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sorted by: Lowest initial rate
- Most popular
- Maximum LTV
- Lowest initial rate
- Lowest subsequent rate (SVR)
- Overall cost for comparison
How we order our comparisons
Yorkshire Building Society 2 year fixed stepped cashback mortgage
Maximum LTV
65%
Initial rate
1.46% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Mar 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£995 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st March 2020
- then 1.5% of the amount paid, until 31st March 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st March 2020
- then 1.5% of the amount paid, until 31st March 2021
Other fees may apply.
More information on this mortgage
Yorkshire Building Society 2 year fixed stepped remortgage
Maximum LTV
60%
Initial rate
1.46% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Mar 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£995 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st March 2020
- then 1.5% of the amount paid, until 31st March 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st March 2020
- then 1.5% of the amount paid, until 31st March 2021
Other fees may apply.
More information on this mortgage
Yorkshire Building Society 2 year fixed stepped remortgage
Maximum LTV
75%
Initial rate
1.47% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Mar 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st March 2020
- then 1.5% of the amount paid, until 31st March 2021
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st March 2020
- then 1.5% of the amount paid, until 31st March 2021
Other fees may apply.
More information on this mortgage
Barclays 2 year fixed
Maximum LTV
60%
Initial rate
1.54% fixed until 30 Apr 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£2,499
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th April 2021
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th April 2021
Other fees may apply.
More information on this mortgage
Royal Bank of Scotland 2 year fixed remortgage
0800 068 7667
Maximum LTV
60%
Initial rate
1.54% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
4.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th June 2020
- then 1% of the amount paid, until 30th June 2021
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th June 2020
- then 1% of the amount paid, until 30th June 2021
Other fees may apply.
More information on this mortgage
Virgin Money 2 year fixed remortgage
0330 057 1718
Maximum LTV
60%
Initial rate
1.54% fixed until 01 May 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£2,450 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 4.5% of the outstanding balance, before 1st May 2024
If you pay all or part of your mortgage early you will be charged:
- 4.5% of the outstanding balance, before 1st May 2024
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
75%
Initial rate
1.55% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st March 2020
- then 2% of the amount paid, until 31st March 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st March 2020
- then 2% of the amount paid, until 31st March 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
60%
Initial rate
1.56% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st March 2020
- then 2% of the amount paid, until 31st March 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st March 2020
- then 2% of the amount paid, until 31st March 2021
Other fees may apply.
More information on this mortgage
Lloyds Bank 2 year fixed for existing borrowers
Maximum LTV
60%
Initial rate
1.56% fixed until 30 Apr 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.7% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the amount paid, before 30th April 2020
- then 1.1% of the amount paid, until 30th April 2021
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the amount paid, before 30th April 2020
- then 1.1% of the amount paid, until 30th April 2021
Other fees may apply.
More information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
75%
Initial rate
1.58% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st March 2020
- then 2% of the amount paid, until 31st March 2021
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st March 2020
- then 2% of the amount paid, until 31st March 2021
Other fees may apply.
More information on this mortgage
Overall representative example
Based on borrowing
£170,000 over 25 years
The overall cost of comparison
4.23% APRC representative
Initial rate
2.39% fixed for 2 years(24 instalments of £754.34pm)
Subsequent rate (SVR)
4.52% variable for the remaining 23 years
(276 instalments of £932.06pm)
Lender fee
£534
Total amount payable
£275,888.25
About our mortgage comparison
Who do we include in this comparison?
We include mortgages from every lender in the UK. They are all from lenders regulated by the Financial Conduct Authority. Here is more information about how our website works.
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We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and the deal you get is not affected.