You can use our self select ISA table to find a product that lets you choose and invest in as many funds as you like, without the need for financial advice.

You can invest up to 20,000 into a stocks and shares ISA each tax year as either a lump sum, or added over several payments.

If you invest in a self select ISA, you will be completely responsible for the management and monitoring of your investments.

How our self select ISA table works

It breaks down the information you need to choose the right investment, including:

  • Funds: the number you can choose from to build your stocks and shares ISA

  • Protection scheme: if your money will be protected by a compensation scheme

  • Investment amount: how much you have to pay in to open the account

  • Transfer in fee: what you pay when you transfer an existing ISA into a new account

  • Transfer out fee: what you pay if you transfer your ISA to another account

How do you invest in a self select ISA?

To invest, open an account through a broker or with the platform provider you want to invest with, and choose the funds you want to make up your self managed stocks and shares ISA.

A broker may specialise in certain funds, and many let you use your ISA wrapper with OEICs or unit trusts, but this depends on the investment broker you choose.

Make sure you check each platforms fees online before you invest to find the cheapest way to manage your self select ISA.

What happens if your self select ISA does not perform well?

You do not need to keep your stocks and shares ISA in one place forever, almost every investment broker allows transfers in and out.

This means you can move your money into another investment that you feel will perform better in the future or has cheaper fees compared to what you already have.

Self select ISA FAQs


How old do I need to be to open a self select ISA?


You have to be at least 18 years old to make any form of stock market investment.


Do I need to get advice before opening a self select ISA?


No, they are designed to let you choose which funds to invest in. If you are unsure which funds to choose, seek advice before investing.


Does a self select ISA use up my ISA allowance?


Yes, you can pay in up to 20,000 each tax year in a stocks and shares ISA, cash ISA or innovative finance ISA, or split your allowance between all three.


How much can I pay into a self select ISA?


Up to 20,000 each tax year, less any money you pay into a cash or innovative finance ISA during the same tax year. Find out more about ISAs here.


Can I pay into more than one self select ISA?


No, you can only pay into one stocks and shares ISA during each tax year.

About our self select ISAs comparison


Who do we include in this comparison?


We include self select investment ISAs from our panel. They are regulated by the Financial Conduct Authority (FCA).

Here is more information about how our website works.


How do we make money from our comparison?


We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.