The best branch based savings account will pay you the highest interest rate for the access you need to your money.

You can find the latest branch account rates in this comparison, so you don't have to visit each bank or building society in your area.

What can you compare?

This comparison lets you check the following types of branch based savings accounts:

  • Instant access: Add or withdraw money from your account whenever you want.

  • Regular saver: Get an account designed for regular deposits and get access to your money when you need it.

  • Notice: You can withdraw money from this type of savings account with a fixed notice, like 60 days, or immediately with an interest penalty.

  • Fixed rate bond: Get a fixed rate on your savings, but no access for the term of the bond. You can close these early with an interest penalty.

  • Variable rate bond: Save up to a set amount each month, but with restrictions on withdrawals for a fixed term, like 1 year.

  • Cash ISA: Use your tax-free ISA allowance to save, with ISA accounts available as instant access, notice, regular saver and fixed term bonds.

Can you open branch accounts online?

Some savings accounts can be opened and managed online, as well as in branch, giving you maximum flexibility.

If you find a savings account from this comparison that says it can only be opened in branch, you will need to visit your local branch to get it.

Consider calling your nearest branch and booking an appointment to make sure someone can see you to open the account.

Branch based savings account FAQs

Q

How much can I save?

A

Usually as much as you want, but some accounts restrict how much you can save. Here is how to manage your savings.

Q

Can I take my money out whenever I want?

A

Yes, but only if the account allows withdrawals. Some do not let you take any money out without a penalty.

Q

Do I have to tie my money up to save?

A

No, you can choose how much access you have to your money by choosing the right savings account for your needs.

Q

Can I have more than one savings account?

A

Yes, however you can only save into one ISA every tax year. Here is help choosing the right savings account.

Q

Can I have a branch savings account if I have bad credit?

A

Yes, your finances are not checked when you open a savings account.

About our branch savings accounts comparison

Q

Who do we include in this comparison?

A

We include every personal branch based savings account. They are regulated by the Financial Conduct Authority (FCA).

Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.