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sorted by: Lowest initial monthly payment

  • Most popular
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Overall cost for comparison
  • Lowest initial monthly payment
How we order our comparisons
Post Office 5 year fixed
0808 168 7930
Initial rate
2.65% fixed until 30 Sep 2023
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
3.5% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 4% of the amount paid, before 30th September 2020
- then 3% of the amount paid, until 30th September 2022
- then 2% of the amount paid, until 30th September 2023

Other fees may apply.

HSBC 2 year fixed
0800 077 4270
Initial rate
2.04% fixed until 30 Nov 2020
Subsequent rate (SVR)
3.94% variable
Overall cost for comparison
3.7% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, in the first year
- then 1% of the amount paid, until 30th November 2020

Other fees may apply.

HSBC 5 year fixed
0800 077 4270
Initial rate
2.34% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.94% variable
Overall cost for comparison
3.4% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, in the first year
- 4% of the amount paid, in the second year
- 3% of the amount paid, in the third year
- 2% of the amount paid, in the fourth year
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

HSBC 2 year fixed
0800 077 4270
Initial rate
1.74% fixed until 30 Nov 2020
Subsequent rate (SVR)
3.94% variable
Overall cost for comparison
3.7% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£999 with an option to add to the loan
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, in the first year
- then 1% of the amount paid, until 30th November 2020

Other fees may apply.

HSBC 5 year fixed
0800 077 4270
Initial rate
2.14% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.94% variable
Overall cost for comparison
3.3% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£999 with an option to add to the loan
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, in the first year
- 4% of the amount paid, in the second year
- 3% of the amount paid, in the third year
- 2% of the amount paid, in the fourth year
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

HSBC 2 year fixed
0800 077 4270
Initial rate
1.94% fixed until 30 Nov 2020
Subsequent rate (SVR)
3.94% variable
Overall cost for comparison
3.7% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, in the first year
- then 1% of the amount paid, until 30th November 2020

Other fees may apply.

HSBC 5 year fixed
0800 077 4270
Initial rate
1.94% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.94% variable
Overall cost for comparison
3.3% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£999 with an option to add to the loan
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, in the first year
- 4% of the amount paid, in the second year
- 3% of the amount paid, in the third year
- 2% of the amount paid, in the fourth year
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

HSBC 5 year fixed
0800 077 4270
Initial rate
2.14% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.94% variable
Overall cost for comparison
3.3% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, in the first year
- 4% of the amount paid, in the second year
- 3% of the amount paid, in the third year
- 2% of the amount paid, in the fourth year
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

HSBC 2 year fixed
0800 077 4270
Initial rate
2.09% fixed until 30 Nov 2020
Subsequent rate (SVR)
3.94% variable
Overall cost for comparison
3.7% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, in the first year
- then 1% of the amount paid, until 30th November 2020

Other fees may apply.

HSBC 5 year fixed
0800 077 4270
Initial rate
2.49% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.94% variable
Overall cost for comparison
3.4% APRC
Monthly payment
-
More information on this mortgage Less information on this mortgage
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, in the first year
- 4% of the amount paid, in the second year
- 3% of the amount paid, in the third year
- 2% of the amount paid, in the fourth year
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

The results shown are for illustrative purposes, as you may not be eligible for every deal shown.

Lenders consider your credit record and financial circumstances when they decide if they can offer you a mortgage.

Overall representative example

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

4.12% APRC representative

Initial rate

2.40% fixed for 2 years(24 instalments of £755.51pm)

Subsequent rate (SVR)

4.41% variable for the remaining 23 years
(276 instalments of £922.40pm)

Lender fee

£548

Total amount payable

£273,258.83

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