Compare Mobile Phone Insurance

Compare mobile phone insurance cover & find the best UK phone insurance deals with our cheapest insurance comparison for mobile phones. Our mobile phone insurance comparison makes it easy to get the best mobile phone cover so you get top smartphone insurance for the cheapest price.
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 Maximum CoverStandard ExcessCoverMonthly Cost 
LossTheftWorldwideAccidental Damage
Protect your bubble
 
Family Mobile Insurance
varies
from
£25
from
£15.99
Protect four or more of your family's gadgets easily with Protect Your Bubble, starting from £15.99 for any four gadgets.
Protect your bubble
 
Multi Mobile Phone Insurance
varies£50
from
£2.68
Save 10% by quoting discount code MONEY10 at the "About you" step of application, offer ends 30/04/2014 + extra 10% off when insuring 2 gadgets or 15% when insuring 3+ (excludes Family Gadget option).
Protect your bubble
 
iPhone 5/5S/5C Insurance
£1,000£50
from
£5.99
Save 10% by quoting discount code MONEY10 at the "About you" step of application, offer ends 30/04/2014 + extra 10% off when insuring 2 gadgets or 15% when insuring 3+ (excludes Family Gadget option).
Protect your bubble
 
Mobile Phone Insurance (excl iPhone)
£1,000£50
from
£1.49
Save 10% by quoting discount code MONEY10 at the "About you" step of application, offer ends 30/04/2014 + extra 10% off when insuring 2 gadgets or 15% when insuring 3+ (excludes Family Gadget option).
Protect your bubble
 
iPhone Insurance
£600£50£3.99
Save 10% by quoting discount code MONEY10 at the "About you" step of application, offer ends 30/04/2014 + extra 10% off when insuring 2 gadgets or 15% when insuring 3+ (excludes Family Gadget option).
Gadget Cover
iPhone 5 Insurance
£1,200£50
from
£4.99
iPHONE CRAZE: iPhone 5S/5C insurance from only £4.99p/m + Save 15% by quoting discount code MONEY15 + 1st month free on any new policy. T&Cs apply. Offer ends 30th April 2014.
Gadget Cover
Mobile Phone Insurance (excl iPhone)
£600£25
from
£1.45
iPHONE CRAZE: iPhone 5S/5C insurance from only £4.99p/m + Save 15% by quoting discount code MONEY15 + 1st month free on any new policy. T&Cs apply. Offer ends 30th April 2014.
Gadget Cover
iPhone Insurance
£450£50
from
£3.99
iPHONE CRAZE: iPhone 5S/5C insurance from only £4.99p/m + Save 15% by quoting discount code MONEY15 + 1st month free on any new policy. T&Cs apply. Offer ends 30th April 2014.
Gadget Cover
Multi Mobile Phone Insurance
varies
from
£25
from
£2.98
iPHONE CRAZE: iPhone 5S/5C insurance from only £4.99p/m + Save 15% by quoting discount code MONEY15 + 1st month free on any new policy. T&Cs apply. Offer ends 30th April 2014.
Gadget Cover
iPhone 5S/5C Insurance
£1,200£50
from
£4.99
iPHONE CRAZE: iPhone 5S/5C insurance from only £4.99p/m + Save 15% by quoting discount code MONEY15 + 1st month free on any new policy. T&Cs apply. Offer ends 30th April 2014.
Better Buy Insurance
 
Mobile Phone Insurance Full
£750
up to
£75
£6.99
Better Buy Insurance would like to give you an exclusive offer. Code: sale10 - gives you a 10% discount on all Better Buy Insurance policies. Valid until: 30/04/14.
Better Buy Insurance
 
Mobile Phone Insurance Basic
£750
up to
£50
£4.99
Better Buy Insurance would like to give you an exclusive offer. Code: sale10 - gives you a 10% discount on all Better Buy Insurance policies. Valid until: 30/04/14.
Better Buy Insurance
 
Mobile Phone Insurance Lite
£750
up to
£50
£5.99
Better Buy Insurance would like to give you an exclusive offer. Code: sale10 - gives you a 10% discount on all Better Buy Insurance policies. Valid until: 30/04/14.
Switched On Insurance
 
Multi Mobile Phone Insurance
varies£25
from
£2.75
Defaqto 5 Star Rated - 2014. 2 Months free on ALL Annual Policies * LOW Excess * PAYG and Contract phones covered
Switched On Insurance
 
iPhone Insurance
£1,000£50
from
£3.33
Defaqto 5 Star Rated - 2014. 2 Months free on ALL Annual Policies * LOW Excess * PAYG and Contract phones covered.
Switched On Insurance
 
Mobile Phone Insurance
£1,000£25
from
£1.45
Defaqto 5 Star Rated - 2014. 2 Months free on ALL Annual Policies * LOW Excess * PAYG and Contract phones covered
gadgetbuddy.com
Mobile Phone Insurance
£1,000£50
from
£2.49
gadgetbuddy.com
iPhone Insurance
£1,000£50
from
£4.99
10% off enter code iPhone10.
Insure My Mobile Phone
 
Multi Mobile Phone Insurance
varies£50
from
£8.90
Insure My Mobile Phone
 
Mobile Phone Insurance
£750varies
from
£3.95
Insure My Mobile Phone
 
iPhone Insurance
£750£50£5.95
Budget Mobile Cover
 
Mobile Phone Insurance
£1,700£50
from
£1.49
Our ticks may seem like the rest but look at our cover and you'll know we're the best! Up To 20% Off - get an additional 5% off for every gadget covered, protect four gadgets annually and you'll get 20% off!
Budget Mobile Cover
 
iPhone Insurance
£1,700£50
from
£5.99
Our ticks may seem like the rest but look at our cover and you'll know we're the best! Up To 20% Off - get an additional 5% off for every gadget covered, protect four gadgets annually and you'll get 20% off!
Insurance 2 Go
Mobile Phone (exc iPhone) Lite
£700£25£4.99
Enter code Sale5 to get 5% discount on monthly and annual mobile phone & iPhone insurance policies. Offer expires 30/04/2014. T&C's apply.
Insurance 2 Go
Mobile Phone (exc iPhone) Full
£700£25£5.99
Enter code Sale5 to get 5% discount on monthly and annual mobile phone & iPhone insurance policies. Offer expires 30/04/2014. T&C's apply.
Insurance 2 Go
Mobile (exc iPhone) Basic
£700£25£3.99
Enter code Sale5 to get 5% discount on monthly and annual mobile phone & iPhone insurance policies. Offer expires 30/04/2014. T&C's apply.
Insurance 2 Go
iPhone Insurance Lite
£700£50£5.99
Enter code Sale5 to get 5% discount on monthly and annual mobile phone & iPhone insurance policies. Offer expires 30/04/2014. T&C's apply.
Insurance 2 Go
iPhone Insurance Full
£700£50£6.99
Enter code Sale5 to get 5% discount on monthly and annual mobile phone & iPhone insurance policies. Offer expires 30/04/2014. T&C's apply.
Insurance 2 Go
iPhone Insurance Basic
£700£50£3.99
Enter code Sale5 to get 5% discount on monthly and annual mobile phone & iPhone insurance policies. Offer expires 30/04/2014. T&C's apply.
i-Digital
Premier Cover
£2,500
from
£25
from
£6.18
Enter code MON15 to get 15% off your mobile phone insurance quote.
i-Digital
Essential Plus
£1,500
from
£25
from
£5.25
Enter code MON15 to get 15% off your mobile phone insurance quote.
i-Digital
Essential
£1,000
from
£25
from
£4.21
Enter code MON15 to get 15% off your mobile phone insurance quote.
Insure My Pocket
 
Phone Insurance Silver
£750£35£6.99
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Insure My Pocket
 
Phone Insurance Platinum
£750£35£9.99
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Insure My Pocket
 
Phone Insurance Gold
£750£35£7.99
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
helpucover
Mobile Phone Insurance
£1,500£50£14.99
With helpucover's great value Gadget and Mobile Phone Insurance you can relax safe in the knowledge that your electronic items and mobile phones are protected against loss and theft, accidental damage & mechanical breakdown. All this for just £14.99/month
Insure My Pocket
 
Phone Insurance + £1000 Tech Package Silver
£750 + £1,000yes£12
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Insure My Pocket
 
Phone Insurance + £500 Tech Package Silve
£750 + £500£35£8
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Insure My Pocket
 
Phone Insurance + £1000 Tech Package Platinum
£750 + £1,000£35£17
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Insure My Pocket
 
Phone Insurance + £500 Tech Package Platinum
£750 + £500£35£13
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Insure My Pocket
 
Phone Insurance + £1000 Tech Package Gold
£750 + £1,000£35£14
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Insure My Pocket
 
Phone Insurance + £500 Tech Package Gold
£750 + £500£35£11
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
CoverCloud
iPhone Insurance
£750£100£6.49
CoverCloud
Smartphone Insurance
£750£50£6.49
Why Warranties
iPhone 5 Insurance
£700£50
from
£2.50
Enter code money10 to get 10% off your policy. Genuine iPhone 5 insurance for only £29.99 per year. Why wouldn't you?
Why Warranties
Smartphone Insurance
£700£50
from
£2.08
Enter code money10 to get 10% off your policy. Ethical Smartphone Insurance that actually pays out. Insure your new Smartphone or iPhone from just £24.99 per year.
Buy Mobile Phone Insurance
 
iPhone Insurance
£750£75£9.99
Buy Mobile Phone Insurance
 
Mobile Phone Insurance
£750£50
from
£5.99
Insure My Pocket
 
Phone Insurance + £2000 Tech Package Platinum
£750 + £2,000£35£24
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Insure My Pocket
 
Phone Insurance + £2000 Tech Package Gold
£750 + £2,000£35£19
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Insure My Pocket
 
Phone Insurance + £2000 Tech Package Silver
£750 + £2,000£35£16
It's easy to insure your gadgets with Insure My Pocket. Simply pick the level of cover required, pick the package you want,and enter your details - they'll do the rest!
Click4Quote
Essential Plus
£750£50£6.98
If paying monthly, the least you will pay is a minimum deposit of £11.97, followed by 9 instalments of £6.99. Figures are based on insuring a single gadget.
Click4Quote
Essential
£500
per mobile
£50£6.55
If paying monthly, the least you will pay is a minimum deposit of £10.98, followed by 9 instalments of £6.55. Figures are based on insuring a single gadget.
Click4Quote
Premier
£1,000
per mobile
£50£7.89
If paying monthly, the least you will pay is a minimum deposit of £14, followed by 9 instalments of £7.89. Figures are based on insuring a single gadget.
Cheaper Gadget Insurance
 
Diamond Cover
£2,000
up to
£75
from
£13.33
Insure your favourite 5 gadgets all under one single policy. From £159.99 for the year.
Cheaper Gadget Insurance
 
Ruby Cover (Not Smartphone)
£2,000£50
from
£1.92
Cheaper Gadget Insurance
 
Ruby Cover (Smartphone)
£2,000£50
from
£2.99
Cheaper Gadget Insurance
 
Emerald Cover (Not Smartphone)
£2,000£75
from
£2.29
Cheaper Gadget Insurance
 
Emerald Cover (Smartphone)
£2,000£50
from
£3.80
Cheaper Gadget Insurance
 
Platinum Cover
£1,000£50
from
£5.83
Insure your favourite 5 gadgets all under one single policy. From £69.99 for the year.
Cheaper Gadget Insurance
 
Gold Cover
£500
up to
£75
from
£4.58
Insure your favourite 5 gadgets all under one single policy. From £54.99 for the year.
Cheaper Gadget Insurance
 
Sapphire Cover (Not Smartphone)
£2,000£50
from
£2.99
Cheaper Gadget Insurance
 
Sapphire Cover (Smartphone)
£2,000£50
from
£3.99
Cheap Gadget Insurance
 
Diamond Cover
£2,000
up to
£75
from
£13.33
Cheap Gadget Insurance
 
Platinum Cover
£1,000
up to
£75
from
£5.83
Cheap Gadget Insurance
 
Gold Cover
£500
up to
£75
from
£4.58

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Easy to understand, with clear sensible advice.

How to Find Cheap Mobile Phone Insurance

Mobile phones aren't just a must have tool not only for keeping in touch with friends and family, they're now mini computers that are expensive to replace. Here's how to find the best mobile phone insurance UK deals so your phone is fully protected.

Ipod Nano

If the thought of going without your mobile is a daunting prospect, taking out mobile insurance to cover the cost of a replacement should your phone get lost, stolen or damaged may make financial sense.

Here’s how to compare mobile phone insurance cover, so that you can rest assured you'll quickly be able to get a replacement if something happens to your mobile.

Do you need mobile phone insurance?

While protecting your mobile phone from theft, loss and damage can be a sensible move, before you take out dedicated insurance for mobile phones it makes sense to check that you don’t have existing cover included elsewhere.

If you have a pay-monthly packaged current account, you may find that it includes some mobile insurance, although you may need to register your handset.

Equally, some extended home insurance policies will also cover your mobile phone, so check your cover before you start looking for separate mobile phone insurance.

However, even if you find that you already have some cover, due to high insurance excesses or cover limitations, you may actually be better off taking out new cover from one of the many good mobile phone insurance companies that offer dedicated policies instead.

Carefully check your existing insurance policies to see if you're covered and to what extent.

If your cover isn't very comprehensive, you'd be charged a high excess, or you're worried about the impact of making a mobile claim on your premium then looking for separate cover is a good idea.

When it comes to looking for cheap mobile phone insurance compare the different options available carefully so that you make sure the additional cover you're paying for is worth the extra cost.

What level of cover do you want?

As with any type of insurance there are varying degrees of mobile insurance cover to choose from, with more comprehensive policies costing more than basic level protection.

The majority of policies offered by dedicated mobile phone insurance providers will offer protection against the theft of your phone as well as accidental damage.

However, if you want your cover to include protection against loss and the breakdown of your phone then you may need to choose a more comprehensive policy.

You will also need to establish how much cover your need by checking the cost of buying a replacement phone as even the best mobile phone insurance UK deals will set a maximum amount of cover.

Weigh up exactly what you are looking for and exclude the insurance deals that don’t offer you the level of cover you want before you start looking for the best price.

You should also check that your phone model is covered by that provider or policy; e.g. if you need to compare iPhone insurance specifically. Even a policy that covers iphones may not have been updated to protect the latest model yet, for example iPhone 5 insurance, and  a very basic policy may not give you the cover you need for your new Sony Xperian SP.

Look for the best price

After deciding exactly what you need from your mobile phone insurance policy the final step is to find the cheapest quote for your desired level of cover.

You can use our cheapest mobile phone insurance comparison table to compare the different features offered by the various mobile phone insurers and to get quotes for your mobile.

Mobile Phone Insurance Comparison

A-Z Mobile Phone Insurance Companies

View our full A to Z list of all mobile phone insurance companies.