Compare Our Best Scooter Insurance

Protect yourself from large bills with insurance that will cover your scooter or moped. Compare quotes to find the policy and extras you want for the best price.

Sponsored by

Get quotes from these motorbike insurance providers and more

Hasting Direct
Bennetts motorbike insurance logo
BikeSure motorbike insurance logo
MCE motorbike insurance logo
Devitt motorbike insurance logo

Last updated: 25 March, 2022

What is scooter insurance?

Scooter insurance protects your scooter against accidental damage, theft, vandalism or fire.

It’s a legal requirement to have insurance to drive any motorcycle on UK roads, including scooters and mopeds. 

There are three types of scooter insurance. These are:

  • Third-party only: covers any damage you cause while using your scooter, including injuring other people or their property 

  • Third-party, fire and theft: adds another layer of cover that protects you if your scooter is stolen or damaged by fire 

  • Fully comprehensive: steps up the level of cover again and pays out if you damage your scooter or if it is vandalised

Find out more about motorbike insurance

How to find the best scooter insurance

To find the best scooter insurance, you need to:

  • decide what level of cover you need

  • choose any extras you want on your policy

  • compare quotes online to find the best scooter insurance 

We cover each of these points in greater detail below.

What level of scooter or moped insurance cover do you need?

Third-party is the minimum level of insurance you need to ride your scooter or moped legally. Otherwise, you could be convicted and receive both a fine and points on your licence. 

How to choose the right level of scooter or moped insurance cover for you

What policy extras do you want with your scooter insurance?

Adding extras usually costs more money but can give you valuable cover.

Some of the extras you can choose from include:

  • Foreign use cover: covers you during long trips abroad. Most scooter insurance will cover you to ride in Europe for up to 30 days, but you may need to pay for extra cover if you plan to take your bike on longer trips  

  • Helmets and clothing: adds cover for your clothing and accessories. Make sure the claim limit is high enough to cover the cost of your gear

  • Breakdown cover: gives you cover if your scooter breaks down. Some providers offer breakdown cover as standard, but it is charged as an extra with most policies

  • Multi-bike cover: allows you to add multiple scooters to your policy.

  • Pillion cover: is required to carry passengers on the back of your scooter (you must hold a full licence too)

  • Legal expenses cover: covers legal costs if you have an accident that’s not your fault

  • Wrong fuel cover: enables you to claim for costs if you accidentally fill your scooter with the wrong fuel

  • Key cover: covers you if you lose your scooter’s keys

  • Modification cover: offers extra protection for modified scooters

  • Personal accident cover: provides cover if you injure yourself in an accident

Find out how to choose the right scooter insurance.

How can I find cheap scooter insurance?

While it can be tempting to save money with cheap scooter insurance, it shouldn’t be your priority. The right scooter insurance is more important.

Once you know what you’re looking for, you can compare scooter insurance to find the right policy at the best price.

What information do I need to share to get scooter insurance?

When you get quotes for scooter insurance, you may need to share the following information:

  • your age, address and employment details 

  • Compulsory Basic Training (CBT) results

  • licence type

  • annual mileage

  • criminal record

  • claims made in the last five years

  • no-claims history

  • vehicle make, model, year of manufacturer and number plate 

  • the value of your bike 

  • details of modifications 

  • security devices fitted

Scooter insurance FAQs

Get motorbike insurance quotes

Compare motorbike insurance quotes to find a deal that works for you.

Sponsored by

Explore motorbike insurance guides

See more guides

Woman on motorbike

How to choose the right motorbike insurance

Insurance is essential if you ride a motorcycle, but finding the right policy depends on the type of bike you ride and how you use it. Here is how to find the right motorbike insurance.

Read More
Motorbike going around corner

What is motorbike insurance?

The right motorbike insurance can cover the cost of repairing or replacing your bike if it is damaged or stolen, while riding without it is against the law. Here is what you need to know.

Read More

Why compare motorbike insurance with

By comparing motorbike insurance you could save money on the policy. The best value motorbike insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

Proud to be award winning

We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.

stevie award
WMA 2021 Logo-768x632
nba logo
logo dma
ecommerce awards

Do you need another type of motorbike insurance?