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sorted by: Lowest initial rate

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Overall cost for comparison
How we order our comparisons
Lloyds Bank 2 year fixed remortgage
Maximum LTV
60%
Initial rate
1.24% fixed until 31 Aug 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.4% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
60%
Initial rate
1.34% fixed until 30 Sep 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
75%
Initial rate
1.38% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Yorkshire Building Society 5 year fixed
Maximum LTV
75%
Initial rate
1.53% fixed until 31 Aug 2025
Subsequent rate (SVR)
4.49% variable
Overall cost for comparison
3.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£1495 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st August 2021
- then 4% of the amount paid, until 31st August 2022
- then 3% of the amount paid, until 31st August 2023
- then 2.5% of the amount paid, until 31st August 2024
- then 1.5% of the amount paid, until 31st August 2025

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
80%
Initial rate
1.56% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Yorkshire Building Society 3 year fixed stepped cashback mortgage
Maximum LTV
75%
Initial rate
1.66% fixed until 31 Aug 2023
Subsequent rate (SVR)
4.49% variable
Overall cost for comparison
3.7% APRC
The initial rate will be followed by a rate of 4.25% until 31 Aug 2025 (0.24% discount on the SVR).
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£495 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st August 2021
- then 2.5% of the amount paid, until 31st August 2022
- then 1.5% of the amount paid, until 31st August 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed remortgage
Maximum LTV
60%
Initial rate
1.72% fixed until 31 May 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 5 year fixed remortgage
Maximum LTV
60%
Initial rate
1.72% fixed until 30 Sep 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 30th September 2021
- then 4% of the amount paid, until 30th September 2022
- then 3% of the amount paid, until 30th September 2023
- then 2% of the amount paid, until 30th September 2024 until 30th September 2025

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed remortgage
Maximum LTV
75%
Initial rate
1.75% fixed until 31 May 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 5 year fixed remortgage
Maximum LTV
80%
Initial rate
1.82% fixed until 31 May 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
60%
Initial rate
1.95% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 5 year fixed for existing borrowers
Maximum LTV
85%
Initial rate
2% fixed until 31 Jul 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.2% APRC
Available to existing borrowers not moving only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st July 2021
- then 4% of the amount paid, until 31st July 2022
- then 3% of the amount paid, until 31st July 2023
- then 2% of the amount paid, until 31st July 2024
- then 1% of the amount paid, until 31st July 2025

Other fees may apply.

More information on this mortgage Less information on this mortgage
Lloyds Bank 5 year fixed
Maximum LTV
50%
Initial rate
2.04% fixed until 31 Aug 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
75%
Initial rate
2.05% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
85%
Initial rate
2.09% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
80%
Initial rate
2.09% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed
Maximum LTV
60%
Initial rate
2.11% fixed until 31 Aug 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st August 2021
- then 1% of the amount paid, until 31st August 2022

Other fees may apply.

More information on this mortgage Less information on this mortgage
Lloyds Bank 5 year fixed
Maximum LTV
60%
Initial rate
2.14% fixed until 31 Aug 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback remortgage
Maximum LTV
60%
Initial rate
2.15% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.6% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
60%
Initial rate
2.16% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st May 2021
- then 1% of the amount paid, until 31st May 2022

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed remortgage
Maximum LTV
60%
Initial rate
2.18% fixed until 31 May 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Lloyds Bank 10 year fixed remortgage
Maximum LTV
75%
Initial rate
2.19% fixed until 31 Aug 2030
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
2.8% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 6% of the amount paid, before 31st August 2025
- then 5% of the amount paid, until 31st August 2026
- then 4% of the amount paid, until 31st August 2027
- then 3% of the amount paid, until 31st August 2028
- then 2% of the amount paid, until 31st August 2029
- then 1% of the amount paid, until 31st August 2030

Other fees may apply.

More information on this mortgage Less information on this mortgage
Yorkshire Building Society 7 year fixed
Maximum LTV
75%
Initial rate
2.19% fixed until 31 Aug 2027
Subsequent rate (SVR)
4.49% variable
Overall cost for comparison
3.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
£495 with an option to add to the loan
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st August 2022
- then 4% of the amount paid, until 31st August 2024
- then 3% of the amount paid, until 31st August 2025
- then 2.5% of the amount paid, until 31st August 2026
- then 1.5% of the amount paid, until 31st August 2027

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 10 year fixed remortgage
Maximum LTV
60%
Initial rate
2.23% fixed until 31 May 2030
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 6% of the amount paid, before 31st May 2025
- then 5% of the amount paid, until 31st May 2026
- then 4% of the amount paid, until 31st May 2027
- then 3% of the amount paid, until 31st May 2028
- then 2% of the amount paid, until 31st May 2029
- then 1% of the amount paid, until 31st May 2030

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed remortgage
Maximum LTV
60%
Initial rate
2.25% fixed until 31 May 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st May 2021
- then 4% of the amount paid, until 31st May 2022
- then 3% of the amount paid, until 31st May 2023
- then 2% of the amount paid, until 31st May 2024
- then 1% of the amount paid, until 31st May 2025

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
75%
Initial rate
2.29% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st May 2021
- then 1% of the amount paid, until 31st May 2022

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback remortgage
Maximum LTV
85%
Initial rate
2.29% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.6% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
80%
Initial rate
2.29% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st May 2021
- then 1% of the amount paid, until 31st May 2022

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed remortgage
Maximum LTV
75%
Initial rate
2.3% fixed until 31 May 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Lloyds Bank 5 year fixed
Maximum LTV
60%
Initial rate
2.31% fixed until 31 Aug 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st August 2021
- then 4% of the amount paid, until 31st August 2022
- then 3% of the amount paid, until 31st August 2023
- then 2% of the amount paid, until 31st August 2024
- then 1% of the amount paid, until 31st August 2025

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
85%
Initial rate
2.32% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st May 2021
- then 1% of the amount paid, until 31st May 2022

Other fees may apply.

More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed
Maximum LTV
75%
Initial rate
2.34% fixed until 31 Aug 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.6% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 10 year fixed remortgage
Maximum LTV
75%
Initial rate
2.35% fixed until 31 May 2030
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 6% of the amount paid, before 31st May 2025
- then 5% of the amount paid, until 31st May 2026
- then 4% of the amount paid, until 31st May 2027
- then 3% of the amount paid, until 31st May 2028
- then 2% of the amount paid, until 31st May 2029
- then 1% of the amount paid, until 31st May 2030

Other fees may apply.

More information on this mortgage Less information on this mortgage
Lloyds Bank 10 year fixed
Maximum LTV
60%
Initial rate
2.36% fixed until 31 Aug 2030
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 6% of the amount paid, before 31st August 2025
- then 5% of the amount paid, until 31st August 2026
- then 4% of the amount paid, until 31st August 2027
- then 3% of the amount paid, until 31st August 2028
- then 2% of the amount paid, until 31st August 2029
- then 1% of the amount paid, until 31st August 2030

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed remortgage
Maximum LTV
80%
Initial rate
2.43% fixed until 31 May 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st May 2021
- then 4% of the amount paid, until 31st May 2022
- then 3% of the amount paid, until 31st May 2023
- then 2% of the amount paid, until 31st May 2024 until 31st May 2025

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed remortgage
Maximum LTV
60%
Initial rate
2.44% fixed until 31 May 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st May 2021
- then 1% of the amount paid, until 31st May 2022

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed remortgage
Maximum LTV
85%
Initial rate
2.49% fixed until 31 May 2025
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.3% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st May 2021
- then 4% of the amount paid, until 31st May 2022
- then 3% of the amount paid, until 31st May 2023
- then 2% of the amount paid, until 31st May 2024
- then 1% of the amount paid, until 31st May 2025

Other fees may apply.

More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed
Maximum LTV
80%
Initial rate
2.49% fixed until 31 Aug 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.6% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Lloyds Bank 2 year fixed
Maximum LTV
75%
Initial rate
2.5% fixed until 31 Aug 2022
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.6% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st August 2021
- then 1% of the amount paid, until 31st August 2022

Other fees may apply.

More information on this mortgage Less information on this mortgage
Lloyds Bank 10 year fixed remortgage
Maximum LTV
60%
Initial rate
2.51% fixed until 31 Aug 2030
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
2.9% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 6% of the amount paid, before 31st August 2025
- then 5% of the amount paid, until 31st August 2026
- then 4% of the amount paid, until 31st August 2027
- then 3% of the amount paid, until 31st August 2028
- then 2% of the amount paid, until 31st August 2029
- then 1% of the amount paid, until 31st August 2030

Other fees may apply.

More information on this mortgage Less information on this mortgage

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Overall representative example

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

3.42% APRC representative

Initial rate

2.30% fixed for 5 years(60 instalments of £726.61pm)

Subsequent rate (SVR)

3.94% variable for the remaining 20 years
(240 instalments of £871.33pm)

Lender fee

£470

Total amount payable

£253,185.32

About our mortgage comparison

Who do we include in this comparison?

We include mortgages from every lender in the UK. They are all from lenders regulated by the Financial Conduct Authority. Here is more information about how our website works.

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