Insuring your gadgets can cover the cost of repair or replacement if the worst happens, and shopping around for the right policy can save you money.

This comparison includes a range of gadget insurance policies, and you can use it to find the best cover for you at the cheapest price.

Shop around

Use this comparison to find as many quotes as possible, by comparing:

  • Cover options: Think about what you need to protect your gadgets against and find a policy that offers this. You may have to pay extra to add things like loss or theft, so make sure you have the cover you need.

  • Monthly cost: This is how much you pay for your insurance each month. It varies depending on how many gadgets you insure, what cover you have, and the excess you choose. Look for the lowest cost after you have decided what cover you need.

  • Maximum cover: This is the most an insurer will pay for any single item on your policy. Check how much your gadgets cost and get a policy that will pay enough money for you to replace them if you need to claim.

  • Excess: This is how much you pay towards each claim you make. It varies but you may find the monthly cost of your policy is higher if you have a low excess. Think about what you are prepared to pay towards claims and look for a policy that offers this.

Check for multi gadget discounts

Most insurers offer a discount when you add more than one gadget to your policy. For example, if you have two gadgets you could get a 10% discount.

You can add the following devices to one gadget insurance policy:

Think about getting a multi device insurance policy if you have several gadgets, or if you need to insure your family's devices.

Gadget insurance FAQs

Q

Am I covered if I lose my gadget?

A

It depends whether loss is included in your policy. Some insurers include it automatically, but you may need to pay extra cover it.

Q

Can I insure more than one gadget?

A

Yes, some insurers offer a discount if you take out a multi device policy. You can find multi device policies using our comparison.

Q

Will my gadgets be covered on my home insurance?

A

They might be, but you may not be able to claim for accidental damage or loss away from home. Here is more information.

Q

Will I get a brand new replacement if my gadget breaks?

A

Some insurers may repair your gadget, or provide you with a new one that is similar but not an exact match. Check if new for old cover is included.

Q

Can I cover second hand gadgets?

A

No, you can only insure gadgets you buy brand new or gadgets that have been refurbished to the manufacturer's standards.

Q

Will I be covered when I take my gadgets abroad?

A

Yes, most policies include up to 90 days of cover anywhere in the world.

About our gadget insurance comparison

Q

Who do we include in this comparison?

A

We include gadget insurance policies from our panel of direct insurers, who are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay extra and it does not affect the deal you get.