If more than one person drives your van, a policy that covers any driver could save money. Compare quotes from companies that offer the insurance you need for vans with more than one driver.
Looking through a range of options gives you more chance of securing a great deal. You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.
1
Enter your details
Let us know what you need so that we can find our best any driver van insurance policies. Consider whether you need any extras such as breakdown or legal cover or if you need your van insured while driving abroad.
2
Compare your options
Have a look through the options as cost can vary significantly between providers. The cheapest any driver van insurance policy might catch your eye however check the terms to ensure you're fully protected if you need to make a claim.
3
Apply and save
Monthly or annual payment options are available however you can typically get a cheaper van insurance policy by paying up front. Once you've decided on the provider you want simply apply for the cover.
| Available Direct | |
| Available Online | |
| Permanent UK Resident |
| Available Direct | |
| Available Online | |
| Permanent UK Resident |
| Available Direct | |
| Available Online | |
| Permanent UK Resident |
| Available Direct | |
| Available Online | |
| Permanent UK Resident |
| Available Direct | |
| Available Online | |
| Minimum Age | 21 years |
| Permanent UK Resident |
| Available Direct | |
| Available Online | |
| Permanent UK Resident |
| Available Direct | |
| Available Online | |
| Permanent UK Resident |
| Available Direct | |
| Available Online | |
| Permanent UK Resident |
| Available Direct | |
| Available Online | |
| Permanent UK Resident |
| Available Direct | |
| Available Online | |
| Permanent UK Resident |
An any-driver policy is one that covers anyone while they are driving your vehicle with your permission.
These policies can be ideal if your van is used for business, as any-driver insurance covers you and your driver colleagues under a single policy. You may also choose an any-driver van policy if you have a van that friends and family frequently use. This would allow more flexible, straightforward use than adding each person as a named driver on a standard policy.
Any-driver van insurance can be expensive, so you need to weigh up if the flexibility is worth the extra cost, or whether you would be better off with standard van insurance supplemented by temporary, short-term cover when needed.
If you have a van that lots of people need to drive there can be some big upsides. Any-driver insurance:
saves you adding named drivers to a regular vehicle insurance policy
means you don’t need lots of insurance policies for different people
is an efficient way to arrange insurance for multiple drivers
usually works out cheaper than having individual policies for each driver
The cost tends to be higher.
Any-driver cover means the insurer doesn’t know who might be using your vehicle or anything about their experience or driving history, so they charge more to cover themselves.
As with all car insurance, you can choose whether your policy offers cover that is:
fully comprehensive
third-party, fire and theft
third-party only
The level of cover is up to you. A fully comprehensive policy offers the greatest level of protection for you and your vehicle, but third-party cover is likely to be cheaper.
Any-driver insurance is available as an extension of many regular policies, and insurers generally don’t restrict who can have it. It’s popular with van drivers and you can usually find any-driver insurance offered as part of your commercial or personal van policy.
Commercial van insurance sometimes includes it in policies for delivery companies or similar operations where a number of employees drive different vans. Personal van insurance may include it if you use your van for social and domestic use.
Any-driver car insurance or van insurance means that anyone can drive your vehicle – there’s usually no limit on the number, but there might still be restrictions on who can drive.
There can be. Some policies ask you to list the names of the people who will be driving, although most don’t. Others might refuse to cover drivers under 25 years of age.
Be aware that any-driver van insurance covers one vehicle. If you need to cover several vehicles, look for multi-van insurance instead.
Compare as many policies as possible to find those that offer the cover you need, and then compare those based on their price. Don’t forget to factor in any excesses, because a lower excess might make a slightly higher premium more attractive.
Once you’ve found van insurance that includes any-driver cover, make sure the rest of the policy offers what you need.
Every policy is different. They also have various extras, such as:
Tools you carry. With the right insurance, you could be covered if your tools are lost, stolen or damaged by fire or an accident
Goods you transport. If you run a delivery service, for example, you could cover the packages or goods you transport against damage or theft in transit
Trailers. If you attach a trailer to your van, you could protect this against damage, loss and theft
Work out what cover you need from your van insurance before you get quotes to ensure you’re comparing the right kind of policies for your needs.
You can find everything that van insurance covers here.
The price of any-driver insurance can vary. It’s usually more expensive than a regular policy, but you’re paying for flexibility.
Factors that might affect the price of your any-driver van insurance include:
Your age. If you’re under 25, it’s likely you’ll have to pay more
Whether it’s for business or personal use. Any-driver van insurance for a business will be more expensive than for personal use because the van is likely to see a lot more use with different drivers
The size of your van. The bigger the vehicle, the more expensive the insurance. Lorries or large vans are likely to have higher premiums
Whether you’re transporting goods and/or machinery. If you’re transporting goods or machinery this will raise premiums, as they’re at risk of being damaged or stolen
There are a few alternatives to any-driver van insurance:
Adding named drivers: if you have a small number of potential drivers and your van has a regular driver while others use it only occasionally, this may be the most cost-effective option. Be aware that listing the wrong person as the main driver in an attempt to get a cheaper policy is called “fronting” and is illegal
Temporary insurance: if other people will only be driving your van for a short period, insuring them with a temporary policy may be cheaper than upgrading to an any-driver policy
Individual policies: while insuring everyone who drives your van with their own annual policy is likely to be more expensive, it might be viable depending on your circumstances
Understanding what insurance you need if you drive a van is important if you want to get the right cover at the right price. Find out more in our guide.
Read MoreShort-term van insurance can be a good option if you only need to insure a van for a short period of time. Here’s what you need to know.
Read MoreIf you use a van to make a living, it is vital you get the right protection so that you are covered if something goes wrong. Here is how commercial van insurance works.
Read MoreBy comparing van insurance you could save money on the policy. The best value van insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.
We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.
Last updated: 24 May 2022
