Compare International Money Transfers

Compare the cheapest international money transfer services in the UK, find the best way to transfer money abroad from UK & save when you send money overseas. Our international money transfers comparison makes finding the cheapest way to transfer money overseas easy by helping you find the cheapest online money transfer service.
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All the money transfer companies listed in this comparison table have anti-money laundering controls in place.
 Transfer FeesTransfer AmountTransferFCA AuthorisedFastest Transfer 
Currency Solutions
Currency Transfer
£0£3,000Unlimitedsame day
Minimum transfer £3,000
Rated 9.8/10 from 500 Customer Reviews and Ranked #1 in Money Transfer Category on Trustpilot.
Currency Transfer
£0£500Unlimitedsame day
Free transfers on all transactions with excellent rates of exchange. TorFX is FCA Authorised with D&B "Rating 1" highest level of creditworthiness.
Currencies Direct
International Payments
£0£5,000Unlimitedsame day
Free transfers and excellent exchange rates. FCA authorised, highest credit rating available D&B "rating 1",18 years' experience saving our customers money. Friendly, expert service with NO JARGON!
International Money Transfer
£3£0.01Unlimitedsame day
The only site where you can request the rate at which you exchange and beat the interbank rate. 89% of customers recommend us to a friend.
Money Transfer
£9£50Unlimitedsame day
FREE transfers £3,000 . Over £100 billion transferred. FCA authorised. Reputation built on great rates & great service. Rated excellent & 5/5 from 1000 Trustpilot reviews
Smart Currency
Currency Exchange
£0£2,000Unlimitedsame day
International money transfer experts offering FREE transfers on amounts over £3000. A dedicated FX Trader to help you obtain the best exchange rates. 98% of our clients would recommend us to others. FCA authorised and regulated.
Personal Forex
£0£1,000Unlimitedsame day
Get two fee-free transfers when you open an account, plus free transfers thereafter when you send over £3,000 abroad.
Money Transfer
£0£1,000Unlimitedsame day
Dealing in foreign exchange for over 30 years. £11bn traded last year and with the highest credit rating in the industry your money transfers are in safe hands.
Money Transfer
£1£0.01£1,000,000same day
Best Price Guarantee provided. Currencies exchanged by interbank rates. Service rated 'Excellent' & 5/5 on Trustpilot
World First
Money Transfer
varies£250Unlimitedsame day
Book transfers by phone, or 24/7 using their best in class online platform. Fully FCA authorised service, and a National Business Awards for Customer Focus!
Global Reach Partners
Currency Transfer
varies£250Unlimitedsame day
Recommended by Which? Money magazine
Post Office
International Payments
£0£250Unlimitedsame day
A brand that you can trust and rely upon. Service rated 100% by Feefo Customer Reviews.
Western Union
Money Transfer
varies£1Unlimitedsame day
International Money Transfer
same day
First transfer is free, & with £5 min send Azimo is one of the most competitive transfer companies there is.
Money Transfer
£0£2,500Unlimitedsame day
CurrencyCart specialises in larger exchange and transfers. Looking after regular clients. Safe, Secure and Convenient. FCA Authorised.
International Payments
varies£600Unlimitedsame day
Register before 30 April 2014 for your FREE first transfer.
Rational FX
Money Transfer
varies£100Unlimitedsame day
Affordable, easy and secure money transfers worldwide for both Private and Business customers.
Caxton FX
International Payments
£0£100Unlimitedsame day customers will receive a guaranteed spread of 0.5% for their first transfer over £5,000
Money Transfer
£2.50£0.01£5,000same day visitors get their first transfer free! Next business day guarantee.
Currency UK
Money Transfer
£0£500Unlimitedsame day
Deal directly with currency exchange and payment experts with over 50 years of combined experience - Over 200 5* reviews on Trustpilot.
The FX Firm
Currency Transfer
£0£200Unlimitedsame day
FCA Authorised with free transfers. Rated "Excellent" by TrustPilot on service and rates
Halo Financial
Competitive Money Transfers
£0£1,000Unlimitedsame day
FCA authorised. Feefo - 214 excellent independent reviews, 5/5 customer rating. OPPGold Award. Your own FX manager to help you achieve the best rates of exchange. All in plain English and jargon-free.
VFX Financial PLC
Multi-Currency Payments
£0£3,000Unlimitedsame day
Exotic Currencies such as Chinese RMB, Kenyan Shilling, Polish Zloty etc. available. Multi-currency management online or using a Smart Phone App.
Quote "MONEY" when prompted 'Where did you hear about us?' during application to get free transfers.
£0£600£250,000same day
Transfer money at the best rates through the FairPay Price Guarantee!
Money Transfer
£7£50Unlimitedsame day
Concorde Currency
International Money Transfer
varies£250Unlimitedsame day
Excellent rates of exchange with free transfers when you send over £5,000 abroad. FCA Authorised and top 5 rank for Money Transfers on Trustpilot.
Money Transfer
varies£1,000Unlimitedsame day
IFX will save you money when you send funds overseas, guaranteed; plus transfer over £3,000 fee-free.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are displayed with non-faded buttons.

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Love the new lay out, quick and easy to use. The deals are great thank for hunting the down for us. Keep up the great work.
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How To Transfer Money Abroad

Whatever your reason for sending money abroad, choosing the money transfer service that gives you the best price will save you money. We look at the best way to transfer money overseas.

Couple Laptop

Whether you want to send funds across the pond to America or over the channel to Europe, it pays to choose the best money transfer service you can.

This means comparing your options and going with the money transfer company that lets you transfer money how and where you want to for the lowest cost and the least hassle.

Depending on the amount you want to transfer and where you want to send it, you can often quickly exclude providers that don’t offer the service or currency you need. However, with so many services offering international money transfers it can be difficult choosing the best one. Here’s how to get the best deal whenever you transfer money abroad:

How to make a cheap international money transfer

Money transfers are priced based on a combination of how much you want to transfer and how much the provider’s upfront charges add to the total. This means the overall cost will largely depend on two charges that are applicable to every money transfer, fees and exchange rates:


These are the clearest costs associated with a global money transfer and will be stated explicitly by the provider. They include any commission payable on the amount you send and the transfer fees that you’re liable for.

You may also need to pay receiving fees when your money arrives at its destination. Some providers don’t state these clearly – so make sure to check if you’ll incur a charge from the receiving account so you know exactly what you’ll pay.

Exchange rates

Exchange rates determine how many Dollars, Euros or Chinese Yen you will get for the amount you want to transfer and can be something of a hidden cost because they are more difficult to calculate.

Money transfer services often don’t state the exact exchange rate they offer; instead they tend to declare the cost of a money transfer as an overall package, inclusive of fees and exchange rates.

The easiest way to find the best money transfer abroad is to compare the total cost, i.e. how much your transfer will cost once all the fees, charges and exchange rates have been taken into account.

How to get the best exchange rate and fees

Many online money transfer providers will offer their better deals (and better rates) if you want to transfer a large sum, e.g. £5,000 or more. You should compare providers to see which offers the lowest threshold for its premium rates, and if your transfer is eligible.

You can use our money transfer comparison to find the cheapest money transfer service.

How long does an international bank transfer take?

This will depend on the provider you choose, the country you want to make the transfer to and the time and date you make the transfer.

Some providers offer the option of next day transfers for an extra charge, which can be vital if your schedule’s tight. Otherwise, many international wire transfers take between 3 to 5 working days, although they can take up to 2 weeks.

Check with providers and find out how long their international bank transfers take. If you can, compare their estimates by country or by region against other providers, and see if they fit into your timescale.

How it works

You’ll need to compare your options for making a money transfer abroad based on the timescale you’re working to, as well as how you can make transfers (whether by phone, via an agent or online), and the overall cost of the transfer.

Once you have found the cheapest way to transfer money overseas, you should also check that your intended recipient will be able to easily access the money once it has arrived.

The amount you pay will be the amount you want to transfer plus the provider’s fee for putting it through, usually taken in £pounds sterling.

Your transfer gets converted to the correct currency then forwarded to the location or account, ready to be withdrawn pending any receiving fees charged at the other end.

Money Transfer Comparison

A-Z Money Transfer Companies

View our full A to Z list of all money transfer companies.