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sorted by: Lowest initial rate
- Most popular
- Maximum LTV
- Lowest initial rate
- Lowest subsequent rate (SVR)
- Overall cost for comparison
How we order our comparisons
Yorkshire Building Society 2 year fixed stepped
Maximum LTV
75%
Initial rate
1.52% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 30 Jun 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£1,495
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 30th June 2020
- then 1.5% of the amount paid, until 30th June 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 30th June 2020
- then 1.5% of the amount paid, until 30th June 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed remortgage
0330 057 1718
Maximum LTV
60%
Initial rate
1.54% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£2,450 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
75%
Initial rate
1.55% fixed until 31 May 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
60%
Initial rate
1.56% fixed until 31 May 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
75%
Initial rate
1.58% fixed until 31 May 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
Other fees may apply.
More information on this mortgage
First Direct 2 year fixed
Maximum LTV
60%
Initial rate
1.59% fixed for 2 years
Subsequent rate (SVR)
4.19% variable
Overall cost for comparison
3.7% APRC
Available via telephone only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£490 paid upfront (non-refundable)
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all of your mortgage early you will be charged:
- 3% of the original loan, in the first year
- 2% of the original loan, in the second year
If you pay all of your mortgage early you will be charged:
- 3% of the original loan, in the first year
- 2% of the original loan, in the second year
Other fees may apply.
More information on this mortgage
First Direct 2 year fixed
Maximum LTV
75%
Initial rate
1.64% fixed for 2 years
Subsequent rate (SVR)
4.19% variable
Overall cost for comparison
3.7% APRC
Available via telephone only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£490 paid upfront (non-refundable)
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all of your mortgage early you will be charged:
- 3% of the original loan, in the first year
- 2% of the original loan, in the second year
If you pay all of your mortgage early you will be charged:
- 3% of the original loan, in the first year
- 2% of the original loan, in the second year
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
80%
Initial rate
1.65% fixed until 31 May 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed cashback mortgage
0330 057 1745
Maximum LTV
60%
Initial rate
1.65% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed cashback remortgage
0330 057 1745
Maximum LTV
60%
Initial rate
1.65% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed remortgage
0330 057 1718
Maximum LTV
60%
Initial rate
1.65% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Chelsea Building Society 2 year fixed stepped
Maximum LTV
75%
Initial rate
1.65% fixed until 31 Aug 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Aug 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£1,295
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st August 2020
- then 1.5% of the amount paid, until 31st August 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st August 2020
- then 1.5% of the amount paid, until 31st August 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed cashback mortgage
0330 057 1718
Maximum LTV
65%
Initial rate
1.67% fixed until 01 Sep 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.4% APRC
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed remortgage
0330 057 1718
Maximum LTV
65%
Initial rate
1.67% fixed until 01 Sep 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.4% APRC
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Yorkshire Building Society 2 year fixed stepped
Maximum LTV
85%
Initial rate
1.67% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 30 Jun 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£1,495 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 30th June 2020
- then 1.5% of the amount paid, until 30th June 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 30th June 2020
- then 1.5% of the amount paid, until 30th June 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year tracker
0330 057 1718
Maximum LTV
65%
Initial rate
1.68% base rate tracker until 01 Sep 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.4% APRC
Available on an interest only or repayment basis. For residential interest only and part and part loans there is a minimum combined gross income requirement of £75,000.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed remortgage
0330 057 1718
Maximum LTV
65%
Initial rate
1.72% fixed until 01 Sep 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.4% APRC
Available on an interest only or repayment basis. For residential interest only and part and part loans there is a minimum combined gross income requirement of £75,000.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed cashback mortgage
0330 057 1718
Maximum LTV
75%
Initial rate
1.73% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed cashback remortgage
0330 057 1745
Maximum LTV
75%
Initial rate
1.73% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed remortgage
0330 057 1718
Maximum LTV
75%
Initial rate
1.73% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Chelsea Building Society 2 year fixed stepped
Maximum LTV
85%
Initial rate
1.73% fixed until 31 Aug 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Aug 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£1,295
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st August 2020
- then 1.5% of the amount paid, until 31st August 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st August 2020
- then 1.5% of the amount paid, until 31st August 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
60%
Initial rate
1.74% fixed until 31 May 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
60%
Initial rate
1.76% fixed until 31 May 2021
Subsequent rate (SVR)
5.24% variable
Overall cost for comparison
4.6% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year tracker
0330 057 1718
Maximum LTV
75%
Initial rate
1.77% base rate tracker until 01 Sep 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.5% APRC
Available on an interest only or repayment basis. For residential interest only and part and part loans there is a minimum combined gross income requirement of £75,000.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year tracker remortgage
0330 057 1718
Maximum LTV
75%
Initial rate
1.77% base rate tracker until 01 Sep 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.5% APRC
Available on an interest only or repayment basis. For residential interest only and part and part loans there is a minimum combined gross income requirement of £75,000.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed cashback mortgage
0808 168 7930
Maximum LTV
85%
Initial rate
1.78% fixed until 31 May 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed cashback mortgage
0808 168 7930
Maximum LTV
60%
Initial rate
1.78% fixed until 31 May 2021
Subsequent rate (SVR)
5.24% variable
Overall cost for comparison
4.7% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
Other fees may apply.
More information on this mortgage
Clydesdale Bank 2 year fixed
Maximum LTV
75%
Initial rate
1.79% fixed until 30 Jun 2021
Subsequent rate (SVR)
5.2% variable
Overall cost for comparison
4.7% APRC
Fees
Application fee
No fee
Arrangement fee
£499 with an option to add to the loan
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 30th June 2020
- then 2% of the amount paid, until 30th June 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 30th June 2020
- then 2% of the amount paid, until 30th June 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed cashback mortgage
0330 057 1745
Maximum LTV
60%
Initial rate
1.79% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed cashback remortgage
0330 057 1745
Maximum LTV
60%
Initial rate
1.79% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed remortgage
0330 057 1718
Maximum LTV
60%
Initial rate
1.79% fixed until 01 Sep 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the outstanding balance, before 1st September 2021
Other fees may apply.
More information on this mortgage
Yorkshire Bank 2 year fixed
Maximum LTV
75%
Initial rate
1.79% fixed until 30 Jun 2021
Subsequent rate (SVR)
5.2% variable
Overall cost for comparison
4.7% APRC
Fees
Application fee
No fee
Arrangement fee
£499 with an option to add to the loan
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 30th June 2020
- then 2% of the amount paid, until 30th June 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 30th June 2020
- then 2% of the amount paid, until 30th June 2021
Other fees may apply.
More information on this mortgage
Yorkshire Building Society 2 year fixed stepped
Maximum LTV
65%
Initial rate
1.79% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 30 Jun 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 30th June 2020
- then 1.5% of the amount paid, until 30th June 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 30th June 2020
- then 1.5% of the amount paid, until 30th June 2021
Other fees may apply.
More information on this mortgage
Yorkshire Building Society 2 year fixed stepped offset
Maximum LTV
65%
Initial rate
1.79% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 30 Jun 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£995 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all of your mortgage early you will be charged:
- 2.5% of the original loan, before 30th June 2020
- then 1.5% of the original loan, until 30th June 2021
If you pay all of your mortgage early you will be charged:
- 2.5% of the original loan, before 30th June 2020
- then 1.5% of the original loan, until 30th June 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
85%
Initial rate
1.81% fixed until 31 May 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st May 2020
- then 2% of the amount paid, until 31st May 2021
Other fees may apply.
More information on this mortgage
Chelsea Building Society 2 year fixed stepped cashback mortgage
Maximum LTV
65%
Initial rate
1.82% fixed until 31 Aug 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Aug 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£495 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st August 2020
- then 1.5% of the amount paid, until 31st August 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st August 2020
- then 1.5% of the amount paid, until 31st August 2021
Other fees may apply.
More information on this mortgage
Chelsea Building Society 2 year fixed stepped remortgage
Maximum LTV
65%
Initial rate
1.82% fixed until 31 Aug 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Aug 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£495 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st August 2020
- then 1.5% of the amount paid, until 31st August 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st August 2020
- then 1.5% of the amount paid, until 31st August 2021
Other fees may apply.
More information on this mortgage
Virgin Money 3 year fixed cashback mortgage
0330 057 1745
Maximum LTV
60%
Initial rate
1.83% fixed until 01 Sep 2022
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.7% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the outstanding balance, before 1st September 2022
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the outstanding balance, before 1st September 2022
Other fees may apply.
More information on this mortgage
Virgin Money 3 year fixed cashback remortgage
0330 057 1745
Maximum LTV
60%
Initial rate
1.83% fixed until 01 Sep 2022
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.7% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the outstanding balance, before 1st September 2022
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the outstanding balance, before 1st September 2022
Other fees may apply.
More information on this mortgage
Overall representative example
Based on borrowing
£170,000 over 25 years
The overall cost of comparison
3.85% APRC representative
Initial rate
2.72% fixed for 5 years(60 instalments of £782.33pm)
Subsequent rate (SVR)
4.51% variable for the remaining 20 years
(240 instalments of £914.78pm)
Lender fee
£510
Total amount payable
£266,997.33
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