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sorted by: Lowest initial rate

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Overall cost for comparison
How we order our comparisons
Halifax 2 year fixed
Maximum LTV
60%
Initial rate
0.89% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
0.89% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
0.89% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th November 2022
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
0.89% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
0.89% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th November 2022
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
60%
Initial rate
0.9% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
0.9% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
0.9% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th November 2022
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
0.9% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
0.9% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.4% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th November 2022
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed
Maximum LTV
60%
Initial rate
1.03% fixed until 30 Nov 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.1% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
75%
Initial rate
1.03% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
75%
Initial rate
1.03% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
75%
Initial rate
1.03% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th November 2022
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
75%
Initial rate
1.03% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
75%
Initial rate
1.03% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th November 2022
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
1.03% fixed until 31 Dec 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st December 2022
- then 4% of the amount paid, until 31st December 2023
- then 3% of the amount paid, until 31st December 2024
- then 2% of the amount paid, until 31st December 2025
- then 1% of the amount paid, until 31st December 2026

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
1.03% fixed until 30 Nov 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 30th November 2022
- then 4% of the amount paid, until 30th November 2023
- then 3% of the amount paid, until 30th November 2024
- then 2% of the amount paid, until 30th November 2025
- then 1% of the amount paid, until 30th November 2026

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
1.03% fixed until 31 Dec 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st December 2022
- then 4% of the amount paid, until 31st December 2023
- then 3% of the amount paid, until 31st December 2024
- then 2% of the amount paid, until 31st December 2025
- then 1% of the amount paid, until 31st December 2026

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
1.03% fixed until 30 Nov 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1495 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 30th November 2022
- then 4% of the amount paid, until 30th November 2023
- then 3% of the amount paid, until 30th November 2024
- then 2% of the amount paid, until 30th November 2025
- then 1% of the amount paid, until 30th November 2026

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
75%
Initial rate
1.04% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
75%
Initial rate
1.04% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
75%
Initial rate
1.04% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th November 2022
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
75%
Initial rate
1.04% fixed until 30 Nov 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 30th November 2022
- then 1% of the amount paid, until 30th November 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
75%
Initial rate
1.04% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 3 year fixed
Maximum LTV
60%
Initial rate
1.05% fixed until 31 Dec 2024
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 3 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
1.05% fixed until 31 Dec 2024
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st December 2022
- then 2% of the amount paid, until 31st December 2023
- then 1% of the amount paid, until 31st December 2024

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 3 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
1.05% fixed until 31 Dec 2024
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st December 2022
- then 2% of the amount paid, until 31st December 2023
- then 1% of the amount paid, until 31st December 2024

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
1.06% fixed until 31 Dec 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st December 2022
- then 4% of the amount paid, until 31st December 2023
- then 3% of the amount paid, until 31st December 2024
- then 2% of the amount paid, until 31st December 2025
- then 1% of the amount paid, until 31st December 2026

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
1.06% fixed until 30 Nov 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 30th November 2022
- then 4% of the amount paid, until 30th November 2023
- then 3% of the amount paid, until 30th November 2024
- then 2% of the amount paid, until 30th November 2025
- then 1% of the amount paid, until 30th November 2026

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
1.06% fixed until 31 Dec 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st December 2022
- then 4% of the amount paid, until 31st December 2023
- then 3% of the amount paid, until 31st December 2024
- then 2% of the amount paid, until 31st December 2025
- then 1% of the amount paid, until 31st December 2026

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
1.06% fixed until 30 Nov 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
3.1% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 30th November 2022
- then 4% of the amount paid, until 30th November 2023
- then 3% of the amount paid, until 30th November 2024
- then 2% of the amount paid, until 30th November 2025
- then 1% of the amount paid, until 30th November 2026

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed
Maximum LTV
60%
Initial rate
1.1% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers for new build properties only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
 
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Other fees may apply
More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
1.1% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
60%
Initial rate
1.1% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers for new build properties only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
1.1% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 2 year fixed cashback mortgage
Maximum LTV
60%
Initial rate
1.1% fixed until 31 Dec 2023
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers for new build properties only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, before 31st December 2022
- then 1% of the amount paid, until 31st December 2023

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 3 year fixed
Maximum LTV
75%
Initial rate
1.14% fixed until 31 Dec 2024
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st December 2022
- then 2% of the amount paid, until 31st December 2023
- then 1% of the amount paid, until 31st December 2024

Other fees may apply.

More information on this mortgage Less information on this mortgage
Halifax 5 year fixed
Maximum LTV
75%
Initial rate
1.14% fixed until 31 Dec 2026
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1499 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st December 2022
- then 4% of the amount paid, until 31st December 2023
- then 3% of the amount paid, until 31st December 2024
- then 2% of the amount paid, until 31st December 2025
- then 1% of the amount paid, until 31st December 2026

Other fees may apply.

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Halifax 3 year fixed cashback mortgage for first time buyers
Maximum LTV
75%
Initial rate
1.14% fixed until 31 Dec 2024
Subsequent rate (SVR)
3.59% variable
Overall cost for comparison
-
Available via brokers only.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 31st December 2022
- then 2% of the amount paid, until 31st December 2023
- then 1% of the amount paid, until 31st December 2024

Other fees may apply.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Overall representative example

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

3.69% APRC representative

Initial rate

2.23% fixed for 2 years(24 instalments of £732.17pm)

Subsequent rate (SVR)

3.89% variable for the remaining 23 years
(276 instalments of £877.11pm)

Lender fee

£574

Total amount payable

£260,229.01

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