<Instant access savings accounts

Compare instant and easy access savings accounts

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Is my money safe?
The FSCS guarantees that the first £85,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
275 results found, sorted by partner products. We always order products with our partners first and we may receive a small commission if you click on the deal and then purchase it. Find out how we order our comparisons.
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Raisin UK Paragon - Rainy Day Saver 2024 Easy Access

Account type
Instant access
Open with
£10,000
Interest rate
5% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10,0004.89%4.89%5%5%
Eligibility
Maximum Initial Deposit£85,000
Minimum Initial Deposit£10,000
Minimum Age18 years
Permanent UK Resident
Platinum Trusted Service Award 2024 (Feefo)

Hampshire Trust Bank Online Easy Access Account Issue 22

Account type
Instant access
Open with
£1
Interest rate
4.9% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.9%4.9%4.9%4.9%
Eligibility
Maximum Initial Deposit£250,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Aldermore Double Access Account (Issue 1)

Account type
Easy access
Open with
£1,000
Interest rate
4.9% AER variable
Protection scheme
FSCS
The rate includes an ongoing bonus subject to a maximum of 2 withdrawals per 12 month period. Further withdrawals are permitted however a lower rate of interest will be paid.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0001.5%4.9%1.5%4.9%
Eligibility
Maximum Initial Deposit£1,000,000
Minimum Initial Deposit£1,000
Minimum Age18 years
Permanent UK Resident

Clearbank - Chip Instant Access

Account type
Instant access
Open with
£1
Interest rate
4.84% AER variable
Protection scheme
FSCS
The account is offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility).
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users. Account is available on all Chip plans including free option.
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.74%4.74%4.84%4.84%
Eligibility
Maximum Initial Deposit£250,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Tesco Bank Internet Saver

Account type
Instant access
Open with
£1
Interest rate
4.81% AER variable on £1 to £1,000,000 inc. 3.56% fixed bonus for 12 months
Protection scheme
FSCS
Interest earned throughout each year will be paid on the last day of March. If Bonus interest applies to your account, Tesco will apply this at the end of your Bonus term.
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£11.25%4.81%1.25%4.81%
£1,000,0011.25%1.25%1.25%1.25%
Eligibility
Maximum Initial DepositUnlimited
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Yorkshire Building Society Internet Saver Plus Issue 14

Account type
Instant access
Open with
£1
Interest rate
4.8% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.8%4.8%4.8%4.8%
Eligibility
Maximum Initial Deposit£500,000
Minimum Initial Deposit£1
Minimum Age16 years
Permanent UK Resident

Post Office Money Online Saver Issue 73

Account type
Instant access
Open with
£1
Interest rate
4.75% AER variable inc. 3.2% fixed bonus for 12 months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£11.55%4.75%1.55%4.75%
Eligibility
Maximum Initial Deposit£2,000,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Saga Easy Access Savings Account

Account type
Instant access
Open with
£1
Interest rate
4.75% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.15%4.65%4.24%4.75%
Eligibility
Maximum Initial Deposit£100,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Marcus by Goldman Sachs Online Savings

Account type
Instant access
Open with
£1
Interest rate
4.75% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.15%4.65%4.24%4.75%
Eligibility
Maximum Initial Deposit£250,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

RCI Bank Freedom Savings Account

Account type
Instant access
Open with
£100
Interest rate
4.75% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1004.75%4.75%4.75%4.75%
Eligibility
Maximum Initial Deposit£250,000
Minimum Initial Deposit£100
Minimum Age18 years
Permanent UK Resident