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Renting rights during the coronavirus

Salman Haqqi, personal finance expert at money.co.uk, says: “There are nine million households in Britain renting from private landlords, the council or a housing association, and many of them have suffered a financial blow due to the coronavirus crisis.
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“The government passed an emergency law in March that restricts landlords from evicting their tenants over the next three months, but this “buffer” period expires on 25 June. Though the UK Government has said they will look to extend it, there is yet to be any formal announcement.

“Until then, it’s key that renters understand where they stand. Although they do not have an automatic right to a rent holiday, the government and the National Residential Landlords Association have said that tenants and landlords should work together to put in place a rent payment scheme. 

“It’s worth bearing in mind that landlords may also be facing financial pressures if they need to make mortgage payments on their property, and tenants should continue to pay their rent if they can afford it. 

“If tenants have seen a significant decrease in income, and are unable to come to an agreement on a payment scheme with their landlord, there is help out there.

“The housing charity Shelter has put together a template letter that can be used to contact landlords, to negotiate a rent reduction or discuss whether payments can be delayed. 

“It’s worth noting as well that renters also may be entitled to benefits to help meet housing costs if their income has reduced, even if they’re still working during lockdown. Citizens Advice has details of help available from local councils and the government.”

The full guide for renters rights during Coronavirus is on money.co.uk 

money.co.uk has launched a dedicated coronavirus hub to support people during the crisis; https://www.money.co.uk/guides/coronavirus