourself.

Featured guide

10 top tips for cutting the cost of travel insurance

If you're planning a trip abroad it's vital to be adequately covered. We share our top ten tips for getting the best value from your travel insurance.

Popular guides

How to get on the property ladder with no deposit

If you are not able to build a big enough deposit and starting to feel that owning your own home is just a pipe dream, do not despair. Here are several ways to get onto the property ladder without a hefty lump sum.

Will your pension provider let you get your cash?

Earlier this year the government gave us new powers to access our pension funds when we turn 55. Unfortunately not all pension providers have been quick to adapt to the changes! Here is what each is doing...

How to get a fair financial divorce settlement

Divorcing may be something you never thought you'd experience, but even if it's unexpected you'll need to protect your finances as well as your heart. We examine how to organise your finances through a divorce.

Related categories