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sorted by: Lowest initial rate

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Overall cost for comparison
How we order our comparisons
Halifax 2 year tracker for first time buyers
Maximum LTV
60%
Initial rate
1.34% base rate tracker until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year tracker for first time buyers
Maximum LTV
75%
Initial rate
1.39% base rate tracker until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
60%
Initial rate
1.4% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
4.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
60%
Initial rate
1.4% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
60%
Initial rate
1.4% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,499 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
60%
Initial rate
1.4% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,499 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed cashback remortgage for people with an existing current account
Maximum LTV
60%
Initial rate
1.43% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.7% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed remortgage
Maximum LTV
60%
Initial rate
1.43% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
60%
Initial rate
1.44% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
60%
Initial rate
1.44% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
4.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
60%
Initial rate
1.44% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
75%
Initial rate
1.45% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,499 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
75%
Initial rate
1.45% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
4.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
75%
Initial rate
1.45% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Yorkshire Building Society 2 year fixed stepped cashback mortgage
Maximum LTV
65%
Initial rate
1.46% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Mar 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£995 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st March 2020
- then 1.5% of the amount paid, until 31st March 2021

Other fees may apply.

More information on this mortgage Less information on this mortgage
Yorkshire Building Society 2 year fixed stepped remortgage
Maximum LTV
60%
Initial rate
1.46% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Mar 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£995 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st March 2020
- then 1.5% of the amount paid, until 31st March 2021

Other fees may apply.

More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed remortgage
Maximum LTV
60%
Initial rate
1.46% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,499 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Yorkshire Building Society 2 year discount stepped
Maximum LTV
75%
Initial rate
1.47% until (3.52% discount on SVR)
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.3% APRC
The initial rate will be followed by a rate of 4.25% until 31 Mar 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
£995 with an option to add to the loan
Product fee
No fee
Other fees may apply
More information on this mortgage Less information on this mortgage
Yorkshire Building Society 2 year fixed stepped remortgage
Maximum LTV
75%
Initial rate
1.47% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.99% variable
Overall cost for comparison
4.2% APRC
The initial rate will be followed by a rate of 4.25% until 31 Mar 2024 (0.74% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2.5% of the amount paid, before 31st March 2020
- then 1.5% of the amount paid, until 31st March 2021

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
60%
Initial rate
1.48% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year tracker for first time buyers
Maximum LTV
80%
Initial rate
1.48% base rate tracker until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Barclays 2 year tracker
Maximum LTV
60%
Initial rate
1.49% base rate tracker for 2 years
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
75%
Initial rate
1.49% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
75%
Initial rate
1.49% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
70%
Initial rate
1.51% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year tracker for first time buyers
Maximum LTV
85%
Initial rate
1.52% base rate tracker until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed cashback remortgage for people with an existing current account
Maximum LTV
75%
Initial rate
1.53% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,499 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed remortgage
Maximum LTV
75%
Initial rate
1.53% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,499 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Barclays 2 year fixed
Maximum LTV
60%
Initial rate
1.54% fixed until 30 Apr 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£2,499
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th April 2021

Other fees may apply.

More information on this mortgage Less information on this mortgage
Royal Bank of Scotland 2 year fixed remortgage
0800 068 7667
Maximum LTV
60%
Initial rate
1.54% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
4.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th June 2020
- then 1% of the amount paid, until 30th June 2021

Other fees may apply.

More information on this mortgage Less information on this mortgage
Virgin Money 2 year fixed remortgage
0330 057 1718
Maximum LTV
60%
Initial rate
1.54% fixed until 01 May 2021
Subsequent rate (SVR)
5.19% variable
Overall cost for comparison
4.9% APRC
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£2,450 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 4.5% of the outstanding balance, before 1st May 2024

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
80%
Initial rate
1.54% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,499 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
80%
Initial rate
1.54% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
4.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
80%
Initial rate
1.54% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
75%
Initial rate
1.55% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st March 2020
- then 2% of the amount paid, until 31st March 2021

Other fees may apply.

More information on this mortgage Less information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
60%
Initial rate
1.56% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st March 2020
- then 2% of the amount paid, until 31st March 2021

Other fees may apply.

More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed for existing borrowers
Maximum LTV
60%
Initial rate
1.56% fixed until 30 Apr 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
3.7% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1.5% of the amount paid, before 30th April 2020
- then 1.1% of the amount paid, until 30th April 2021

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
85%
Initial rate
1.57% fixed until 30 Jun 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,499 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed for first time buyers
Maximum LTV
85%
Initial rate
1.57% fixed until 31 May 2021
Subsequent rate (SVR)
4.24% variable
Overall cost for comparison
4.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1,495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Post Office 2 year fixed
0808 168 7930
Maximum LTV
75%
Initial rate
1.58% fixed until 31 Mar 2021
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st March 2020
- then 2% of the amount paid, until 31st March 2021

Other fees may apply.

More information on this mortgage Less information on this mortgage
Overall representative example

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

4.23% APRC representative

Initial rate

2.39% fixed for 2 years(24 instalments of £754.34pm)

Subsequent rate (SVR)

4.52% variable for the remaining 23 years
(276 instalments of £932.06pm)

Lender fee

£534

Total amount payable

£275,888.25

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