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Compare credit cards: Find our best credit card deals

Whether it's to spread the cost of purchases, paying off debt or earning rewards on spending, the right credit card can save you money.

Compare credit cards from over 10 leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

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Find and compare credit cards available to you,

without affecting your credit score

Credit card basics

If you're getting your first credit, want to know what credit card is best suited for you, or just want to know more about how credits works, we've got you covered.

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22 October 2021

How to get your first credit card

Getting your first credit card is an important financial step and can be a useful resource in the case of emergencies. Knowing how to apply for a credit card can be tricky. This guide is here to help.

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Tips & tricks

1

Always try to pay more than the minimum

Paying more than the minimum amount off your credit card balance each month will not only mean you clear your balance quicker, it will also significantly reduce the interest you pay over that time.

2

Pay your balance off in full every month

If you want to avoid being charged interest, always pay off the full balance of your credit each month. This way you won't be charged interest on your spending, and any rewards or cash back you may earn adds further to your savings.

3

Use balance transfers to pay off outstanding debt

If you want pay off an existing balance on a credit card and you're being charged interest, you could get 0% balance transfer card and save on paying interest for an introductory period. Interest free periods on some cards can be as long as 30 months.

4

Never miss a payment

Missing payments is a cardinal sin when using a credit card. Not only will you be charged a fee, it leaves a mark on your credit file and make it harder for you to get credit in the future. This is why it's important to at least make the minimum repayment.

5

Don't make too many applications

If your application for a credit card has been rejected, don't apply for another card right after. Making several applications can be interpreted as being desperate for credit. Wait at least six months till your apply again.

6

Avoid cash withdrawals

Withdrawing cash from your credit card is extremely expensive. Not only are you charged a fee, but you charged daily interest and it leaves a mark on your credit record which could impact any credit applications you make in the future. 

Credit score 101

What is a credit record?

It is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.

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How does credit scoring work?

We take a look at who decides your credit score and what you can do about it.

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How to improve your credit score

Here are some steps you can take to boost your chances of getting credit in the future.

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How to check your credit rating

It's important to regularly check your credit rating to stay on top of your finances.

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Your rights

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Section 75: Your free credit card purchase protection

Did you know that when you spend money on your credit card you get extra consumer protection on your purchases? Find out more about Section 75 of the Consumer Credit Act and how it can provide you with additional peace of mind.

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How to complain about financial services

If you are left out of pocket or are mistreated by your bank or insurer you may want to complain. Here is how to get your complaint heard.

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Debt rights explained

We look at what you need to know about your rights if you fall behind with debt payments and what creditors can do to get their money back.

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Do you have bad credit?

See which cards you'll be approved for ...

Features and insights

Find unique research and in-depth articles about credit cards and related personal finance topics that help you expand your knowledge.

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13 January 2022

The best (and worst) football stadiums in Europe

Which are the best-reviewed football stadiums by the fans that visit them? Money.co.uk has been able to discover the best football stadiums in Europe.

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20 January 2022

The best value celebrity-owned alcohol

Many famous faces have entered the world of entrepreneurship with their line of alcohol. But which one is both kind to your bank balance and a treat for your tastebuds?

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24 January 2022

The Beauty Index 2022

As a follow up from money.co.uk’s Beauty Index 2021, our credit card spending experts reveal the UK’s most searched for beauty products for 2022.

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Credit card FAQs

About our credit cards comparison

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