Compare motorbike insurance quotes

There are a few simple ways to make sure your motorbike insurance is as affordable as possible:

• Show you're a low-risk rider: Take an advanced riding course like BikeSafe, build up your no-claims bonus and improve your bike's security with approved locks or a locked garage. Insurers tend to reward safe riders with cheaper premiums.

• Pick your bike carefully: Smaller, less powerful bikes often get cheaper insurance quotes. Avoid performance modifications and keep your mileage realistic – overestimating can make your policy more expensive.

• Tailor your policy to your needs: Pay annually if you can to avoid extra fees, and only include the cover you actually require – skipping unnecessary extras can help you get the cheapest policy that still protects you.

Insurers consider several key factors when setting premiums:

• Your details: Age, postcode, riding experience, and claims history all influence your cost.

• Your bike: Make, model, engine size, and value can all affect premiums.

• Cover level: Fully comprehensive isn’t always the most expensive – sometimes third-party policies cost more.

• Usage: How you plan to ride — socially, commuting, or for work — affects your quote.

• Modifications: Custom parts can increase costs, while added security features may lower them.

• Storage: Bikes kept in a locked garage often cost less to insure than those parked on the street.

A multi-bike insurance policy (also called a multi-motorcycle policy) lets you cover more than one motorbike under a single plan. It's ideal for riders who own multiple bikes, whether for commuting, weekends or track days.

Benefits of a multi-bike policy include:

• A single renewal date: Manage all your bikes with one renewal instead of juggling multiple policies.

• Potentially lower premiums: Insurers often offer discounts when you cover multiple bikes together.

• Simpler management: You'll have one policy, one set of policy documents, and one insurer to deal with.

Not all insurers offer multi-bike insurance, so it's worth checking when comparing quotes to make sure you get the best option for your collection.