You could get accepted for a life insurance policy, but it depends on:

  • What type of cancer you had

  • How long you had cancer for

  • The severity of the cancer you had

Get quotes from each insurer in our comparison by completing our broker form.

How to get the best policy?

Before you get quotes, think about the type of life insurance you want:

  • Level term: Choose a payout and how long you want cover for, then pay a fixed monthly premium until the policy ends.

  • Decreasing term: Choose a payout and how long you want cover for, then pay a monthly premium which reduces each month until the end of the policy.

  • Whole of life: Choose a payout, then pay fixed monthly premiums. You have the highest chance of getting a payout with this type of policy as it covers you for life.

What happens if you cannot get cover?

You may still be able to get some form of life insurance:

Life insurance with your cancer excluded

If you cannot get cover through our broker form, call them for guidance.

They could find an insurer that can offer life insurance that excludes the cancer you had.

Over 50s life insurance

If you are at least 50 years old, you could apply for over 50s life insurance which guarantees acceptance, regardless of your medical history.

However, the payout you get is usually lower compared to a standard life insurance policy.

Life insurance for cancer survivors FAQs

Q

Can I get life insurance if I have survived cancer?

A

You may find it harder to get cover, but you should still get as many quotes as you can until you get accepted for the cover you want.

Q

Do any insurers specialise in life insurance for cancer survivors?

A

No, you could get cover as a cancer survivor, but it relies on the details of your cancer and how risky each insurer's underwriter thinks you are.

Q

How much does life insurance cost?

A

The price is based on your age, how much cover you want, how long you want it for, and your medical history. Here is how to cut the cost of life insurance.

Q

Is life insurance guaranteed to pay out?

A

Only if your cause of death is covered in your policy, and you die during the term of the policy. Here is more on how life insurance works.

Q

Can I have more than one life insurance policy?

A

Yes, but you may find it cheaper to have one policy that gives you the exact cover you need. Use this comparison to get quotes to find the best price.

About our life insurance for cancer survivors comparison

Q

Who do we include in this comparison?

A

We include life insurance for cancer survivors from our panel of insurers. They are regulated by the Financial Conduct Authority (FCA).

Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.