Online DiscountMax Trip DurationMedical ExpensesCover 
EuropeWorldwide Incl. USAWorldwide Excl. USAWinter Sports
CoverForYou
Travel Insurance
0%
up to
548
days
up to
£20,000,000
Over half a million travellers covered in the last year. 5 Star Cover with 97% satisfaction [source: feefo].
JustTravelCover.com
 
Travel Insurance
10%
up to
365
days
£10,000,000
Tel 0800 9882843 0800 9882843
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Spectrum
Travel Insurance
10%
up to
547
days
up to
£25,000,000
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Columbus
Travel Insurance
0%
up to
365
days
up to
£15,000,000
FREE kids cover on annual policies.
Barclays
Travel Insurance
20%
365
days
£5,000,000
20% Online Discount. T&Cs and exclusions apply.
Staysure.co.uk
Travel Insurance
0%
up to
550
days
up to
£10,000,000
Tel 0800 652 8161 0800 652 8161
High quality cheap travel insurance designed specifically to meet the requirements of the more mature traveller - 50+.
TopDog
Travel Insurance
10%
up to
548
days
up to
£25,000,000
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000!
Virgin
Travel Insurance
0%
up to
548
days
up to
Unlimited
Kids are covered free, up to 3 kids under 18 per insured adult and they include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
Alpha Travel Insurance
 
Travel Insurance
15%
up to
744
days
£10,000,000
Explorer Travel Insurance
 
Travel Insurance
10%
up to
558
days
up to
£10,000,000
Choose from Single Trip, Annual, Cruise, Winter Sports, Backpacker and specialist Over 65's & Medical Conditions Travel Insurance.
LV=
Travel Insurance
10%
up to
366
days
£10,000,000
Get a 15% discount on our travel insurance when you buy a new policy online.
goodtogoinsurance.com
 
Travel Insurance
0%
94
days
£10,000,000
Specialist cover for travellers with medical conditions - at a fair price. No age limits.
Go Walkabout Travel Insurance
 
Travel Insurance
0%
558
days
up to
£10,000,000
Debenhams
Travel Insurance
0%
365
days
up to
£10,000,000
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free! Terms and conditions apply.
Coverwise
Travel Insurance
0%
90
days
up to
£20,000,000
American Express
 
Travel Insurance
20%
up to
730
days
up to
£15,000,000
5% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
OutbackerInsurance.com
 
Travel Insurance
0%
365
days
£5,000,000
CoverCloud
Travel Insurance
0%Unlimited
up to
£10,000,000
Your quote includes a 10% discount from money.co.uk. Winter Sports and Long Staycover up to aged 69.
Saga
Travel Insurance
10%
90
days
£10,000,000
AA
Travel Insurance
10%
up to
365
days
up to
£10,000,000
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
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How to Find The Best 90 Day Travel Insurance

by DominicJ from money.co.uk

Holidays are exciting but it's easy to forget something, especially if you're planning a long trip. Imagine discovering that your travel insurance doesn't cover you when you really need it - here's how to ensure that doesn't happen.

Airplane And Clouds

When choosing your travel insurance ahead of a big trip you may be tempted to choose the most familiar provider or just look for cheap 90 day travel insurance - but have you got the right level of cover with your policy?

Here's how to check and make sure before you start your trip.

Do you need 90 day travel insurance?

Whether you choose to go backpacking across Europe, or fruit picking in Australia, or simply an extended visit to reunite with family members, the level of cover you have with your travel insurance needs to reflect this.

Standard cover generally entitles cover for a maximum of 30 days, which isn't always sufficient, so if you're travelling for longer you may need to look for specialist cover.

What do you need from your 90 day travel insurance policy?

Before you buy your travel insurance make a list of the key components that you need covered on your trip.

Consider these to assist you:

  • How long are you travelling for?

Standard policies may cover up to 30 days travel, anything that exceeds this will require specialist insurance such as 90 day annual travel insurance, designed for repetitive trips.

  • Where are you travelling?

Some policies will cover you for Europe only, while others offer worldwide cover if required. All travel insurance policies will still have a list of countries which it will not cover you in. These are typically areas where the Foreign Office advises you against travelling to. You can check these on the Foreign Office website.

  • What activities will you get involved with while travelling?

If you plan to pursue winter sports or any form of exercise whilst abroad it's important to check your policy document to see if cover is provided. You may have the chance to upgrade your policy as required, or you can use your upgraded price quote to compare with alternative travel insurance policies to match your needs.

  • How secure will your accommodation be whilst travelling?

Travel insurance policies will often stipulate in their terms that you will still need to maintain a level of security, especially when dealing with protecting personal belongings or money. If possible, the use of safes in hotel rooms can assist in enabling any loss whilst travelling.

  • Are you going away for a sporting competition?

If you plan to participate in any sporting competitions whilst abroad you will need to seek specialist travel insurance as this will be an exception to a standard travel insurance policy.

Attending a prolonged trip can be one of the most exciting adventurers you can have in life, so make sure you have the correct cover before you travel.

Have you already got 90 day travel insurance cover?

The first thing you must do is contact your travel insurance provider directly and ask if you already have cover for travel insurance for 90 days? The call-centre teams are experts on their insurance policies, or at least have access to someone who is, so don't be worried about challenging someone if you think they are unsure.

Extending the duration needed is often available with many providers, at an extra cost.

Are you ready to buy your personalised 90 day travel insurance policy?

Once you have decided on the level of cover you require for your trip you are ready to start shopping around and comparing prices to find the best price possible.

Also consider, is 90 days enough cover? If not then remember to look for policies that offer travel insurance for over 90 days.

Don't let "I feel like I am forgetting something" be the correct level of cover needed for you trip. Always adequately protect then enjoy yourself.

Travel Insurance Comparison